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Zions Bancorporation, National Association (ZIONP) stock

ZIONPNasdaqNational Commercial BanksFiscal year ends December 31Also trades as ZION
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 20/3013% below fair value
$17.08+0.00 (+0.03%)

Close on Nov 2, 2026Market cap $9.69BP/E 8.5Yield 2.65%

Zions Bancorporation, National Association statistics

91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Jan 19, 2027 (estimated, after the close)
Last ex-dividend date
Dec 1, 2026
Fundamentals through
Jun 30, 2026
Share price as of
Nov 2, 2026

Valuation ratiosIndustry

Market Cap
$9.69B
$902.59M
Enterprise Value
$10.85B
$620.01M
PE Ratio
8.46
12.68
PS Ratio
13.96
3.82
PB Ratio
1.26
1.25
P/TBV Ratio
1.26
1.50
P/FCF Ratio
5.77
11.58
P/OCF Ratio
5.38
10.57

Enterprise valuationIndustry

EV / Sales
15.64
3.02
EV / FCF
6.46
8.69

Share statisticsIndustry

Shares Change (YoY)
-0.23%
0.39%
Shares Change (QoQ)
-0.77%
0.00%
Float
144M
17M
Shares Held by Insiders
1.46%
5.87%
Shares Held by Institutions
83.6%
61.3%

Short sellingIndustry

Short Interest
7M
–
Short Interest Change
14.8%
-0.37%
Days to Cover
5.42
5.73

Stock price statisticsIndustry

52-Week High
$73.34
–
52-Week Low
$48.50
–
20-Day Moving Average
$64.20
–
50-Day Moving Average
$65.32
–
200-Day Moving Average
$63.87
–
Average True Range (14)
$1.36
–
Price Change (1 Week)
0.68%
1.32%
Price Change (1 Month)
5.08%
3.23%
Price Change (3 Months)
-7.51%
-2.03%
Price Change (6 Months)
6.87%
11.6%
Price Change (YTD)
13.4%
21.0%
Price Change (1 Year)
27.8%
29.9%
Price Change (3 Years)
91.0%
74.8%
Price Change (5 Years)
0.91%
29.0%
Price Change (10 Years)
113.0%
87.4%
Average Volume (10 Days)
2M
–
Average Volume (20 Days)
2M
–
Average Volume (90 Days)
2M
–
Relative Volume
1.14
1.01
Relative Strength Index (14)
59.0
59.6
Volatility (1 Year)
24.9%
24.3%
Beta (5 Years)
1.23
0.64

MarginsIndustry

Profit Margin
168.7%
29.2%
FCF Margin
242.1%
33.0%

Returns on capitalIndustry

Return on Equity (ROE)
16.4%
10.6%
Return on Assets (ROA)
1.32%
1.12%

Financial positionIndustry

Debt / Equity
0.25
0.20
Debt / FCF
1.16
1.83

GrowthIndustry

Revenue Growth (YoY)
5.79%
11.8%
Net Income Growth (YoY)
38.7%
23.3%
EPS Growth (YoY)
43.5%
23.1%
FCF Growth (YoY)
160.5%
29.6%
Revenue Growth (3Y CAGR)
2.54%
5.82%
Revenue Growth (5Y CAGR)
3.81%
6.14%
EPS Growth (3Y CAGR)
1.25%
1.29%
EPS Growth (5Y CAGR)
14.8%
8.21%

EfficiencyIndustry

Asset Turnover
0.01
0.04
Revenue Per Employee
$75.48K
$356.83K
Profits Per Employee
$127.35K
$107.97K
Employee Count
9,195
492
WACC
10.1%
8.01%

Income statement (TTM)Industry

Revenue
$694.00M
$178.11M
Net Income
$1.17B
$54.65M
EPS (Diluted)
$7.85
$2.90

Balance sheetIndustry

Total Debt
$1.96B
$178.57M
Net Cash (Debt)
-$1.16B
$162.18M
Net Cash Per Share
-$7.97
$8.22
Equity (Book Value)
$7.68B
$560.97M
Book Value Per Share
$52.63
$28.41
Tangible Book Value
$7.68B
$476.95M

Cash flow (TTM)Industry

Operating Cash Flow
$1.80B
$64.45M
Capital Expenditures
-$121.00M
-$4.13M
Free Cash Flow
$1.68B
$56.24M
FCF Per Share
$11.51
$3.24

Dividends and yieldsIndustry

Earnings Yield
12.1%
7.77%
FCF Yield
17.3%
8.59%
Dividend Yield
2.65%
2.43%
Buyback Yield
1.37%
1.51%
Shareholder Yield
4.02%
3.16%
Dividend Per Share
$1.76
$0.93
Dividend Growth (YoY)
6.02%
4.26%
Years of Dividend Growth
7
2
Payout Ratio
23.2%
29.2%
FCF Payout Ratio
16.2%
25.8%

Taxes and interestIndustry

Income Tax
$330.00M
$14.60M

Scores and fair valueIndustry

Graham Number
$96.41
$45.40
Graham Upside
45.2%
15.9%
Altman Z-Score
0.20
0.22
Piotroski F-Score
6
6
Lynch Fair Value
$115.83
–
Lynch Upside
74.5%
-3.83%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 2, 2026. The S&P 500 is measured by the SPY fund.

PeriodZIONPS&P 500DifferenceZIONP per yearS&P 500 per year
1 month-3.4%-2.3%−1.1 pts
3 months-5.4%+0.9%−6.4 pts
Year to date-9.9%+11.2%−21.1 pts
1 year-15.8%+11.5%−27.2 pts
3 years+12.7%+81.0%−68.3 pts+4.1%+21.9%
5 years-8.4%+74.1%−82.5 pts-1.7%+11.7%
10 years+14.5%+319.9%−305.4 pts+1.4%+15.4%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 15, 2026.

0M ZIONP shares were sold short on Oct 15, 2026, down 69.3% from the previous report. At recent volumes it would take 1.0 days to buy them back. Over the last 20 sessions, 25.6% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 15, 2026331-69.3%6,7591.0
Sep 30, 20261,079-23.4%5,6311.0
Sep 15, 20261,409+91.2%5,1821.0
Aug 31, 2026737-22.8%4,6311.0
Aug 14, 2026955-35.1%5,2721.0
Jul 31, 20261,472+4105.7%3,7331.0
Jul 15, 202635-54.5%4,3451.0
Jun 30, 202677-74.8%4,6721.0
Jun 15, 2026305-72.7%3,2331.0
May 29, 20261,116–4,4771.0
Apr 30, 2026422-71.7%5,7941.0
Apr 15, 20261,489-35.8%6,6341.0

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.