ABCBNYSEState Commercial BanksFiscal year ends December 31
Ameris Bancorp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$79.23−0.49 (-0.61%)
Close on Oct 19, 2026
- Market cap
- $5.32B
- P/E (TTM)
- 14.3
- Dividend yield
- 1.01%
Ameris Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Market Cap | $5.32B | $679.86M |
| Enterprise Value | $4.12B | $408.94M |
| PE Ratio | 14.33 | 12.00 |
| PS Ratio | 4.21 | 3.61 |
| PB Ratio | 1.30 | 1.18 |
| P/TBV Ratio | 1.73 | 1.41 |
| P/FCF Ratio | 10.19 | 10.93 |
| P/OCF Ratio | 9.69 | 10.04 |
Enterprise value
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| EV / Sales | 3.27 | 2.78 |
| EV / FCF | 7.89 | 8.25 |
Income (trailing twelve months)
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Revenue | $1.26B | $170.85M |
| Pretax Income | $484.91M | $70.12M |
| Net Income | $376.32M | $54.33M |
| EPS (Diluted) | $5.53 | $2.90 |
Margins
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 38.4% | 36.4% |
| Profit Margin | 29.8% | 29.1% |
| FCF Margin | 41.4% | 33.0% |
Returns
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.40% | 10.5% |
| Return on Assets (ROA) | 1.36% | 1.12% |
Growth
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 8.66% | 11.8% |
| Net Income Growth (YoY) | -3.84% | 23.1% |
| EPS Growth (YoY) | -2.47% | 22.7% |
| FCF Growth (YoY) | 32.5% | 27.1% |
| Revenue Growth (3Y CAGR) | 3.63% | 5.82% |
| Revenue Growth (5Y CAGR) | 2.18% | 6.17% |
| EPS Growth (3Y CAGR) | 6.34% | 1.26% |
| EPS Growth (5Y CAGR) | 9.74% | 8.24% |
Balance sheet
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $1.20B | $205.54M |
| Net Cash (Debt) | $1.20B | $164.40M |
| Net Cash Per Share | $17.84 | $8.13 |
| Equity (Book Value) | $4.09B | $560.44M |
| Book Value Per Share | $60.96 | $28.47 |
| Tangible Book Value | $3.07B | $472.29M |
Cash flow (trailing twelve months)
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $548.53M | $61.20M |
| Capital Expenditures | -$26.55M | -$4.02M |
| Free Cash Flow | $521.98M | $52.43M |
| FCF Per Share | $7.78 | $3.07 |
Efficiency
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $2.05M | $353.78K |
| Profits Per Employee | $610.91K | $107.28K |
| Employee Count | 616 | 489 |
Dividends and yields
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 7.08% | 8.07% |
| FCF Yield | 9.82% | 8.89% |
| Dividend Yield | 1.01% | 2.48% |
| Buyback Yield | 2.87% | 1.55% |
| Shareholder Yield | 3.88% | 3.13% |
| Dividend Per Share | $0.80 | $0.93 |
| Dividend Growth (YoY) | 23.1% | 4.26% |
| Years of Dividend Growth | 2 | 2 |
| Payout Ratio | 14.6% | 29.4% |
| FCF Payout Ratio | 10.5% | 26.0% |
Shares
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 67,107,200 | 18,839,100 |
| Shares Change (YoY) | -1.51% | 0.39% |
| Float | 63,201,600 | 17,061,900 |
| Shares Held by Insiders | 5.82% | 5.89% |
| Shares Held by Institutions | 100.0% | 61.9% |
Taxes
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Income Tax | $108.59M | $14.50M |
| Effective Tax Rate | 22.4% | 21.1% |
Scores
| Measure | Ameris Bancorp | Industry median |
|---|---|---|
| Graham Number | $87.09 | $45.31 |
| Graham Upside | 9.92% | 21.6% |
| Altman Z-Score | 0.29 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Ameris Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.