Axos Financial, Inc. (AX) stock
AXNYSESavings Institution, Federally CharteredFiscal year ends June 30
Financials through Q1 FY2027, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 13/302% above fair value
$91.29−0.46 (-0.50%)
Close on Nov 12, 2026Market cap $5.18BP/E 10.4Yield –
Axos Financial statistics
86 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 28, 2027 (estimated, during market hours)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.65
- 1.52
- P/OCF Ratio
- 7.05
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 2.28
- 2.95
- EV / FCF
- 8.49
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- -0.01%
- 0.35%
- Shares Change (QoQ)
- 0.08%
- 0.00%
- Float
- 54M
- 17M
- Shares Held by Insiders
- 4.20%
- 6.05%
- Shares Held by Institutions
- 85.6%
- 61.3%
Short sellingIndustry
- Short Interest
- 3M
- –
- Short Interest Change
- -2.45%
- -4.13%
- Short % of Float
- 5.92%
- 3.58%
- Short % of Shares Outstanding
- 5.67%
- 3.18%
- Days to Cover
- 9.31
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $105.74
- –
- 52-Week Low
- $74.89
- –
- 20-Day Moving Average
- $91.78
- –
- 50-Day Moving Average
- $90.87
- –
- 200-Day Moving Average
- $92.31
- –
- Average True Range (14)
- $2.56
- –
- Price Change (1 Week)
- -1.27%
- 0.47%
- Price Change (1 Month)
- 5.43%
- 4.83%
- Price Change (3 Months)
- -10.6%
- -3.58%
- Price Change (6 Months)
- 9.41%
- 10.8%
- Price Change (YTD)
- 5.95%
- 19.6%
- Price Change (1 Year)
- 11.4%
- 25.4%
- Price Change (3 Years)
- 173.7%
- 76.7%
- Price Change (5 Years)
- 54.1%
- 26.5%
- Price Change (10 Years)
- 303.9%
- 67.0%
- Average Volume (10 Days)
- 337,774
- –
- Average Volume (20 Days)
- 335,990
- –
- Average Volume (90 Days)
- 342,349
- –
- Relative Volume
- 0.57
- 0.66
- Relative Strength Index (14)
- 48.9
- 52.6
- Volatility (1 Year)
- 29.9%
- 24.4%
- Beta (5 Years)
- 1.24
- 0.63
MarginsIndustry
- Pretax Margin
- 43.3%
- 36.9%
- FCF Margin
- 26.9%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 16.7%
- 10.8%
- Return on Assets (ROA)
- 1.74%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 23.0%
- 11.8%
- Net Income Growth (YoY)
- 17.3%
- 22.7%
- EPS Growth (YoY)
- 17.4%
- 21.6%
- FCF Growth (YoY)
- -15.2%
- 27.5%
- Revenue Growth (3Y CAGR)
- 7.58%
- 5.82%
- Revenue Growth (5Y CAGR)
- 21.0%
- 6.17%
- EPS Growth (3Y CAGR)
- 18.7%
- 1.31%
- EPS Growth (5Y CAGR)
- 19.0%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $708.43K
- $359.04K
- Profits Per Employee
- $231.71K
- $110.51K
- Employee Count
- 2,191
- 492
- WACC
- 11.2%
- 8.00%
Income statement (TTM)Industry
- Pretax Income
- $671.94M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $1.63B
- $166.15M
- Net Cash Per Share
- $28.80
- $8.19
- Equity (Book Value)
- $3.29B
- $570.13M
- Book Value Per Share
- $57.98
- $28.22
- Tangible Book Value
- $3.14B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$316.75M
- -$4.27M
- FCF Per Share
- $7.36
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 9.80%
- 8.32%
- FCF Yield
- 8.06%
- 9.23%
Taxes and interestIndustry
- Interest Expense
- $721.18M
- $24.37M
- Income Tax
- $164.27M
- $16.14M
- Effective Tax Rate
- 24.4%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $107.27
- $45.31
- Graham Upside
- 17.5%
- 18.8%
- Altman Z-Score
- 0.31
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $167.20
- –
- Lynch Upside
- 83.2%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | AX | S&P 500 | Difference | AX per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +2.7% | -2.7% | +5.4 pts | ||
| 3 months | -8.8% | -1.7% | −7.1 pts | ||
| Year to date | +6.0% | +11.9% | −5.9 pts | ||
| 1 year | +11.3% | +12.0% | −0.7 pts | ||
| 3 years | +152.0% | +78.2% | +73.8 pts | +36.1% | +21.2% |
| 5 years | +54.1% | +73.2% | −19.1 pts | +9.0% | +11.6% |
| 10 years | +303.9% | +309.6% | −5.7 pts | +15.0% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
3M AX shares were sold short on Oct 30, 2026, down 2.4% from the previous report, or 5.92% of the shares available to trade. At recent volumes it would take 9.3 days to buy them back. Over the last 20 sessions, 76.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 3,218,076 | -2.4% | 345,598 | 9.3 |
| Oct 15, 2026 | 3,298,736 | +3.1% | 367,413 | 9.0 |
| Sep 30, 2026 | 3,198,735 | +0.1% | 490,248 | 6.5 |
| Sep 15, 2026 | 3,196,838 | +5.6% | 282,709 | 11.3 |
| Aug 31, 2026 | 3,026,770 | +2.1% | 254,972 | 11.9 |
| Aug 14, 2026 | 2,963,650 | -4.9% | 307,317 | 9.6 |
| Jul 31, 2026 | 3,115,365 | +1.5% | 379,291 | 8.2 |
| Jul 15, 2026 | 3,069,400 | -8.5% | 367,221 | 8.4 |
| Jun 30, 2026 | 3,354,412 | +3.2% | 557,816 | 6.0 |
| Jun 15, 2026 | 3,249,460 | -3.7% | 333,836 | 9.7 |
| May 29, 2026 | 3,373,701 | +5.5% | 305,866 | 11.0 |
| May 15, 2026 | 3,198,226 | +0.7% | 560,020 | 5.7 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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