Affirm Holdings, Inc. (AFRM) company profile

Affirm Holdings, Inc. operates a digital payment network that enables point-of-sale financing and commerce solutions. Its core offerings include short-term Pay-in-X plans, interest-free installment loans, and simple interest-bearing monthly payment options. The company provides a physical and virtual debit card, an integrated merchant checkout tool, an online marketplace, and high-yield savings accounts. Serving consumers across varied credit profiles, the company also caters to commercial partners ranging from small enterprises to large retailers across industries such as apparel, electronics, general merchandise, travel, and home goods.

The company operates across the United States, Canada, and the United Kingdom, and has initiated a limited launch in Australia. As of June 30, 2026, its network included approximately 571,000 active merchants and a workforce of 2,358 employees, who are primarily based in the United States. The provided text does not state the company's headquarters location.

Summary of the business section of Affirm's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

“The initial public offering price of the Class A common stock is $49.00 per share.”

Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.

“As of June 30, 2026, we had a total of 2,358 employees, primarily located in the United States.”