ZBAONasdaqInsurance Agents, Brokers & ServiceFiscal year ends June 30
Zhibao Technology Inc.
Financials through fiscal 2025, year ended Jun 30, 2025Last filing: 20-F on Jan 9, 2026
$0.53−0.10 (-16.35%)
Close on Oct 19, 2026
Margins
Share of revenue, fiscal years 2021 to 2025
Gross margin
41.0%
Operating margin
-19.3%
Net margin
-22.4%
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +50.8% | +36.8% | – | – | |
| Gross profit | +51.9% | +34.0% | – | – |
Returns and balance sheet
5 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2021 | FY2021 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | -139.9% | |
| Return on assets | – | – | -32.7% | |
| Current ratio | – | – | 1.00 | |
| Interest coverage | – | – | – | |
| Diluted shares | – | – | 32M |
Cash use needs five years of cash flow figures
Zhibao Technology does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-22.4%
×Asset turnover1.46×
×Equity multiplier4.28×
=Return on equity, FY2025-139.9%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | -22.4% | 1.46× | 4.28× | -139.9% |
| FY2024 | 7.2% | 1.09× | 3.53× | 27.8% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
2of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero-CN¥62.02M
- Cash generatingOperating cash flow above zero-CN¥20.68M
- Return on assets improvedROA up on the prior year10.4% → -29.7%
- Earnings backed by cashOperating cash flow above net income-CN¥20.68M vs -CN¥62.02M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose1.40 → 1.00
- No dilutionShare count did not rise30M → 32M
- Gross margin improvedGross margin up on the prior year40.70% → 41.01%
- More efficientAsset turnover rose1.43 → 1.33