Enact vs Baldwin Insurance
ACT and BWIN side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACT and BWIN compare
Enact is the larger company, worth 1.4 times as much as Baldwin Insurance ($6.3B against $4.5B).
Baldwin Insurance grew revenue faster over the last twelve months (24.6% versus 2.5% for Enact).
Enact pays a dividend yielding 1.9%; Baldwin Insurance does not pay one.
Enact scores higher on the StockData Score (6 against 5 for Baldwin Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACT | BWIN |
|---|---|---|
| Size and price | ||
| Market cap | $6.3B | $4.5B |
| Share price | $46.16 | $32.04 |
| Change, 1 year | 23.4% | 21.0% |
| Change, 5 years | 101% | −17.2% |
| Beta (5Y) | 0.51 | 1.13 |
| Employees | 419 | 5,000 |
| StockData Score | ||
| Total score | 6 (better) | 5 |
| Valuation score | 4 (better) | 1 |
| Growth score | 0 | 2 (better) |
| Performance score | 1 (better) | 0 |
| Health score | 0 | 2 (better) |
| Dividend score | 1 (better) | 0 |
| Valuation | ||
| P/E | 9.6× | – |
| P/S | 5.1× | 2.4× (better) |
| P/B | 1.2× (better) | 5.2× |
| EV/EBITDA | – | 97.2× |
| P/FCF | – | 88.1× |
| PEG | 6.02 | – |
| FCF yield | – | 1.1% |
| Fair value | $99.78 | – |
| Margin of safety | 53.7% | – |
| Growth | ||
| Revenue growth (TTM) | 2.5% | 24.6% (better) |
| Revenue growth, 5Y average | 2.2% | – |
| EPS growth (TTM) | 10.6% | – |
| EPS growth, 5Y average | 14.8% | – |
| Profitability | ||
| Operating margin | – | −9.0% |
| Net margin | – | −6.5% |
| FCF margin | – | 2.7% |
| Return on equity | – | −16.3% |
| Return on invested capital | – | −26.5% |
| Financial health | ||
| Debt / equity | – | 0.02 |
| Net debt / EBITDA | – | −3.41 |
| Current ratio | – | 0.89 |
| Altman Z-score | 3.42 (better) | 0.66 |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | – |
| Years of dividend growth | 1 | – |
| Buyback yield | 6.8% | – |
| Shareholder yield | 8.7% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 21.7% | 64.1% |
| Held by insiders | 90.6% | 17.8% |
| Insider net buying, 12 months | −$329M | −$12.2M (better) |
| Short interest, % of float | 23.2% | 5.2% |
Go deeper
- ACT stock overview
- ACT income statement
- ACT valuation and score
- BWIN stock overview
- BWIN income statement
- BWIN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.