USCB Financial Holdings, Inc. (USCB) stock
Close on Nov 11, 2026Market cap $369.31MP/E –Yield –
USCB Financial Holdings, Inc. grew revenue 4.2% to $99.15M over the twelve months to Sep 30, 2026. Free cash flow was $42.99M, down 13.4% from a year earlier. At the latest close the market valued the company at $369.31M.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $369.31M
- P/E ratio
- –
- Price to sales
- 3.72
- Price to book
- 1.61
- Dividend yield
- –
- Free cash flow yield
- 11.64%
Fundamentals
- Revenue
- $99.15M
- Net income
- $29.32M
- EPS, diluted
- $1.33
- Free cash flow
- $42.99M
Trading
- Next earnings
- Jan 21, 2027 (estimated, during market hours)
- Previous close
- $19.88
- Open
- $19.98
- Day's range
- $19.86 – $20.15
- Volume
- 137,010
- Average volume (20 days)
- 99,936
- Index membership
- Russell 2000 (since Jun 2022)
- Beta (5 years)
- 0.53
- 52-week range
- $17.03 – $23.89
- RSI (14 days)
- 37.3
- Volatility (1 year)
- 28.3%
- Relative volume
- 1.91×
- WACC
- 7.5%
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | USCB | S&P 500 | Difference | USCB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -9.3% | -2.4% | −6.9 pts | ||
| 3 months | -10.5% | -1.2% | −9.3 pts | ||
| Year to date | +10.6% | +12.3% | −1.7 pts | ||
| 1 year | +14.8% | +12.4% | +2.3 pts | ||
| 3 years | +93.4% | +78.8% | +14.6 pts | +24.6% | +21.4% |
| 5 years | +38.2% | +75.2% | −36.9 pts | +6.7% | +11.9% |
Seven years at a glance
Fiscal years 2019 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases USCB Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Update
- Update
- Results
- Results
About USCB Financial
State Commercial Banks
U.S. Century Bank is a financial institution that provides a range of commercial, retail, and specialized banking solutions. Its primary business activities center on lending and credit services structured across several key portfolio segments, including commercial real estate, commercial and industrial financing, residential real estate, and consumer lending. Through these segments, the bank offers products such as construction and land development loans, multifamily mortgages, commercial property financing, one-to-four family residential mortgages, home equity lines of credit, and boat loans. It serves a broad customer base consisting of individual consumers, commercial enterprises, and correspondent banks.
Company profile, executives and historyUSCB Financial stock: common questions
What is USCB Financial's stock price?
USCB closed at $19.99 on Nov 11, 2026, up 0.55% on the day. Over the past 52 weeks it traded between $17.03 and $23.89.
What is USCB Financial's market cap?
USCB Financial was worth $369.31M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
How much revenue does USCB Financial make?
USCB Financial reported revenue of $99.15M for the twelve months to Sep 30, 2026, up 4.2% from a year earlier.
Does USCB Financial pay a dividend?
No. USCB Financial has not paid a cash dividend over the last twelve months.
When does USCB Financial report earnings next?
USCB Financial is expected to report Q4 FY2026 results on Jan 21, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has USCB stock performed over the past year?
Including dividends, USCB returned +14.8% over the past year, against +12.4% for the S&P 500.
How many USCB shares are sold short?
0M shares were sold short at the latest FINRA report, 1.65% of the float, or 2.1 days of average trading volume.
Who are USCB Financial's competitors?
Companies most similar to USCB Financial by business, industry and size include CBAN, CCFN, GBFH, TYFG, BRBS.
See a number that looks wrong?