Enact vs Crawford
ACT and CRD.A side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACT and CRD.A compare
Enact is the larger company, worth 11 times as much as Crawford ($6.3B against $581M).
Enact grew revenue faster over the last twelve months (2.5% versus −3.6% for Crawford).
Both pay dividends: Enact yields 2.0% and Crawford 2.6%.
Crawford scores higher on the StockData Score (11 against 6 for Enact), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACT | CRD.A |
|---|---|---|
| Size and price | ||
| Market cap | $6.3B | $581M |
| Share price | $45.83 | $11.95 |
| Change, 1 year | 21.8% | 5.1% |
| Change, 5 years | 99.1% | 49.4% |
| Beta (5Y) | 0.51 | 0.81 |
| Employees | 419 | 9,943 |
| StockData Score | ||
| Total score | 6 | 11 (better) |
| Valuation score | 4 (better) | 2 |
| Growth score | 0 | 1 (better) |
| Performance score | 1 | 3 (better) |
| Health score | 0 | 2 (better) |
| Dividend score | 1 | 3 (better) |
| Valuation | ||
| P/E | 9.5× | – |
| P/S | 5.0× | 0.4× (better) |
| P/B | 1.2× (better) | 3.1× |
| EV/EBITDA | – | 7.8× |
| P/FCF | – | 8.1× |
| PEG | 5.97 | – |
| FCF yield | – | 12.4% |
| Fair value | $97.89 | – |
| Margin of safety | 53.2% | – |
| Growth | ||
| Revenue growth (TTM) | 2.5% (better) | −3.6% |
| Revenue growth, 5Y average | 2.2% | 5.2% (better) |
| Net income growth (TTM) | – | −19.9% |
| EPS growth (TTM) | 10.6% | – |
| EPS growth, 5Y average | 14.8% | – |
| Profitability | ||
| Gross margin | – | 28.2% |
| Net margin | – | 2.0% |
| FCF margin | – | 5.5% |
| Return on equity | – | 14.0% |
| Financial health | ||
| Debt / equity | – | 1.21 |
| Net debt / EBITDA | – | 1.57 |
| Current ratio | – | 1.17 |
| Altman Z-score | 3.40 (better) | 2.80 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 2.6% (better) |
| Payout ratio | – | 56.7% |
| Years of dividend growth | 1 | – |
| Buyback yield | 6.8% (better) | 5.2% |
| Shareholder yield | 8.8% (better) | 7.7% |
| Ownership | ||
| Held by institutions | 21.7% | 36.9% |
| Held by insiders | 90.6% | 26.8% |
| Insider net buying, 12 months | −$329M | −$15.2M (better) |
| Short interest, % of float | 23.2% | – |
Go deeper
- ACT stock overview
- ACT income statement
- ACT valuation and score
- CRD.A stock overview
- CRD.A income statement
- CRD.A valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.