Cass Information Systems Inc (CASS) stock
CASSNasdaqServices-Business Services, NECFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 15/304% above fair value
$55.71+0.38 (+0.69%)
Close on Nov 13, 2026Market cap $713.43MP/E 19.1Yield 2.24%
Cass Information Systems statistics
93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, before the open)
- Last ex-dividend date
- Dec 4, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 3.45
- 4.73
- P/OCF Ratio
- 17.55
- 12.99
Enterprise valuationIndustry
- EV / Sales
- 2.27
- 2.10
- EV / FCF
- 13.75
- 15.48
Share statisticsIndustry
- Shares Change (YoY)
- -3.39%
- 1.88%
- Shares Change (QoQ)
- 0.00%
- 0.04%
- Float
- 12M
- 53M
- Shares Held by Insiders
- 4.06%
- 13.1%
- Shares Held by Institutions
- 61.3%
- 62.6%
Short sellingIndustry
- Short Interest
- 394,402
- –
- Short Interest Change
- -5.51%
- -3.30%
- Short % of Float
- 3.21%
- 5.82%
- Short % of Shares Outstanding
- 3.08%
- 4.22%
- Days to Cover
- 5.29
- 3.54
Stock price statisticsIndustry
- 52-Week High
- $59.63
- –
- 52-Week Low
- $39.83
- –
- 20-Day Moving Average
- $54.78
- –
- 50-Day Moving Average
- $54.58
- –
- 200-Day Moving Average
- $50.47
- –
- Average True Range (14)
- $1.28
- –
- Price Change (1 Week)
- 2.82%
- 0.50%
- Price Change (1 Month)
- 2.62%
- -1.81%
- Price Change (3 Months)
- -2.71%
- -4.67%
- Price Change (6 Months)
- 22.1%
- 0.47%
- Price Change (YTD)
- 34.2%
- -13.6%
- Price Change (1 Year)
- 33.4%
- -13.9%
- Price Change (3 Years)
- 34.0%
- -16.1%
- Price Change (5 Years)
- 23.6%
- -57.0%
- Price Change (10 Years)
- 14.0%
- 46.4%
- Average Volume (10 Days)
- 58,298
- –
- Average Volume (20 Days)
- 69,028
- –
- Average Volume (90 Days)
- 76,308
- –
- Relative Volume
- 0.56
- 0.64
- Relative Strength Index (14)
- 56.7
- 47.4
- Volatility (1 Year)
- 22.3%
- 65.4%
- Beta (5 Years)
- 0.59
- 1.19
MarginsIndustry
- Pretax Margin
- 23.3%
- -0.85%
- FCF Margin
- 16.5%
- 9.88%
Returns on capitalIndustry
- Return on Equity (ROE)
- 16.3%
- 1.34%
- Return on Assets (ROA)
- 1.52%
- -3.24%
GrowthIndustry
- Revenue Growth (YoY)
- 8.14%
- 9.45%
- Net Income Growth (YoY)
- 21.1%
- 9.41%
- EPS Growth (YoY)
- 24.9%
- 12.3%
- FCF Growth (YoY)
- -27.8%
- 14.3%
- Revenue Growth (3Y CAGR)
- 1.49%
- 7.44%
- Revenue Growth (5Y CAGR)
- 5.64%
- 12.3%
- EPS Growth (3Y CAGR)
- 1.04%
- 13.7%
- EPS Growth (5Y CAGR)
- 8.57%
- 12.4%
EfficiencyIndustry
- Asset Turnover
- 0.08
- 0.64
- Revenue Per Employee
- $1.29M
- $394.08K
- Profits Per Employee
- $244.76K
- -$7.02K
- Employee Count
- 156
- 525
- WACC
- 8.03%
- 10.3%
Income statement (TTM)Industry
- Pretax Income
- $46.96M
- -$315.88K
Balance sheetIndustry
- Net Cash (Debt)
- $255.87M
- $1.76M
- Net Cash Per Share
- $19.98
- $0.12
- Equity (Book Value)
- $226.04M
- $51.00M
- Book Value Per Share
- $17.65
- $1.98
- Tangible Book Value
- $207.02M
- $2.87M
Cash flow (TTM)Industry
- Capital Expenditures
- -$7.38M
- -$5.67M
- FCF Per Share
- $2.60
- $0.53
Dividends and yieldsIndustry
- Earnings Yield
- 5.35%
- 0.37%
- FCF Yield
- 4.67%
- 4.39%
- Dividend Yield
- 2.24%
- 1.31%
- Buyback Yield
- 2.00%
- 3.39%
- Shareholder Yield
- 4.24%
- 3.74%
- Dividend Per Share
- $1.25
- $1.04
- Dividend Growth (YoY)
- 3.31%
- 6.12%
- Years of Dividend Growth
- 9
- 1
- Payout Ratio
- 43.1%
- 30.7%
- FCF Payout Ratio
- 49.4%
- 23.2%
Taxes and interestIndustry
- Income Tax
- $8.89M
- $1.63M
- Effective Tax Rate
- 18.9%
- 22.4%
Scores and fair valueIndustry
- Graham Number
- $34.00
- $16.88
- Graham Upside
- -39.0%
- -55.0%
- Altman Z-Score
- 0.36
- 1.96
- Piotroski F-Score
- 7
- 5
- Lynch Fair Value
- $24.95
- –
- Lynch Upside
- -55.2%
- -35.3%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | CASS | S&P 500 | Difference | CASS per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.7% | -3.0% | +6.8 pts | ||
| 3 months | -4.3% | -2.8% | −1.5 pts | ||
| Year to date | +36.8% | +11.5% | +25.4 pts | ||
| 1 year | +37.4% | +13.5% | +24.0 pts | ||
| 3 years | +53.8% | +77.7% | −23.9 pts | +15.4% | +21.1% |
| 5 years | +42.2% | +72.6% | −30.4 pts | +7.3% | +11.5% |
| 10 years | +48.4% | +308.2% | −259.8 pts | +4.0% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M CASS shares were sold short on Oct 30, 2026, down 5.5% from the previous report, or 3.21% of the shares available to trade. At recent volumes it would take 5.3 days to buy them back. Over the last 20 sessions, 52.3% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 394,402 | -5.5% | 74,508 | 5.3 |
| Oct 15, 2026 | 417,384 | +7.2% | 59,357 | 7.0 |
| Sep 30, 2026 | 389,324 | -10.6% | 98,334 | 4.0 |
| Sep 15, 2026 | 435,372 | +7.6% | 67,537 | 6.5 |
| Aug 31, 2026 | 404,659 | +19.4% | 93,355 | 4.3 |
| Aug 14, 2026 | 338,789 | +6.5% | 65,918 | 5.1 |
| Jul 31, 2026 | 318,233 | +2.2% | 79,284 | 4.0 |
| Jul 15, 2026 | 311,403 | +1.8% | 72,567 | 4.3 |
| Jun 30, 2026 | 305,793 | -7.9% | 110,429 | 2.8 |
| Jun 15, 2026 | 332,012 | +1.3% | 88,820 | 3.7 |
| May 29, 2026 | 327,828 | +30.1% | 74,478 | 4.4 |
| May 15, 2026 | 252,043 | +5.6% | 65,329 | 3.9 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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