StockData

MUNCY COLUMBIA FINANCIAL Corp (CCFN) stock

CCFNOTCState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 12/30
$30.48+0.00 (0.00%)

Close on Oct 19, 2026Market cap $323.52MP/E 11.7Yield 2.52%

Muncy Columbia Financial statistics

46 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
–
Last ex-dividend date
Aug 25, 2026
Fundamentals through
Sep 30, 2026
Share price as of
–

Share statisticsIndustry

Shares Change (YoY)
-0.07%
0.33%
Shares Change (QoQ)
0.02%
0.00%
Float
10M
17M
Shares Held by Insiders
5.55%
6.05%

MarginsIndustry

Pretax Margin
44.2%
37.0%
Profit Margin
36.7%
29.6%
FCF Margin
45.2%
33.9%

Returns on capitalIndustry

Return on Equity (ROE)
14.7%
10.7%
Return on Assets (ROA)
1.66%
1.16%

Financial positionIndustry

Debt / Equity
0.04
0.21
Debt / FCF
0.22
1.48

GrowthIndustry

Revenue Growth (YoY)
11.1%
11.7%
Net Income Growth (YoY)
25.8%
22.6%
EPS Growth (YoY)
26.2%
21.6%
FCF Growth (YoY)
66.1%
27.2%
Revenue Growth (3Y CAGR)
35.7%
5.82%
EPS Growth (3Y CAGR)
14.4%
1.31%

EfficiencyIndustry

Asset Turnover
0.05
0.04
Revenue Per Employee
$298.68K
$358.92K
Profits Per Employee
$109.67K
$110.51K
Employee Count
253
492

Income statement (TTM)Industry

Revenue
$75.57M
$183.72M
Pretax Income
$33.41M
$74.07M
Net Income
$27.75M
$57.59M
EPS (Diluted)
$2.61
$2.99

Balance sheetIndustry

Total Debt
$7.52M
$162.54M
Net Cash (Debt)
$28.24M
$165.09M
Net Cash Per Share
$2.66
$8.07
Equity (Book Value)
$193.04M
$570.13M
Book Value Per Share
$18.19
$28.12
Tangible Book Value
$167.43M
$478.27M

Cash flow (TTM)Industry

Operating Cash Flow
$35.35M
$66.48M
Capital Expenditures
-$1.20M
-$4.24M
Free Cash Flow
$34.15M
$59.01M
FCF Per Share
$3.22
$3.37

Dividends and yieldsIndustry

Dividend Per Share
$0.77
$0.92
Dividend Growth (YoY)
30.7%
4.26%
Years of Dividend Growth
3
2
Payout Ratio
36.2%
28.5%
FCF Payout Ratio
29.4%
24.8%

Taxes and interestIndustry

Income Tax
$5.66M
$16.14M
Effective Tax Rate
16.9%
21.1%

Scores and fair valueIndustry

Graham Number
$32.70
$45.07
Piotroski F-Score
6
6

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodCCFNS&P 500DifferenceCCFN per yearS&P 500 per year
1 month+2.1%+0.6%+1.5 pts
3 months+6.6%+3.4%+3.2 pts
Year to date+68.2%+13.3%+54.9 pts
1 year+83.6%+16.6%+67.0 pts
3 years+199.5%+86.4%+113.1 pts+44.1%+23.1%
5 years+121.7%+81.9%+39.8 pts+17.3%+12.7%
10 years+249.4%+318.9%−69.5 pts+13.3%+15.4%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

0M CCFN shares were sold short on Oct 30, 2026, down 66.7% from the previous report. At recent volumes it would take 1.0 days to buy them back.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 20262-66.7%15,0661.0
Oct 15, 20266+100.0%1,6441.0
Sep 30, 20263–1,5001.0
Jul 15, 2026160.0%5,3521.0
Jun 30, 202616-96.6%8,6321.0
Jun 15, 2026471-2.7%9,9261.0
May 29, 2026484+3.4%5,5491.0
May 15, 2026468+138.8%5,9291.0
Apr 30, 2026196-10.5%4,9271.0
Apr 15, 2026219-60.0%1,7471.0
Mar 31, 2026547–1,2341.0
Feb 13, 2026322–5,2541.0

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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