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First Financial Bankshares Inc (FFIN) company profile

FFINNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 15/303% below fair value
$30.28+0.02 (+0.07%)

Close on Nov 13, 2026Market cap $4.34BP/E 14.9Yield 2.48%

About First Financial Bankshares

State Commercial Banks, SIC 6022

The company operates as a financial services provider that delivers diverse banking and lending solutions through its subsidiary banking operations. Its primary business activities center on credit facilities across commercial, consumer, and public sectors. Key loan offerings include commercial and industrial financing, construction and development lending, and commercial real estate loans for owner-occupied and non-owner-occupied properties. Additionally, the entity provides residential mortgages, agricultural and farm credit, municipal financing, and consumer loans for automotive and general needs. Its clientele includes commercial enterprises, real estate developers, farmers, municipalities, and individual consumers.

Geographically, the entity's credit exposure and security holdings exhibit a reported concentration risk within the state of Texas. Its institutional operations encompass subsidiary banking activities and related consolidated entities. The provided text does not state the specific location of the corporate headquarters, nor does it detail physical branch totals, office networks, or facilities outside Texas.

Summary of the business section of First Financial Bankshares's latest annual report, written by StockData.

Company profile

Company

Legal name
First Financial Bankshares Inc
Founded
1956
Headquarters
Abilene, TX
Address
400 Pine Street 79601
Phone
(325) 627-7361
Website
ffin.com
Employees
1,600, Dec 31, 2025
Industry
State Commercial Banks
Incorporated in
Texas
Fiscal year ends
December 31
Auditor
Ernst & Young LLP, Dallas, Texas

Stock & identifiers

Ticker
FFIN
Exchange
Nasdaq
IPO date
Nov 1, 1993
Shares outstanding
143M, Aug 4, 2026
Public float
$4.96B, Jun 30, 2025
Filer category
Large accelerated filer
Stock splits
2-for-1, Jun 4, 2019; 2-for-1, Jun 3, 2014; 3-for-2, Jun 2, 2011; 4-for-3, Jun 2, 2005; 125-for-100, Jun 3, 2003; 5-for-4, Jun 4, 2001; 11-for-10, Nov 12, 1998; 5-for-4, Jun 3, 1997; 5-for-4, Jun 4, 1996; 5-for-4, Sep 13, 1995; 5-for-4, Jun 2, 1994
SEC CIK
36029
CUSIP
32020R109
ISIN
US32020R1095
FIGI
BBG000BL8476
Share class FIGI
BBG001S7HCY9
LEI
549300XN3GTGOENGNV49
EIN
75-0944023

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
F. Scott DueserExecutive Chairman, Director1,151,384
Ronald David Butler IIEVP/CAO162,123
T. Luke LonghoferEVP - Chief Credit Officer43,148
Michelle S. HickoxEVP/CFO22,770
David William BaileyPresident and CEO28,845
Randall Allen RoeweEVP, Chief Risk Officer33,635
Timothy Michael BrownEVP/Chief Information Officer1,814
John James Ruzicka JrEVP, Chief Banking Ops Officer10,580
Lon A. BiebighauserTrust Company President11,778
J. Kyle McVeyEVP, CFO - Bank33,737
Brian D. GoodrichEVP - General Counsel7,645
Kirk W. ThaxtonTrust Company CEO89,131
Murray Hamilton EdwardsDirector277,921
Michael B. DennyDirector122,436
Robert Clark Nickles JrDirector114,995
Lota S. ZothDirector2,142
Eli JonesDirector11,524
Kade MatthewsDirector1,290,619
Ivan Tim LancasterDirector41,799
David L. CopelandDirector288,901
Vianei Lopez BraunDirector14,759
Sally Pope DavisDirector12,513
Blake Matthew PoutraDirector13,420
Geoff HaneyDirector35,788
Johnny TrotterDirector1,024,444

CEO pay and shareholder return

Pay versus performance table from the proxy statement

Fiscal yearCEO total payCEO pay actually paidOther executives (avg)Value of $100 investedPeer group
FY2025$3.36M$2.63M$1.36M$85$109
FY2024$3.55M$4.63M$1.24M$103$106
FY2023$1.24M$798.73K$931.43K$86$85
FY2022$3.09M$448.23K$991.91K$98$89
FY2021$3.44M$5.88M$981.46K$145$117
FY2020$1.80M$1.36M$847.07K$103$86

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Executive compensation, fiscal 2025

Summary compensation table from the latest proxy statement

ExecutiveSalaryStock awardsOption awardsIncentive payOtherTotalvs. prior year
F. Scott Dueser
Chairman and CEO
$1.20M$899.97K–$945.93K$309.61K$3.36M-6%
David W. Bailey
President
$600.00K$240.00K$120.02K$336.00K$126.12K$1.42M+57%
Michelle S. Hickox
EVP/CFO
$628.33K$247.94K$124.03K$352.80K$153.63K$1.51M+6%
Ronald D. Butler, II
EVP/CAO
$638.33K$251.95K$126.02K$358.40K$155.81K$1.53M+6%
T. Luke Longhofer
Chief Credit Officer
$446.67K$179.96K$90.02K$162.00K$99.75K$978.40K–

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

Employees

Headcount reported in annual reports

“On December 31, 2025, the Company employed approximately 1,600 employees.”

Corporate history

Events identified from SEC filings

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