Ameris Bancorp (ABCB) stock
ABCBNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 12/3017% above fair value
$82.50−0.46 (-0.55%)
Close on Nov 12, 2026Market cap $5.54BP/E 14.4Yield 0.97%
Ameris Bancorp statistics
92 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 28, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 30, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.78
- 1.52
- P/OCF Ratio
- 8.34
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 3.47
- 2.95
- EV / FCF
- 6.93
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- -1.97%
- 0.35%
- Float
- 63M
- 17M
- Shares Held by Insiders
- 5.77%
- 6.05%
- Shares Held by Institutions
- 100.0%
- 61.3%
Short sellingIndustry
- Short Interest
- 3M
- –
- Short Interest Change
- -10.1%
- -4.13%
- Short % of Float
- 4.01%
- 3.58%
- Short % of Shares Outstanding
- 3.78%
- 3.18%
- Days to Cover
- 5.43
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $93.22
- –
- 52-Week Low
- $69.58
- –
- 20-Day Moving Average
- $82.20
- –
- 50-Day Moving Average
- $82.05
- –
- 200-Day Moving Average
- $83.84
- –
- Average True Range (14)
- $1.72
- –
- Price Change (1 Week)
- 1.00%
- 0.51%
- Price Change (1 Month)
- 5.63%
- 4.83%
- Price Change (3 Months)
- -8.10%
- -3.58%
- Price Change (6 Months)
- -1.40%
- 10.8%
- Price Change (YTD)
- 11.1%
- 19.6%
- Price Change (1 Year)
- 10.1%
- 25.4%
- Price Change (3 Years)
- 107.2%
- 76.7%
- Price Change (5 Years)
- 53.4%
- 26.5%
- Price Change (10 Years)
- 93.4%
- 67.0%
- Average Volume (10 Days)
- 391,150
- –
- Average Volume (20 Days)
- 431,972
- –
- Average Volume (90 Days)
- 433,461
- –
- Relative Volume
- 0.65
- 0.67
- Relative Strength Index (14)
- 51.4
- 52.6
- Volatility (1 Year)
- 21.5%
- 24.4%
- Beta (5 Years)
- 0.90
- 0.63
MarginsIndustry
- Pretax Margin
- 39.3%
- 36.9%
- FCF Margin
- 50.0%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 9.49%
- 10.8%
- Return on Assets (ROA)
- 1.39%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 6.52%
- 11.8%
- Net Income Growth (YoY)
- -2.96%
- 22.7%
- EPS Growth (YoY)
- -0.87%
- 21.6%
- FCF Growth (YoY)
- 61.0%
- 27.5%
- Revenue Growth (3Y CAGR)
- 3.63%
- 5.82%
- Revenue Growth (5Y CAGR)
- 2.18%
- 6.17%
- EPS Growth (3Y CAGR)
- 6.34%
- 1.31%
- EPS Growth (5Y CAGR)
- 9.74%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $2.06M
- $359.04K
- Profits Per Employee
- $627.25K
- $110.51K
- Employee Count
- 616
- 492
- WACC
- 9.38%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $498.39M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $1.14B
- $166.15M
- Net Cash Per Share
- $16.95
- $8.19
- Equity (Book Value)
- $4.12B
- $570.13M
- Book Value Per Share
- $61.46
- $28.22
- Tangible Book Value
- $3.11B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$28.46M
- -$4.27M
- FCF Per Share
- $9.47
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 6.98%
- 8.32%
- FCF Yield
- 11.5%
- 9.23%
- Dividend Yield
- 0.97%
- 2.44%
- Buyback Yield
- 2.60%
- 1.80%
- Shareholder Yield
- 3.57%
- 3.22%
- Dividend Per Share
- $0.80
- $0.92
- Dividend Growth (YoY)
- 23.1%
- 4.26%
- Years of Dividend Growth
- 2
- 2
- Payout Ratio
- 14.1%
- 29.0%
- FCF Payout Ratio
- 8.58%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $112.00M
- $16.14M
- Effective Tax Rate
- 22.5%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $88.94
- $45.31
- Graham Upside
- 7.80%
- 18.8%
- Altman Z-Score
- 0.30
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $55.71
- –
- Lynch Upside
- -32.5%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | ABCB | S&P 500 | Difference | ABCB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.0% | -2.7% | +6.7 pts | ||
| 3 months | -6.6% | -1.7% | −4.9 pts | ||
| Year to date | +11.9% | +11.9% | +0.0 pts | ||
| 1 year | +12.7% | +12.0% | +0.8 pts | ||
| 3 years | +116.4% | +78.2% | +38.2 pts | +29.3% | +21.2% |
| 5 years | +63.4% | +73.2% | −9.9 pts | +10.3% | +11.6% |
| 10 years | +120.0% | +309.6% | −189.6 pts | +8.2% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
3M ABCB shares were sold short on Oct 30, 2026, down 10.1% from the previous report, or 4.01% of the shares available to trade. At recent volumes it would take 5.4 days to buy them back. Over the last 20 sessions, 54.4% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 2,536,163 | -10.1% | 467,486 | 5.4 |
| Oct 15, 2026 | 2,820,093 | -6.5% | 439,813 | 6.4 |
| Sep 30, 2026 | 3,014,949 | +9.9% | 613,355 | 4.9 |
| Sep 15, 2026 | 2,742,830 | +7.2% | 353,611 | 7.8 |
| Aug 31, 2026 | 2,558,703 | -1.0% | 319,001 | 8.0 |
| Aug 14, 2026 | 2,583,535 | +7.0% | 295,152 | 8.8 |
| Jul 31, 2026 | 2,414,745 | -12.2% | 578,158 | 4.2 |
| Jul 15, 2026 | 2,749,928 | -8.4% | 409,287 | 6.7 |
| Jun 30, 2026 | 3,000,705 | +27.6% | 854,131 | 3.5 |
| Jun 15, 2026 | 2,351,584 | -2.4% | 452,854 | 5.2 |
| May 29, 2026 | 2,409,959 | +2.8% | 375,475 | 6.4 |
| May 15, 2026 | 2,343,642 | -3.6% | 358,142 | 6.5 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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