First BanCorp (FBP) shareholders
FBPNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 18/3014% above fair value
$26.16+0.07 (+0.27%)
Close on Nov 13, 2026Market cap $3.99BP/E 11.0Yield 2.75%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
96.7%
148M of 153M shares
Institutional holders
307
46 new, 38 sold out
Net institutional buying
-2M
In Q2 2026
Insider trades, 12 months
0 buys · 6 sales
Net sold $2.38M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 25,351,160 | – | 13G (passive) amendment | Dec 31, 2023 |
| Vanguard Portfolio Management | 13,074,748 | 8.39% | 13G (passive) | Mar 31, 2026 |
| Dimensional Fund Advisors LP | 10,096,761 | 5.90% | 13G (passive) amendment | Dec 29, 2023 |
| AllianceBernstein L.P. | 8,588,614 | 5.00% | 13G (passive) amendment | Dec 31, 2023 |
| Vanguard Capital Management | 8,154,903 | 5.23% | 13G (passive) | Mar 31, 2026 |
| State Street Corporation | – | 5.32% | 13G (passive) amendment | Dec 31, 2023 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of FBP | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 22,755,871 | 14.91% | $593.25M | −139,409 | 0.01% |
| Vanguard Portfolio Management LLC | 12,351,989 | 8.09% | $322.02M | −652,231 | 0.01% |
| State Street Corp | 9,001,680 | 5.90% | $234.67M | +564,547 | 0.01% |
| Dimensional Fund Advisors LP | 7,922,500 | 5.19% | $206.54M | +29,271 | 0.04% |
| Vanguard Capital Management LLC | 6,953,275 | 4.55% | $181.27M | −22,506 | 0.00% |
| FMR LLC | 6,039,458 | 3.96% | $157.45M | −3,627,468 | 0.01% |
| American Century Companies Inc | 6,035,164 | 3.95% | $157.34M | −120,484 | 0.07% |
| Alliancebernstein L.P. | 5,340,581 | 3.50% | $114.07M | +1,365,513 | 0.04% |
| Geode Capital Management, LLC | 5,132,774 | 3.36% | $133.83M | +387,191 | 0.01% |
| Price T Rowe Associates Inc /Md/ | 5,003,198 | 3.28% | $130.43M | +1,209,827 | 0.01% |
| First Trust Advisors LP | 4,941,179 | 3.24% | $128.82M | +78,891 | 0.08% |
| Arrowstreet Capital, Limited Partnership | 3,332,105 | 2.18% | $86.87M | +670,410 | 0.04% |
| Lsv Asset Management | 3,294,478 | 2.16% | $85.89M | +1,404,878 | 0.16% |
| Frontier Capital Management Co LLC | 2,422,265 | 1.59% | $63.15M | −501,473 | 0.59% |
| Northern Trust Corp | 2,260,232 | 1.48% | $58.92M | +88,869 | 0.01% |
| Morgan Stanley | 2,249,513 | 1.47% | $58.64M | +101,646 | 0.00% |
| Norges Bank | 1,960,975 | 1.28% | $51.12M | New | 0.01% |
| Schroder Investment Management Group | 1,830,419 | 1.20% | $47.79M | +497,664 | 0.03% |
| Charles Schwab Investment Management Inc | 1,810,688 | 1.19% | $47.20M | +147,383 | 0.01% |
| Bank of New York Mellon Corp | 1,728,218 | 1.13% | $45.05M | +30,693 | 0.01% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 307 | 148M | 96.7% | 46 / 108 | 100 / 38 | 12M | 15M |
| Q1 2026 | 304 | 150M | 98.4% | 39 / 109 | 120 / 25 | 30M | 12M |
| Q4 2025 | 296 | 153M | 100.0% | 46 / 92 | 124 / 28 | 11M | 10M |
| Q3 2025 | 284 | 153M | 100.0% | 27 / 99 | 112 / 31 | 8M | 9M |
| Q2 2025 | 289 | 154M | 100.0% | 38 / 106 | 113 / 23 | 9M | 11M |
| Q1 2025 | 274 | 156M | 100.0% | 29 / 107 | 99 / 28 | 9M | 11M |
| Q4 2024 | 275 | 159M | 100.0% | 44 / 93 | 88 / 33 | 12M | 9M |
| Q3 2024 | 266 | 156M | 100.0% | 43 / 80 | 104 / 14 | 32M | 10M |
| Q2 2024 | 238 | 158M | 100.0% | 31 / 76 | 99 / 32 | 7M | 13M |
| Q1 2024 | 241 | 164M | 100.0% | 26 / 73 | 110 / 27 | 9M | 10M |
| Q4 2023 | 244 | 165M | 100.0% | 39 / 71 | 102 / 20 | 13M | 9M |
| Q3 2023 | 227 | 162M | 100.0% | 26 / 57 | 99 / 13 | 5M | 11M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
371 funds held FBP in Q2 2026, 47% of their shares through ETFs. Each fund counts once per quarter, from its quarter-end report.
