Axos Financial vs Beacon Financial
AX and BBT side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AX and BBT compare
Axos Financial is the larger company, worth 2.0 times as much as Beacon Financial ($5.2B against $2.6B).
On earnings, Axos Financial is cheaper: it trades at 10.4× trailing earnings, against 11.5× for Beacon Financial.
Beacon Financial grew revenue faster over the last twelve months (85.6% versus 23.0% for Axos Financial).
Axos Financial keeps more of each dollar of sales as profit, with a net margin of 32.7% compared with 25.5% at Beacon Financial.
Beacon Financial pays a dividend yielding 3.1%; Axos Financial does not pay one.
Beacon Financial scores higher on the StockData Score (14 against 13 for Axos Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AX | BBT |
|---|---|---|
| Size and price | ||
| Market cap | $5.2B | $2.6B |
| Share price | $91.75 | $30.94 |
| Change, 1 year | 12.0% | 18.3% |
| Change, 5 years | 54.1% | 9.5% |
| Beta (5Y) | 1.25 | 0.75 |
| Employees | 2,191 | 1,972 |
| StockData Score | ||
| Total score | 13 | 14 (better) |
| Valuation score | 2 | 5 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 5 (better) | 3 |
| Health score | 4 (better) | 3 |
| Dividend score | 0 | 2 (better) |
| Valuation | ||
| P/E | 10.4× (better) | 11.5× |
| P/S | 3.4× | 2.9× (better) |
| P/B | 1.6× | 1.0× (better) |
| P/FCF | 12.5× | – |
| PEG | 0.56 | – |
| FCF yield | 8.0% | – |
| Fair value | $90.05 | $36.98 |
| Margin of safety | −1.9% | 16.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 23.0% | 85.6% (better) |
| Revenue growth, 5Y average | 21.0% (better) | −39.9% |
| Net income growth (TTM) | 17.3% | 314% (better) |
| EPS growth (TTM) | 17.4% | 341% (better) |
| EPS growth, 5Y average | 19.0% | – |
| Profitability | ||
| Net margin | 32.7% (better) | 25.5% |
| FCF margin | 26.9% | – |
| Return on equity | 16.7% (better) | 9.0% |
| Financial health | ||
| Altman Z-score | 0.31 (better) | 0.16 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | – | 3.1% |
| Payout ratio | – | 48.0% |
| Years of dividend growth | – | 1 |
| Dividend growth, 5Y average | – | 0.22% |
| Shareholder yield | 0.00% | 3.1% (better) |
| Ownership | ||
| Held by institutions | 85.6% | 92.0% |
| Held by insiders | 4.2% | 1.6% |
| Insider net buying, 12 months | −$7.4M | −$277K (better) |
| Short interest, % of float | 5.9% | 5.3% |
Go deeper
- AX stock overview
- AX income statement
- AX valuation and score
- BBT stock overview
- BBT income statement
- BBT valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.