First American Financial Corp (FAF) stock
FAFNYSETitle InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 23, 2026Score 15/3032% below fair value
$64.40−2.57 (-3.84%)
Close on Nov 12, 2026Market cap $6.58BP/E 9.1Yield 3.39%
First American Financial statistics
95 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 10, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 28, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.88
- 1.73
- P/OCF Ratio
- 6.78
- 7.17
Enterprise valuationIndustry
- EV / Sales
- 0.60
- 0.96
- EV / FCF
- 6.04
- 7.18
Share statisticsIndustry
- Shares Change (YoY)
- -0.60%
- -1.32%
- Shares Change (QoQ)
- 0.20%
- -0.09%
- Float
- 98M
- 57M
- Shares Held by Insiders
- 3.80%
- 3.33%
- Shares Held by Institutions
- 97.7%
- 84.6%
Short sellingIndustry
- Short Interest
- 6M
- –
- Short Interest Change
- -5.45%
- -2.56%
- Short % of Float
- 6.11%
- 3.81%
- Short % of Shares Outstanding
- 5.88%
- 3.02%
- Days to Cover
- 4.68
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $79.87
- –
- 52-Week Low
- $56.20
- –
- 20-Day Moving Average
- $65.67
- –
- 50-Day Moving Average
- $66.35
- –
- 200-Day Moving Average
- $67.59
- –
- Average True Range (14)
- $2.17
- –
- Price Change (1 Week)
- -5.57%
- 0.12%
- Price Change (1 Month)
- 3.75%
- 4.24%
- Price Change (3 Months)
- -12.8%
- 0.69%
- Price Change (6 Months)
- -3.89%
- 11.5%
- Price Change (YTD)
- 4.82%
- 8.44%
- Price Change (1 Year)
- 0.47%
- 9.87%
- Price Change (3 Years)
- 21.0%
- 49.0%
- Price Change (5 Years)
- -15.1%
- 41.8%
- Price Change (10 Years)
- 67.5%
- 114.7%
- Average Volume (10 Days)
- 1M
- –
- Average Volume (20 Days)
- 1M
- –
- Average Volume (90 Days)
- 901,715
- –
- Relative Volume
- 1.06
- 0.78
- Relative Strength Index (14)
- 45.2
- 55.8
- Volatility (1 Year)
- 30.7%
- 28.3%
- Beta (5 Years)
- 0.83
- 0.60
MarginsIndustry
- Pretax Margin
- 11.9%
- 13.5%
- EBITDA Margin
- 16.8%
- 13.5%
- FCF Margin
- 9.96%
- 18.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 13.7%
- 13.9%
- Return on Assets (ROA)
- 4.12%
- 2.97%
GrowthIndustry
- Revenue Growth (YoY)
- 14.1%
- 6.46%
- Net Income Growth (YoY)
- 51.9%
- 11.9%
- EPS Growth (YoY)
- 52.7%
- 12.7%
- FCF Growth (YoY)
- 14.4%
- 9.52%
- Revenue Growth (3Y CAGR)
- -0.68%
- 9.53%
- Revenue Growth (5Y CAGR)
- 1.01%
- 8.29%
- EPS Growth (3Y CAGR)
- 34.8%
- 15.9%
- EPS Growth (5Y CAGR)
- -0.52%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.45
- 0.27
- Revenue Per Employee
- $423.50K
- $1.80M
- Profits Per Employee
- $38.35K
- $182.48K
- Employee Count
- 19,102
- 1,341
- WACC
- 9.02%
- 7.87%
Income statement (TTM)Industry
- Pretax Income
- $960.70M
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $1.73B
- $331.32M
- Net Cash Per Share
- $16.95
- $5.43
- Equity (Book Value)
- $5.39B
- $3.44B
- Book Value Per Share
- $52.76
- $37.80
- Tangible Book Value
- $3.49B
- $2.32B
Cash flow (TTM)Industry
- Capital Expenditures
- -$163.70M
- -$9.40M
- FCF Per Share
- $7.89
- $8.18
Dividends and yieldsIndustry
- Earnings Yield
- 11.1%
- 8.74%
- FCF Yield
- 12.3%
- 11.6%
- Dividend Yield
- 3.39%
- 1.89%
- Buyback Yield
- 0.84%
- 3.22%
- Shareholder Yield
- 4.23%
- 4.27%
- Dividend Per Share
- $2.18
- $1.75
- Dividend Growth (YoY)
- 1.87%
- 4.86%
- Years of Dividend Growth
- 15
- 3
- Payout Ratio
- 23.0%
- 20.1%
- FCF Payout Ratio
- 20.9%
- 17.9%
Taxes and interestIndustry
- Interest Expense
- $177.90M
- $77.46M
- Income Tax
- $226.80M
- $107.00M
- Effective Tax Rate
- 23.6%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $91.81
- $76.72
- Graham Upside
- 42.6%
- 11.1%
- Altman Z-Score
- 1.10
- 0.94
- Piotroski F-Score
- 7
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | FAF | S&P 500 | Difference | FAF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +5.7% | -2.7% | +8.4 pts | ||
| 3 months | -10.1% | -1.7% | −8.4 pts | ||
| Year to date | +7.5% | +11.9% | −4.4 pts | ||
| 1 year | +4.4% | +12.0% | −7.6 pts | ||
| 3 years | +33.3% | +78.2% | −44.9 pts | +10.1% | +21.2% |
| 5 years | +1.1% | +73.2% | −72.1 pts | +0.2% | +11.6% |
| 10 years | +133.6% | +309.6% | −176.0 pts | +8.9% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
6M FAF shares were sold short on Oct 30, 2026, down 5.4% from the previous report, or 6.11% of the shares available to trade. At recent volumes it would take 4.7 days to buy them back. Over the last 20 sessions, 63.8% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 6,005,621 | -5.4% | 1,282,331 | 4.7 |
| Oct 15, 2026 | 6,351,545 | +1.5% | 920,855 | 6.9 |
| Sep 30, 2026 | 6,256,738 | +3.6% | 1,141,783 | 5.5 |
| Sep 15, 2026 | 6,041,871 | +0.7% | 784,845 | 7.7 |
| Aug 31, 2026 | 5,999,799 | +7.8% | 603,041 | 9.9 |
| Aug 14, 2026 | 5,567,312 | -6.7% | 628,504 | 8.9 |
| Jul 31, 2026 | 5,965,079 | -9.1% | 869,565 | 6.9 |
| Jul 15, 2026 | 6,558,825 | +2.3% | 786,565 | 8.3 |
| Jun 30, 2026 | 6,414,402 | +12.6% | 1,284,539 | 5.0 |
| Jun 15, 2026 | 5,698,585 | +15.3% | 1,079,760 | 5.3 |
| May 29, 2026 | 4,944,079 | +15.3% | 882,354 | 5.6 |
| May 15, 2026 | 4,288,305 | +8.3% | 770,482 | 5.6 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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