| Fund | Shares | % of FBP | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 9,244,066 | 6.06% | $240.99M | 0.22% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 4,933,433 | 3.23% | $118.30M | 0.44% | May 31, 2026 |
| Vanguard Total Stock Market Index Fund | 4,923,029 | 3.22% | $128.34M | 0.01% | Jun 30, 2026 |
| First Trust SMID Cap Rising Dividend Achievers ETF | 4,266,183 | 2.79% | $111.22M | 0.98% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 3,894,209 | 2.55% | $101.52M | 0.12% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 3,549,245 | 2.32% | $92.53M | 0.05% | Jun 30, 2026 |
| Fidelity Stock Selector Small Cap Fund | 3,011,713 | 1.97% | $87.13M | 1.18% | Jul 31, 2026 |
| Vanguard Small-Cap Value Index Fund | 2,247,219 | 1.47% | $58.58M | 0.09% | Jun 30, 2026 |
| T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund | 2,246,274 | 1.47% | $58.56M | 0.60% | Jun 30, 2026 |
| Fidelity Series Small Cap Opportunities Fund | 2,140,361 | 1.40% | $61.92M | 1.31% | Jul 31, 2026 |
| Vanguard Strategic Equity Fund | 1,987,225 | 1.30% | $51.81M | 0.43% | Jun 30, 2026 |
| State Street(R) SPDR(R) S&P(R) Regional Banking ETF | 1,890,145 | 1.24% | $49.28M | 1.04% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 1,758,907 | 1.15% | $45.85M | 0.05% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 1,711,942 | 1.12% | $49.53M | 0.15% | Jul 31, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 1,404,816 | 0.92% | $36.62M | 0.22% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Aurelio Aleman | President and CEO, Director | 1,130,475 | 0.74% | Mar 23, 2026 |
| Nayda Rivera | EVP, CCO and Chief of Staff | 232,105 | 0.15% | Aug 28, 2026 |
| Gonzalez Orlando Berges | EVP and CFO | 311,738 | 0.20% | Jul 2, 2026 |
| Lilian Diaz-Bento | EVP | 56,375 | 0.04% | Jun 8, 2026 |
| Jose Maria Lacasa | EVP | 81,473 | 0.05% | Mar 23, 2026 |
| Ginoris Lopez-Lay | EVP | 221,389 | 0.15% | Mar 23, 2026 |
| Michael McDonald | EVP | 76,170 | 0.05% | Mar 23, 2026 |
| Juan Carlos Pavia | EVP, Chief Operating Officer | 98,870 | 0.06% | Mar 23, 2026 |
| Sara Alvarez-Cabrero | EVP, General Counsel | 84,573 | 0.06% | Mar 23, 2026 |
| Said Ortiz | Chief Accounting Officer | 48,202 | 0.03% | Mar 23, 2026 |
| Donald Kafka | EVP | 60,318 | 0.04% | Sep 17, 2025 |
| Cassan Pancham | EVP | 303,279 | 0.20% | May 21, 2025 |
| Carlos Power | EVP | 188,382 | 0.12% | Mar 26, 2025 |
| Felix Villamil | Director | 20,381 | 0.01% | Nov 3, 2026 |
| Tracey A. Dedrick | Director | 35,537 | 0.02% | Oct 2, 2026 |
| Roberto R. Herencia | Director | 614,465 | 0.40% | Oct 2, 2026 |
| Reboyras Juan Acosta | Director | 25,851 | 0.02% | Oct 2, 2026 |
| Crespo Luz | Director | 63,607 | 0.04% | Oct 2, 2026 |
| John A. Heffern | Director | 77,743 | 0.05% | Oct 2, 2026 |
| Daniel Edward Frye | Director | 21,137 | 0.01% | Oct 2, 2026 |
