Affirm Holdings, Inc. (AFRM) stock
AFRMNasdaqPersonal Credit InstitutionsFiscal year ends June 30
Financials through Q1 FY2027, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 7/3093% above fair value
$65.84−2.00 (-2.95%)
Close on Nov 12, 2026Market cap $22.22BP/E 11.4Yield –
Affirm operating margin
Operating margin is operating income as a percentage of revenue.
Affirm's operating margin for the twelve months ending Sep 30, 2026 was 11.8%. For fiscal 2026 it was 9.8%, against -2.7% the year before. The highest annual figure on record is 9.8% in fiscal 2026.
Annual operating margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2026 | Jun 30, 2026 | 9.8% | +12.5 |
| FY2025 | Jun 30, 2025 | -2.7% | +23.8 |
| FY2024 | Jun 30, 2024 | -26.5% | +49.1 |
| FY2023 | Jun 30, 2023 | -75.6% | −11.4 |
| FY2022 | Jun 30, 2022 | -64.2% | −20.1 |
| FY2021 | Jun 30, 2021 | -44.1% | −22.9 |
| FY2020 | Jun 30, 2020 | -21.2% | +27.1 |
| FY2019 | Jun 30, 2019 | -48.2% | – |
Quarterly operating margin
Change is against the same quarter a year earlier.
Periods
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q1 FY2027CQ3 2026 | Sep 30, 2026 | 14.8% | +8.0 |
| Q4 FY2026CQ2 2026 | Jun 30, 2026 | 12.6% | +6.0 |
| Q3 FY2026CQ1 2026 | Mar 31, 2026 | 8.5% | +9.6 |
| Q2 FY2026CQ4 2025 | Dec 31, 2025 | 10.5% | +11.0 |
| Q1 FY2026CQ3 2025 | Sep 30, 2025 | 6.8% | +25.8 |
| Q4 FY2025CQ2 2025 | Jun 30, 2025 | 6.6% | +17.8 |
| Q3 FY2025CQ1 2025 | Mar 31, 2025 | -1.1% | +26.8 |
| Q2 FY2025CQ4 2024 | Dec 31, 2024 | -0.5% | +28.6 |
| Q1 FY2025CQ3 2024 | Sep 30, 2024 | -19.0% | +23.2 |
| Q4 FY2024CQ2 2024 | Jun 30, 2024 | -11.1% | +43.5 |
| Q3 FY2024CQ1 2024 | Mar 31, 2024 | -27.9% | +53.5 |
| Q2 FY2024CQ4 2023 | Dec 31, 2023 | -29.1% | +60.9 |
| Q1 FY2024CQ3 2023 | Sep 30, 2023 | -42.2% | +37.3 |
| Q4 FY2023CQ2 2023 | Jun 30, 2023 | -54.7% | +21.4 |
| Q3 FY2023CQ1 2023 | Mar 31, 2023 | -81.4% | −17.5 |
| Q2 FY2023CQ4 2022 | Dec 31, 2022 | -90.0% | −35.6 |
| Q1 FY2023CQ3 2022 | Sep 30, 2022 | -79.5% | −17.8 |
| Q4 FY2022CQ2 2022 | Jun 30, 2022 | -76.1% | −32.5 |
| Q3 FY2022CQ1 2022 | Mar 31, 2022 | -63.9% | +26.9 |
| Q2 FY2022CQ4 2021 | Dec 31, 2021 | -54.3% | −41.2 |
| Q1 FY2022CQ3 2021 | Sep 30, 2021 | -61.6% | −42.5 |
| Q4 FY2021CQ2 2021 | Jun 30, 2021 | -43.6% | −69.3 |
| Q3 FY2021CQ1 2021 | Mar 31, 2021 | -90.8% | −31.8 |
| Q2 FY2021CQ4 2020 | Dec 31, 2020 | -13.1% | +12.0 |
| Q1 FY2021CQ3 2020 | Sep 30, 2020 | -19.1% | – |
| Q4 FY2020CQ2 2020 | Jun 30, 2020 | 25.6% | – |
| Q3 FY2020CQ1 2020 | Mar 31, 2020 | -58.9% | – |
| Q2 FY2020CQ4 2019 | Dec 31, 2019 | -25.1% | – |
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