Fiserv vs Mastercard
FISV and MA side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FISV and MA compare
Mastercard is the larger company, worth 21 times as much as Fiserv ($559B against $26.6B).
Mastercard grew revenue faster over the last twelve months (15.3% versus −1.2% for Fiserv).
Mastercard pays a dividend yielding 0.55%; Fiserv does not pay one.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FISV | MA |
|---|---|---|
| Size and price | ||
| Market cap | $26.6B | $559B |
| Share price | $50.02 | $638.01 |
| Change, 1 year | −29.2% | 15.0% |
| Change, 5 years | −50.2% | 82.9% |
| Beta (5Y) | 0.73 | 0.88 |
| Employees | 38K | 40K |
| StockData Score | ||
| Total score | 12 | 12 |
| Valuation score | 6 (better) | 1 |
| Growth score | 1 | 3 (better) |
| Performance score | 3 (better) | 1 |
| Health score | 2 | 4 (better) |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | 9.6× | – |
| P/S | 1.3× (better) | 15.4× |
| P/B | 1.0× (better) | 82.8× |
| EV/EBITDA | 11.6× (better) | 25.5× |
| P/FCF | 6.8× (better) | 34.8× |
| PEG | 0.55 | – |
| FCF yield | 14.8% (better) | 2.9% |
| Fair value | $127.69 | $141.69 |
| Margin of safety | 60.8% (better) | −350% |
| Growth | ||
| Revenue growth (TTM) | −1.2% | 15.3% (better) |
| Revenue growth, 5Y average | 7.4% | 16.5% (better) |
| Net income growth (TTM) | −17.1% | – |
| EPS growth (TTM) | −13.0% | – |
| EPS growth, 5Y average | 35.3% (better) | 21.0% |
| Profitability | ||
| Operating margin | 22.3% | 58.6% (better) |
| Net margin | 13.4% | – |
| FCF margin | 18.8% | 44.3% (better) |
| Return on equity | 10.7% | – |
| Return on invested capital | 7.2% | 99.7% (better) |
| Financial health | ||
| Debt / equity | 1.04 (better) | 3.54 |
| Net debt / EBITDA | 5.85 | 0.61 (better) |
| Interest coverage | 3.0× | 26.2× (better) |
| Current ratio | 1.04 (better) | 1.01 |
| Altman Z-score | 1.25 | 10.66 (better) |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | – | 0.55% |
| Years of dividend growth | – | 3 |
| Buyback yield | – | 2.8% |
| Shareholder yield | 0.00% | 3.3% (better) |
| Ownership | ||
| Held by institutions | 92.0% | 88.2% |
| Held by insiders | 1.0% | 0.06% |
| Insider net buying, 12 months | $3.8M (better) | −$66.6M |
| Superinvestors holding | 4 | 15 (better) |
| Short interest, % of float | 5.9% | 0.73% |
Go deeper
- FISV stock overview
- FISV income statement
- FISV valuation and score
- MA stock overview
- MA income statement
- MA valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.