| Patricia Eaves | Director | 19,779 | 0.01% | Apr 1, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Felix Villamil Director | Oct 30, 2026 | Award | +1,527 | $26.18 | $39.98K | 20,381 |
| Felix Villamil Director | Oct 30, 2026 | Tax withholding | −206 | $26.18 | $5.39K | 18,854 |
| John A. Heffern Director | Sep 30, 2026 | Award | +1,518 | $26.34 | $39.98K | 77,743 |
| John A. Heffern Director | Sep 30, 2026 | Tax withholding | −71 | $26.34 | $1.87K | 76,225 |
| Crespo Luz Director | Sep 30, 2026 | Award | +1,518 | $26.34 | $39.98K | 63,607 |
| Crespo Luz Director | Sep 30, 2026 | Tax withholding | −182 | $26.34 | $4.79K | 62,089 |
| Tracey A. Dedrick Director | Sep 30, 2026 | Award | +1,518 | $26.34 | $39.98K | 35,537 |
| Tracey A. Dedrick Director | Sep 30, 2026 | Tax withholding | −19 | $26.34 | $500 | 34,019 |
| Roberto R. Herencia Director | Sep 30, 2026 | Award | +3,796 | $26.34 | $99.99K | 614,465 |
| Reboyras Juan Acosta Director | Sep 30, 2026 | Award | +1,518 | $26.34 | $39.98K | 25,851 |
| Reboyras Juan Acosta Director | Sep 30, 2026 | Tax withholding | −182 | $26.34 | $4.79K | 24,333 |
| Daniel Edward Frye Director | Sep 30, 2026 | Award | +1,518 | $26.34 | $39.98K | 21,137 |
| Roberto R. Herencia Director | Sep 2, 2026 | Sale | −26,350 | $28.48 | $750.45K | 610,669 |
| Nayda Rivera EVP, CCO and Chief of Staff | Aug 26, 2026 | Sale | −10,000 | $28.19 | $281.90K | 230,398 |
| Nayda Rivera EVP, CCO and Chief of Staff | Aug 17, 2026 | Sale | −10,000 | $29.59 | $295.90K | 240,398 |
| Gonzalez Orlando Berges EVP and CFO | Jun 30, 2026 | Tax withholding | −4,523 | $26.07 | $117.91K | 311,738 |
| Gonzalez Orlando Berges EVP and CFO | Jun 30, 2026 | Tax withholding | −2,518 | $26.07 | $65.64K | 321,021 |
| Gonzalez Orlando Berges EVP and CFO | Jun 30, 2026 | Tax withholding | −4,760 | $26.07 | $124.09K | 316,261 |
| Lilian Diaz-Bento EVP | Jun 5, 2026 | Sale | −8,000 | $24.33 | $194.64K | 56,375 |
| Patricia Eaves Director | Mar 31, 2026 | Tax withholding | −209 | $21.36 | $4.46K | 19,779 |
| Patricia Eaves Director | Mar 31, 2026 | Award | +1,872 | $21.36 | $39.99K | 21,651 |
| Juan Carlos Pavia EVP, Chief Operating Officer | Mar 21, 2026 | Tax withholding | −1,474 | $20.57 | $30.32K | 98,870 |
| Said Ortiz Chief Accounting Officer | Mar 21, 2026 | Tax withholding | −1,436 | $20.57 | $29.54K | 48,202 |
| Ginoris Lopez-Lay EVP | Mar 21, 2026 | Tax withholding | −796 | $20.57 | $16.37K | 221,389 |
| Gonzalez Orlando Berges EVP and CFO | Mar 21, 2026 | Tax withholding | −2,479 | $20.57 | $50.99K | 323,539 |
| Nayda Rivera EVP, CCO and Chief of Staff | Mar 21, 2026 | Tax withholding | −2,661 | $20.57 | $54.74K | 250,398 |
| Michael McDonald EVP | Mar 21, 2026 | Tax withholding | −794 | $20.57 | $16.33K | 76,170 |
| Aurelio Aleman President and CEO, Director | Mar 21, 2026 | Tax withholding | −12,693 | $20.57 | $261.10K | 1,130,475 |
