Enact Holdings, Inc. (ACT) stock
ACTNasdaqInsurance Agents, Brokers & ServiceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 6/3054% below fair value
$46.16−0.04 (-0.09%)
Close on Nov 11, 2026Market cap $6.35BP/E 9.6Yield 1.77%
Enact statistics
76 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 2, 2027 (estimated, after the close)
- Last ex-dividend date
- Nov 25, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.22
- 4.93
- P/OCF Ratio
- 8.90
- 19.02
Enterprise valuationIndustry
- EV / Sales
- 4.62
- 3.45
Share statisticsIndustry
- Shares Change (YoY)
- -6.59%
- 3.82%
- Shares Change (QoQ)
- -1.76%
- 0.00%
- Float
- 13M
- 48M
- Shares Held by Insiders
- 90.6%
- 30.2%
- Shares Held by Institutions
- 21.7%
- 47.4%
Short sellingIndustry
- Short Interest
- 3M
- –
- Short Interest Change
- -1.28%
- -5.47%
- Short % of Float
- 23.2%
- 3.93%
- Short % of Shares Outstanding
- 2.18%
- 2.16%
- Days to Cover
- 6.17
- 4.21
Stock price statisticsIndustry
- 52-Week High
- $50.56
- –
- 52-Week Low
- $36.77
- –
- 20-Day Moving Average
- $47.10
- –
- 50-Day Moving Average
- $47.24
- –
- 200-Day Moving Average
- $44.66
- –
- Average True Range (14)
- $1.24
- –
- Price Change (1 Week)
- -4.31%
- -1.38%
- Price Change (1 Month)
- 2.74%
- 5.95%
- Price Change (3 Months)
- -7.27%
- 0.06%
- Price Change (6 Months)
- 8.18%
- 30.4%
- Price Change (YTD)
- 16.4%
- -2.33%
- Price Change (1 Year)
- 23.4%
- 5.37%
- Price Change (3 Years)
- 66.8%
- 3.53%
- Price Change (5 Years)
- 109.8%
- 17.2%
- Average Volume (10 Days)
- 394,315
- –
- Average Volume (20 Days)
- 452,501
- –
- Average Volume (90 Days)
- 402,961
- –
- Relative Volume
- 0.79
- 0.62
- Relative Strength Index (14)
- 44.5
- 55.0
- Volatility (1 Year)
- 23.0%
- 43.8%
- Beta (5 Years)
- 0.52
- 0.64
MarginsIndustry
- Pretax Margin
- 68.5%
- 15.9%
GrowthIndustry
- Revenue Growth (YoY)
- 2.45%
- 8.69%
- EPS Growth (YoY)
- 10.6%
- 3.81%
- Revenue Growth (3Y CAGR)
- 4.11%
- 12.7%
- Revenue Growth (5Y CAGR)
- 2.24%
- 11.2%
- EPS Growth (3Y CAGR)
- 1.60%
- 11.9%
- EPS Growth (5Y CAGR)
- 14.8%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.18
- 0.69
- Revenue Per Employee
- $3.00M
- $373.93K
- Employee Count
- 419
- 1,891
- WACC
- 7.47%
- 7.38%
Income statement (TTM)Industry
- Pretax Income
- $859.47M
- $70.65M
Balance sheetIndustry
- Net Cash (Debt)
- $549.70M
- $16.93K
- Net Cash Per Share
- $4.00
- $0.00
- Equity (Book Value)
- $5.20B
- $264.21M
- Book Value Per Share
- $37.80
- $3.37
- Tangible Book Value
- $5.20B
- -$2.69M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Dividend Yield
- 1.77%
- 1.10%
- Buyback Yield
- 6.80%
- 3.59%
- Shareholder Yield
- 8.56%
- 4.72%
- Dividend Per Share
- $0.81
- $2.60
- Dividend Growth (YoY)
- 14.0%
- 11.7%
- Years of Dividend Growth
- 1
- 9
Taxes and interestIndustry
- Interest Expense
- $49.79M
- $19.25M
- Income Tax
- $180.79M
- $17.36M
- Effective Tax Rate
- 21.0%
- 21.0%
Scores and fair valueIndustry
- Graham Number
- $63.89
- $63.89
- Graham Upside
- 38.4%
- -58.4%
- Altman Z-Score
- 3.42
- 1.57
- Piotroski F-Score
- 5
- 5
- Lynch Fair Value
- $70.89
- –
- Lynch Upside
- 53.6%
- -35.8%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | ACT | S&P 500 | Difference | ACT per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +0.4% | -2.4% | +2.8 pts | ||
| 3 months | -5.6% | -1.2% | −4.4 pts | ||
| Year to date | +18.3% | +12.3% | +6.0 pts | ||
| 1 year | +25.3% | +12.4% | +12.9 pts | ||
| 3 years | +82.9% | +78.8% | +4.0 pts | +22.3% | +21.4% |
| 5 years | +163.6% | +75.2% | +88.5 pts | +21.4% | +11.9% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
3M ACT shares were sold short on Oct 30, 2026, down 1.3% from the previous report, or 23.18% of the shares available to trade. At recent volumes it would take 6.2 days to buy them back. Over the last 20 sessions, 74.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 2,996,721 | -1.3% | 485,618 | 6.2 |
| Oct 15, 2026 | 3,035,484 | +10.9% | 365,351 | 8.3 |
| Sep 30, 2026 | 2,736,175 | -0.5% | 434,422 | 6.3 |
| Sep 15, 2026 | 2,751,139 | -11.7% | 462,139 | 6.0 |
| Aug 31, 2026 | 3,117,356 | +29.6% | 300,860 | 10.4 |
| Aug 14, 2026 | 2,405,822 | -17.9% | 345,691 | 7.0 |
| Jul 31, 2026 | 2,928,904 | -19.7% | 453,481 | 6.5 |
| Jul 15, 2026 | 3,646,871 | -0.9% | 259,002 | 14.1 |
| Jun 30, 2026 | 3,680,366 | -1.9% | 385,467 | 9.6 |
| Jun 15, 2026 | 3,751,501 | -3.5% | 301,546 | 12.4 |
| May 29, 2026 | 3,888,064 | +8.2% | 278,838 | 13.9 |
| May 15, 2026 | 3,594,751 | -5.2% | 332,957 | 10.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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