First Community Bankshares Inc (FCBC) stock
FCBCNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 12/3015% above fair value
$45.29+0.01 (+0.02%)
Close on Nov 11, 2026Market cap $856.45MP/E 13.7Yield 9.52%
First Community Bankshares statistics
88 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 26, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 13, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.24
- 1.52
- P/OCF Ratio
- 17.15
- 9.79
Enterprise valuationIndustry
- EV / Sales
- 4.41
- 2.95
- EV / FCF
- 18.92
- 8.53
Share statisticsIndustry
- Shares Change (YoY)
- 2.34%
- 0.35%
- Shares Change (QoQ)
- 0.07%
- 0.00%
- Float
- 18M
- 17M
- Shares Held by Insiders
- 3.04%
- 6.05%
- Shares Held by Institutions
- 37.1%
- 61.3%
Short sellingIndustry
- Short Interest
- 428,824
- –
- Short Interest Change
- -22.6%
- -4.13%
- Short % of Float
- 2.34%
- 3.58%
- Short % of Shares Outstanding
- 2.27%
- 3.18%
- Days to Cover
- 2.91
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $50.17
- –
- 52-Week Low
- $31.21
- –
- 20-Day Moving Average
- $47.30
- –
- 50-Day Moving Average
- $47.48
- –
- 200-Day Moving Average
- $44.34
- –
- Average True Range (14)
- $1.32
- –
- Price Change (1 Week)
- -3.37%
- -1.44%
- Price Change (1 Month)
- -5.47%
- 4.50%
- Price Change (3 Months)
- -8.17%
- -3.21%
- Price Change (6 Months)
- 8.14%
- 11.7%
- Price Change (YTD)
- 34.3%
- 19.9%
- Price Change (1 Year)
- 35.5%
- 26.3%
- Price Change (3 Years)
- 35.3%
- 77.8%
- Price Change (5 Years)
- 32.1%
- 26.4%
- Price Change (10 Years)
- 58.9%
- 68.6%
- Average Volume (10 Days)
- 134,784
- –
- Average Volume (20 Days)
- 137,584
- –
- Average Volume (90 Days)
- 99,868
- –
- Relative Volume
- 0.76
- 0.63
- Relative Strength Index (14)
- 37.0
- 53.3
- Volatility (1 Year)
- 25.1%
- 24.4%
- Beta (5 Years)
- 0.54
- 0.63
MarginsIndustry
- Pretax Margin
- 41.6%
- 36.9%
- FCF Margin
- 23.3%
- 33.6%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.8%
- 10.7%
- Return on Assets (ROA)
- 1.83%
- 1.15%
GrowthIndustry
- Revenue Growth (YoY)
- 17.5%
- 11.8%
- Net Income Growth (YoY)
- 26.4%
- 23.0%
- EPS Growth (YoY)
- 23.0%
- 21.9%
- FCF Growth (YoY)
- -18.2%
- 28.2%
- Revenue Growth (3Y CAGR)
- 3.78%
- 5.82%
- Revenue Growth (5Y CAGR)
- 3.89%
- 6.17%
- EPS Growth (3Y CAGR)
- -39.3%
- 1.31%
- EPS Growth (5Y CAGR)
- -20.8%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.06
- 0.04
- Revenue Per Employee
- $312.33K
- $359.04K
- Profits Per Employee
- $100.37K
- $109.67K
- Employee Count
- 622
- 492
- WACC
- 7.60%
- 7.92%
Income statement (TTM)Industry
- Pretax Income
- $80.83M
- $74.28M
Balance sheetIndustry
- Equity (Book Value)
- $545.27M
- $570.13M
- Book Value Per Share
- $28.83
- $28.27
- Tangible Book Value
- $382.43M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$4.67M
- -$4.28M
- FCF Per Share
- $2.39
- $3.31
Dividends and yieldsIndustry
- Earnings Yield
- 7.29%
- 8.25%
- FCF Yield
- 5.28%
- 9.17%
- Dividend Yield
- 9.52%
- 2.45%
- Buyback Yield
- 2.37%
- 1.79%
- Shareholder Yield
- 11.9%
- 3.21%
- Dividend Per Share
- $4.31
- $0.92
- Dividend Growth (YoY)
- 259.2%
- 4.26%
- Years of Dividend Growth
- 14
- 2
- Payout Ratio
- 67.3%
- 29.0%
- FCF Payout Ratio
- 92.9%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $18.40M
- $15.94M
- Effective Tax Rate
- 22.8%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $46.34
- $45.42
- Graham Upside
- 2.32%
- 18.7%
- Altman Z-Score
- 0.36
- 0.22
- Piotroski F-Score
- 6
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | FCBC | S&P 500 | Difference | FCBC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -4.3% | -2.4% | −1.9 pts | ||
| 3 months | -6.7% | -1.2% | −5.6 pts | ||
| Year to date | +41.5% | +12.3% | +29.2 pts | ||
| 1 year | +44.7% | +12.4% | +32.3 pts | ||
| 3 years | +59.6% | +78.8% | −19.2 pts | +16.9% | +21.4% |
| 5 years | +66.1% | +75.2% | −9.0 pts | +10.7% | +11.9% |
| 10 years | +140.6% | +311.1% | −170.5 pts | +9.2% | +15.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M FCBC shares were sold short on Oct 30, 2026, down 22.6% from the previous report, or 2.34% of the shares available to trade. At recent volumes it would take 2.9 days to buy them back. Over the last 20 sessions, 66.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 428,824 | -22.6% | 147,457 | 2.9 |
| Oct 15, 2026 | 553,990 | -12.4% | 84,078 | 6.6 |
| Sep 30, 2026 | 632,728 | -8.7% | 95,319 | 6.6 |
| Sep 15, 2026 | 693,077 | +0.0% | 108,050 | 6.4 |
| Aug 31, 2026 | 692,819 | +7.8% | 74,784 | 9.3 |
| Aug 14, 2026 | 642,984 | +5.8% | 79,688 | 8.1 |
| Jul 31, 2026 | 607,518 | +17.2% | 104,948 | 5.8 |
| Jul 15, 2026 | 518,464 | -3.3% | 65,047 | 8.0 |
| Jun 30, 2026 | 536,320 | +16.5% | 109,728 | 4.9 |
| Jun 15, 2026 | 460,385 | +14.3% | 99,084 | 4.7 |
| May 29, 2026 | 402,809 | +3.8% | 73,560 | 5.5 |
| May 15, 2026 | 387,937 | -4.5% | 71,674 | 5.4 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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