| Lilian Diaz-Bento EVP | Mar 21, 2026 | Tax withholding | −853 | $20.57 | $17.55K | 64,375 |
| Sara Alvarez-Cabrero EVP, General Counsel | Mar 21, 2026 | Tax withholding | −1,694 | $20.57 | $34.85K | 84,573 |
| Jose Maria Lacasa EVP | Mar 21, 2026 | Tax withholding | −1,596 | $20.57 | $32.83K | 81,473 |
| Juan Carlos Pavia EVP, Chief Operating Officer | Mar 19, 2026 | Award | +11,583 | $20.59 | $238.49K | 100,344 |
| Said Ortiz Chief Accounting Officer | Mar 19, 2026 | Award | +9,471 | $20.59 | $195.01K | 49,638 |
| Ginoris Lopez-Lay EVP | Mar 19, 2026 | Award | +9,228 | $20.59 | $190.00K | 222,185 |
| Gonzalez Orlando Berges EVP and CFO | Mar 19, 2026 | Award | +13,980 | $20.59 | $287.85K | 326,018 |
| Nayda Rivera EVP, CCO and Chief of Staff | Mar 19, 2026 | Award | +13,576 | $20.59 | $279.53K | 253,059 |
| Michael McDonald EVP | Mar 19, 2026 | Award | +7,613 | $20.59 | $156.75K | 76,964 |
| Aurelio Aleman President and CEO, Director | Mar 19, 2026 | Award | +58,318 | $20.59 | $1.20M | 1,143,168 |
| Lilian Diaz-Bento EVP | Mar 19, 2026 | Award | +9,689 | $20.59 | $199.50K | 65,228 |
| Sara Alvarez-Cabrero EVP, General Counsel | Mar 19, 2026 | Award | +9,781 | $20.59 | $201.39K | 86,267 |
| Jose Maria Lacasa EVP | Mar 19, 2026 | Award | +10,693 | $20.59 | $220.17K | 83,069 |
| Ginoris Lopez-Lay EVP | Mar 16, 2026 | Tax withholding | −4,816 | $20.57 | $99.07K | 215,059 |
| Ginoris Lopez-Lay EVP | Mar 16, 2026 | Option exercise | +15,599 | – | – | 219,875 |
| Ginoris Lopez-Lay EVP | Mar 16, 2026 | Tax withholding | −2,102 | $20.57 | $43.24K | 212,957 |
| Sara Alvarez-Cabrero EVP, General Counsel | Mar 16, 2026 | Tax withholding | −5,799 | $20.57 | $119.29K | 78,978 |
| Sara Alvarez-Cabrero EVP, General Counsel | Mar 16, 2026 | Tax withholding | −2,492 | $20.57 | $51.26K | 76,486 |
| Sara Alvarez-Cabrero EVP, General Counsel | Mar 16, 2026 | Option exercise | +15,121 | – | – | 84,777 |
| Gonzalez Orlando Berges EVP and CFO | Mar 16, 2026 | Tax withholding | −9,108 | $20.57 | $187.35K | 315,772 |
| Gonzalez Orlando Berges EVP and CFO | Mar 16, 2026 | Tax withholding | −3,734 | $20.57 | $76.81K | 312,038 |
| Gonzalez Orlando Berges EVP and CFO | Mar 16, 2026 | Option exercise | +28,595 | – | – | 324,880 |
| Jose Maria Lacasa EVP | Mar 16, 2026 | Tax withholding | −2,506 | $20.57 | $51.55K | 72,376 |
| Jose Maria Lacasa EVP | Mar 16, 2026 | Tax withholding | −5,831 | $20.57 | $119.94K | 74,882 |
| Jose Maria Lacasa EVP | Mar 16, 2026 | Option exercise | +14,451 | – | – | 80,713 |
| Aurelio Aleman President and CEO, Director | Mar 16, 2026 | Tax withholding | −14,570 | $20.57 | $299.70K | 1,084,850 |
| Aurelio Aleman President and CEO, Director | Mar 16, 2026 | Tax withholding | −36,638 | $20.57 | $753.64K | 1,099,420 |
| Aurelio Aleman President and CEO, Director | Mar 16, 2026 | Option exercise | +86,511 | – | – | 1,136,058 |
