CCFNOTCState Commercial BanksFiscal year ends December 31
MUNCY COLUMBIA FINANCIAL Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$30.48+0.00 (0.00%)
Close on Oct 19, 2026
- Market cap
- $323.46M
- P/E (TTM)
- 11.4
- Dividend yield
- 2.52%
Muncy Columbia Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Market Cap | $323.52M | $679.86M |
| Enterprise Value | $327.67M | $408.94M |
| PE Ratio | 11.39 | 12.00 |
| PS Ratio | 4.26 | 3.61 |
| PB Ratio | 1.63 | 1.18 |
| P/TBV Ratio | 1.87 | 1.41 |
| P/FCF Ratio | 9.40 | 10.93 |
| P/OCF Ratio | 9.08 | 10.04 |
Enterprise value
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| EV / Sales | 4.32 | 2.78 |
| EV / FCF | 9.52 | 8.25 |
Income (trailing twelve months)
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Revenue | $75.87M | $170.85M |
| Pretax Income | $34.24M | $70.12M |
| Net Income | $28.42M | $54.33M |
| EPS (Diluted) | $2.68 | $2.90 |
Margins
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Pretax Margin | 45.1% | 36.4% |
| Profit Margin | 37.5% | 29.1% |
| FCF Margin | 45.4% | 33.0% |
Returns
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 15.2% | 10.5% |
| Return on Assets (ROA) | 1.73% | 1.12% |
Growth
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 16.8% | 11.8% |
| Net Income Growth (YoY) | 39.4% | 23.1% |
| EPS Growth (YoY) | 39.9% | 22.7% |
| FCF Growth (YoY) | 100.6% | 27.1% |
| Revenue Growth (3Y CAGR) | 35.7% | 5.82% |
| EPS Growth (3Y CAGR) | 14.4% | 1.26% |
Balance sheet
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $20.14M | $205.54M |
| Total Debt | $24.30M | $177.19M |
| Net Cash (Debt) | -$4.15M | $164.40M |
| Net Cash Per Share | -$0.39 | $8.13 |
| Equity (Book Value) | $198.67M | $560.44M |
| Book Value Per Share | $18.72 | $28.47 |
| Tangible Book Value | $173.06M | $472.29M |
Financial position
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Debt / Equity | 0.12 | 0.20 |
| Debt / FCF | 0.71 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $35.64M | $61.20M |
| Capital Expenditures | -$1.23M | -$4.02M |
| Free Cash Flow | $34.41M | $52.43M |
| FCF Per Share | $3.24 | $3.07 |
Efficiency
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $299.87K | $353.78K |
| Profits Per Employee | $112.34K | $107.28K |
| Employee Count | 253 | 489 |
Dividends and yields
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Earnings Yield | 8.79% | 8.07% |
| FCF Yield | 10.6% | 8.89% |
| Dividend Yield | 2.52% | 2.48% |
| Buyback Yield | -0.04% | 1.55% |
| Shareholder Yield | 2.47% | 3.13% |
| Dividend Per Share | $0.77 | $0.93 |
| Dividend Growth (YoY) | 30.7% | 4.26% |
| Years of Dividend Growth | 3 | 2 |
| Payout Ratio | 35.2% | 29.4% |
| FCF Payout Ratio | 29.0% | 26.0% |
Shares
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Shares Outstanding | 10,614,000 | 18,839,100 |
| Shares Change (YoY) | -0.36% | 0.39% |
| Shares Change (QoQ) | 0.02% | 0.00% |
| Float | 10,025,100 | 17,061,900 |
| Shares Held by Insiders | 5.55% | 5.89% |
Taxes
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Income Tax | $5.82M | $14.50M |
| Effective Tax Rate | 17.0% | 21.1% |
Scores
| Measure | Muncy Columbia Financial | Industry median |
|---|---|---|
| Graham Number | $33.57 | $45.31 |
| Graham Upside | 10.2% | 21.6% |
| Altman Z-Score | 0.28 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Muncy Columbia Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.