CASSNasdaqServices-Business Services, NECFiscal year ends December 31
CASS INFORMATION SYSTEMS INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$54.67−0.01 (-0.02%)
Close on Oct 19, 2026
- Market cap
- $714.47M
- P/E (TTM)
- 19.7
- Dividend yield
- 2.29%
Cass Information Systems statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Services-Business Services, NEC companies for comparison
Valuation
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Market Cap | $700.11M | $288.87M |
| Enterprise Value | $471.64M | $296.43M |
| PE Ratio | 19.67 | 25.42 |
| PS Ratio | 3.52 | 2.45 |
| PB Ratio | 2.86 | 2.73 |
| P/TBV Ratio | 3.11 | 4.95 |
| P/FCF Ratio | 16.71 | 15.04 |
| P/OCF Ratio | 14.39 | 13.19 |
Enterprise value
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| EV / Sales | 2.37 | 2.21 |
| EV / FCF | 11.25 | 15.16 |
Income (trailing twelve months)
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Revenue | $198.99M | $289.17M |
| Pretax Income | $45.66M | -$294.07K |
| Net Income | $36.71M | -$301.07K |
| EPS (Diluted) | $2.78 | $0.00 |
Margins
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Pretax Margin | 22.9% | -0.50% |
| Profit Margin | 18.5% | -1.80% |
| FCF Margin | 21.1% | 10.0% |
Returns
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Return on Equity (ROE) | 15.1% | 0.83% |
| Return on Assets (ROA) | 1.52% | -2.82% |
Growth
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 8.79% | 9.72% |
| Net Income Growth (YoY) | 44.8% | 7.14% |
| EPS Growth (YoY) | 49.5% | 8.91% |
| FCF Growth (YoY) | 28.7% | 17.2% |
| Revenue Growth (3Y CAGR) | 1.49% | 7.66% |
| Revenue Growth (5Y CAGR) | 5.64% | 12.4% |
| EPS Growth (3Y CAGR) | 1.04% | 13.7% |
| EPS Growth (5Y CAGR) | 8.57% | 12.4% |
Balance sheet
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $228.47M | $43.42M |
| Net Cash (Debt) | $228.47M | $2.04M |
| Net Cash Per Share | $17.84 | $0.13 |
| Equity (Book Value) | $244.66M | $52.29M |
| Book Value Per Share | $19.11 | $1.90 |
| Tangible Book Value | $225.36M | $3.06M |
Cash flow (trailing twelve months)
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Operating Cash Flow | $48.65M | $8.52M |
| Capital Expenditures | -$6.74M | -$5.56M |
| Free Cash Flow | $41.91M | $43.71M |
| FCF Per Share | $3.27 | $0.69 |
Efficiency
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Asset Turnover | 0.08 | 0.64 |
| Revenue Per Employee | $1.28M | $392.99K |
| Profits Per Employee | $235.35K | -$4.94K |
| Employee Count | 156 | 544 |
Dividends and yields
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Earnings Yield | 5.24% | -0.85% |
| FCF Yield | 5.99% | 3.98% |
| Dividend Yield | 2.29% | 1.31% |
| Buyback Yield | 3.00% | 3.11% |
| Shareholder Yield | 5.28% | 3.32% |
| Dividend Per Share | $1.25 | $1.04 |
| Dividend Growth (YoY) | 3.31% | 6.12% |
| Years of Dividend Growth | 9 | 1 |
| Payout Ratio | 44.8% | 29.6% |
| FCF Payout Ratio | 39.2% | 23.2% |
Shares
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Shares Outstanding | 12,806,100 | 60,427,600 |
| Shares Change (YoY) | -3.38% | 2.21% |
| Shares Change (QoQ) | -0.49% | 0.06% |
| Float | 12,286,200 | 53,528,000 |
| Shares Held by Insiders | 4.06% | 13.1% |
| Shares Held by Institutions | 61.3% | 66.9% |
Taxes
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Income Tax | $8.95M | $1.69M |
| Effective Tax Rate | 19.6% | 22.0% |
Scores
| Measure | Cass Information Systems | Industry median |
|---|---|---|
| Graham Number | $34.57 | $15.96 |
| Graham Upside | -36.8% | -56.1% |
| Altman Z-Score | 0.36 | 1.51 |
| Piotroski F-Score | 7 | 5 |
Calculated by StockData from Cass Information Systems's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.