Farmers National Banc vs Mid Penn Bancorp
FMNB and MPB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FMNB and MPB compare
Farmers National Banc and Mid Penn Bancorp are about the same size, with market caps of $916M and $894M.
On earnings, Farmers National Banc is cheaper: it trades at 11.1× trailing earnings, against 12.3× for Mid Penn Bancorp.
Mid Penn Bancorp grew revenue faster over the last twelve months (31.3% versus 25.8% for Farmers National Banc).
Mid Penn Bancorp keeps more of each dollar of sales as profit, with a net margin of 25.8% compared with 19.6% at Farmers National Banc.
Both pay dividends: Farmers National Banc yields 4.5% and Mid Penn Bancorp 2.7%.
Farmers National Banc scores higher on the StockData Score (16 against 13 for Mid Penn Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FMNB | MPB |
|---|---|---|
| Size and price | ||
| Market cap | $916M | $894M |
| Share price | $15.46 | $35.30 |
| Change, 1 year | 15.7% | 20.1% |
| Change, 5 years | −15.8% | 19.5% |
| Beta (5Y) | 0.59 | 0.55 |
| Employees | 706 | 16 |
| StockData Score | ||
| Total score | 16 (better) | 13 |
| Valuation score | 3 (better) | 2 |
| Growth score | 3 (better) | 2 |
| Performance score | 3 (better) | 2 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.1× (better) | 12.3× |
| P/S | 2.6× (better) | 3.2× |
| P/B | 1.3× | 1.0× (better) |
| P/FCF | 11.5× (better) | 14.0× |
| FCF yield | 8.7% (better) | 7.1% |
| Fair value | $15.12 | $34.52 |
| Margin of safety | −2.2% (better) | −2.2% |
| Growth | ||
| Revenue growth (TTM) | 25.8% | 31.3% (better) |
| Revenue growth, 5Y average | 16.2% | 16.3% (better) |
| Net income growth (TTM) | 26.0% | 42.8% (better) |
| EPS growth (TTM) | −3.5% | 18.0% (better) |
| EPS growth, 5Y average | −0.27% (better) | −3.8% |
| Profitability | ||
| Net margin | 19.6% | 25.8% (better) |
| FCF margin | 22.8% | 23.0% (better) |
| Return on equity | 11.6% (better) | 8.4% |
| Financial health | ||
| Debt / equity | 0.60 | 0.08 (better) |
| Altman Z-score | 0.20 (better) | 0.17 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 4.5% (better) | 2.7% |
| Payout ratio | 48.8% | 31.9% |
| Years of dividend growth | 0 | 1 (better) |
| Dividend growth, 5Y average | – | 0.48% |
| Shareholder yield | 4.5% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 43.0% | 53.4% |
| Held by insiders | 2.7% | 25.6% |
| Insider net buying, 12 months | $1.1M (better) | $332K |
| Short interest, % of float | 3.5% | 3.5% |
Go deeper
- FMNB stock overview
- FMNB income statement
- FMNB valuation and score
- MPB stock overview
- MPB income statement
- MPB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.