Ameris Bancorp vs Hancock Whitney
ABCB and HWC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ABCB and HWC compare
Ameris Bancorp and Hancock Whitney are about the same size, with market caps of $5.6B and $5.2B.
On earnings, Hancock Whitney is cheaper: it trades at 13.1× trailing earnings, against 14.5× for Ameris Bancorp.
Ameris Bancorp grew revenue faster over the last twelve months (6.5% versus 0.85% for Hancock Whitney).
Ameris Bancorp keeps more of each dollar of sales as profit, with a net margin of 30.4% compared with 27.3% at Hancock Whitney.
Both pay dividends: Ameris Bancorp yields 0.97% and Hancock Whitney 3.0%.
Ameris Bancorp scores higher on the StockData Score (12 against 10 for Hancock Whitney), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ABCB | HWC |
|---|---|---|
| Size and price | ||
| Market cap | $5.6B | $5.2B |
| Share price | $82.85 | $65.28 |
| Change, 1 year | 12.1% | 10.0% |
| Change, 5 years | 60.6% | 27.8% |
| Beta (5Y) | 0.90 | 0.93 |
| Employees | 616 | 3,627 |
| StockData Score | ||
| Total score | 12 (better) | 10 |
| Valuation score | 0 | 2 (better) |
| Growth score | 0 | 0 |
| Performance score | 3 (better) | 1 |
| Health score | 5 (better) | 3 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 14.5× | 13.1× (better) |
| P/S | 4.4× | 3.5× (better) |
| P/B | 1.3× | 1.2× (better) |
| P/FCF | 8.8× | 7.9× (better) |
| PEG | 2.29 | – |
| FCF yield | 11.4% | 12.6% (better) |
| Fair value | $71.00 | $60.03 |
| Margin of safety | −16.7% | −8.7% (better) |
| Growth | ||
| Revenue growth (TTM) | 6.5% (better) | 0.85% |
| Revenue growth, 5Y average | 2.2% | 3.6% (better) |
| Net income growth (TTM) | −3.0% (better) | −15.0% |
| EPS growth (TTM) | −0.87% (better) | −11.1% |
| EPS growth, 5Y average | 9.7% | – |
| Profitability | ||
| Net margin | 30.4% (better) | 27.3% |
| FCF margin | 50.0% (better) | 43.9% |
| Return on equity | 9.5% (better) | 9.4% |
| Financial health | ||
| Debt / equity | – | 0.31 |
| Altman Z-score | 0.30 (better) | 0.25 |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.97% | 3.0% (better) |
| Payout ratio | 14.1% | 39.0% |
| Years of dividend growth | 2 | 3 (better) |
| Dividend growth, 5Y average | 5.9% | 10.8% (better) |
| Buyback yield | 2.6% | 7.1% (better) |
| Shareholder yield | 3.6% | 10.1% (better) |
| Ownership | ||
| Held by institutions | 100.0% | 96.4% |
| Held by insiders | 5.8% | 1.1% |
| Insider net buying, 12 months | −$542K (better) | −$7.3M |
| Short interest, % of float | 4.0% | – |
Go deeper
- ABCB stock overview
- ABCB income statement
- ABCB valuation and score
- HWC stock overview
- HWC income statement
- HWC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.