| Lilian Diaz-Bento EVP | Mar 16, 2026 | Tax withholding | −1,283 | $20.57 | $26.39K | 55,539 |
| Lilian Diaz-Bento EVP | Mar 16, 2026 | Tax withholding | −2,757 | $20.57 | $56.71K | 56,822 |
| Lilian Diaz-Bento EVP | Mar 16, 2026 | Option exercise | +15,886 | – | – | 59,579 |
| Nayda Rivera EVP, CCO and Chief of Staff | Mar 16, 2026 | Option exercise | +23,069 | – | – | 253,280 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Short interest
Shares sold short and not yet bought back, as of Oct 30, 2026 (FINRA, reported twice a month)
Short % of float
4.56%
7M shares short
Days to cover
3.5
At 2M shares a day
Change since last report
-11.9%
From 8M shares
Short volume, 20 days
52.4%
Of volume reported to FINRA
Shares sold short, last 12 months
Short sale volume counts trades marked short on any given day, including market-maker hedging, so it runs far higher than the share of First BanCorp's stock actually held short. Settlement fails (shares not delivered on time) peaked at 34,849 shares on Aug 27, 2026 over the last 90 days.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Roberto R. Herencia Director | Sep 2, 2026 | 26,350 | $765.00K | Aug 28, 2026 | Stock Award |
| Nayda Rivera OFFICER | Aug 26, 2026 | 10,000 | $282.00K | Aug 26, 2026 | Restricted Stock Acquired as compensation |
| Nayda Rivera OFFICER | Aug 17, 2026 | 10,000 | $294.00K | Aug 17, 2026 | Restricted Stock Acquired ascompensation |
| Gonzalez Orlando Berges Officer | Jul 24, 2026 | 123,197 | $3.54M | Jul 24, 2026 | Stock Award |
| Donald Kafka Officer | Dec 3, 2025 | 15,000 | $303.75K | Dec 3, 2025 | Acquired as compensation -- Performance Awards |
| Donald Kafka Officer | Oct 6, 2025 | 1,000 | $21.97K | Oct 6, 2025 | Acquired as compensation -- Performance Awards |
| Aurelio Aleman Officer, Director | Aug 22, 2025 | 50,000 | $1.10M | Aug 22, 2025 | Restricted Stock Acquired as compensation |
| Nayda Rivera Officer | Aug 19, 2025 | 10,000 | $211.00K | Aug 19, 2025 | Restricted Stock Acquired as compensation |
| Donald Kafka Officer | Aug 12, 2025 | 40,000 | $849.60K | Aug 12, 2025 | Acquired as compensation -- Performance Awards |
| Cassan Pancham former officer | Jul 2, 2025 | 99,000 | $2.08M | Jun 26, 2025 | stock bonus |
| Aurelio Aleman Officer, Director | Jun 11, 2025 | 50,000 | $1.03M | Jun 11, 2025 | Restricted Stock Acquired as compensation |
| Roberto R. Herencia Officer | Jun 11, 2025 | 14,738 | $302.00K | Jun 11, 2025 | stock bonus |
| Nayda Rivera Officer | May 2, 2025 | 10,000 | $200.00K | May 2, 2025 | Restricted Stock Acquired as compensation |
| Donald Kafka Officer | Nov 25, 2024 | 80,000 | $1.73M | Nov 25, 2024 | Acquired as compensation -- Restricted Stock Awards |
| Aurelio Aleman Officer, Director | Nov 12, 2024 | 50,000 | $1.08M | Nov 11, 2024 | Restricted Stock Acquired as compensation |
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