FCBCNasdaqState Commercial BanksFiscal year ends December 31
FIRST COMMUNITY BANKSHARES INC /VA/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$48.74−0.06 (-0.12%)
Close on Oct 19, 2026
- Market cap
- $925.05M
- P/E (TTM)
- 15.4
- Dividend yield
- 8.84%
First Community Bankshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Market Cap | $921.69M | $679.86M |
| Enterprise Value | $921.69M | $408.94M |
| PE Ratio | 15.38 | 11.99 |
| PS Ratio | 4.90 | 3.59 |
| PB Ratio | 1.71 | 1.18 |
| P/TBV Ratio | 2.46 | 1.41 |
| P/FCF Ratio | 21.30 | 10.89 |
| P/OCF Ratio | 19.72 | 10.01 |
Enterprise value
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| EV / Sales | 4.90 | 2.76 |
| EV / FCF | 21.30 | 8.23 |
Income (trailing twelve months)
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Revenue | $187.94M | $170.85M |
| Pretax Income | $76.84M | $70.12M |
| Net Income | $59.27M | $54.33M |
| EPS (Diluted) | $3.17 | $2.91 |
Margins
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Pretax Margin | 40.9% | 36.5% |
| Profit Margin | 31.5% | 29.1% |
| FCF Margin | 23.0% | 33.2% |
Returns
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.4% | 10.6% |
| Return on Assets (ROA) | 1.75% | 1.12% |
Growth
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 13.7% | 11.8% |
| Net Income Growth (YoY) | 18.2% | 23.2% |
| EPS Growth (YoY) | 16.1% | 23.1% |
| FCF Growth (YoY) | -9.41% | 28.5% |
| Revenue Growth (3Y CAGR) | 3.78% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.89% | 6.17% |
| EPS Growth (3Y CAGR) | -39.3% | 1.31% |
| EPS Growth (5Y CAGR) | -20.8% | 8.24% |
Balance sheet
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Equity (Book Value) | $539.10M | $563.88M |
| Book Value Per Share | $28.51 | $28.47 |
| Tangible Book Value | $375.43M | $475.36M |
Cash flow (trailing twelve months)
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Operating Cash Flow | $46.73M | $61.52M |
| Capital Expenditures | -$3.46M | -$4.08M |
| Free Cash Flow | $43.27M | $52.15M |
| FCF Per Share | $2.29 | $3.05 |
Efficiency
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Asset Turnover | 0.06 | 0.04 |
| Revenue Per Employee | $302.16K | $353.78K |
| Profits Per Employee | $95.29K | $107.28K |
| Employee Count | 622 | 489 |
Dividends and yields
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Earnings Yield | 6.43% | 8.13% |
| FCF Yield | 4.69% | 8.91% |
| Dividend Yield | 8.84% | 2.48% |
| Buyback Yield | 2.21% | 1.55% |
| Shareholder Yield | 11.0% | 3.13% |
| Dividend Per Share | $4.31 | $0.93 |
| Dividend Growth (YoY) | 259.2% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 70.0% | 29.3% |
| FCF Payout Ratio | 95.9% | 26.0% |
Shares
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Shares Outstanding | 18,910,300 | 18,839,100 |
| Shares Change (YoY) | 1.58% | 0.40% |
| Shares Change (QoQ) | 0.22% | 0.00% |
| Float | 18,336,300 | 17,061,900 |
| Shares Held by Insiders | 3.04% | 5.89% |
| Shares Held by Institutions | 37.1% | 61.9% |
Taxes
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Income Tax | $17.57M | $14.50M |
| Effective Tax Rate | 22.9% | 21.1% |
Scores
| Measure | First Community Bankshares | Industry median |
|---|---|---|
| Graham Number | $45.09 | $45.31 |
| Graham Upside | -7.48% | 21.9% |
| Altman Z-Score | 0.37 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from First Community Bankshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.