YBNasdaqInsurance Agents, Brokers & ServiceFiscal year ends December 31
Yuanbao Inc.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 30, 2026
$11.62+0.10 (+0.87%)
Close on Oct 19, 2026
Yuanbao statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available, median of Insurance Agents, Brokers & Service companies for comparison
Valuation
| Measure | Yuanbao | Industry median |
|---|---|---|
| Market Cap | CN¥3.58B | CN¥1.10B |
| Enterprise Value | -CN¥106.67M | CN¥154.16M |
| PE Ratio | 2.84 | |
| PS Ratio | 0.82 | 0.61 |
| PB Ratio | 1.07 | 0.77 |
| P/TBV Ratio | 1.09 | 0.50 |
| P/FCF Ratio | 2.43 | |
| P/OCF Ratio | 2.40 |
Enterprise value
| Measure | Yuanbao | Industry median |
|---|---|---|
| EV / Sales | -0.02 | 0.37 |
| EV / FCF | -0.07 |
Income (trailing twelve months)
| Measure | Yuanbao | Industry median |
|---|---|---|
| Revenue | CN¥4.37B | CN¥1.58B |
| Gross Profit | CN¥4.21B | CN¥160.36M |
| Pretax Income | CN¥1.41B | -CN¥18.20M |
| Net Income | CN¥1.31B | -CN¥17.79M |
| EPS (Diluted) | 4.57 CNY | 0.00 CNY |
Margins
| Measure | Yuanbao | Industry median |
|---|---|---|
| Gross Margin | 96.2% | 30.6% |
| Pretax Margin | 32.2% | -0.68% |
| Profit Margin | 29.9% | -0.59% |
| FCF Margin | 33.8% | 0.61% |
Returns
| Measure | Yuanbao | Industry median |
|---|---|---|
| Return on Equity (ROE) | 152.7% | -2.26% |
| Return on Assets (ROA) | 35.2% | -1.55% |
Growth
| Measure | Yuanbao | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 33.1% | 26.7% |
| Net Income Growth (YoY) | 51.0% | |
| EPS Growth (YoY) | 43.3% | |
| FCF Growth (YoY) | 22.6% |
Balance sheet
| Measure | Yuanbao | Industry median |
|---|---|---|
| Cash & Short-Term Investments | CN¥3.69B | CN¥131.96M |
| Net Cash (Debt) | CN¥3.69B | CN¥33.77M |
| Net Cash Per Share | 13.35 CNY | 0.19 CNY |
| Equity (Book Value) | CN¥3.35B | CN¥411.23M |
| Book Value Per Share | 12.10 CNY | 1.43 CNY |
| Tangible Book Value | CN¥3.28B | CN¥331.14M |
| Working Capital | CN¥3.32B | CN¥213.68M |
Financial position
| Measure | Yuanbao | Industry median |
|---|---|---|
| Current Ratio | 3.91 | 1.44 |
| Quick Ratio | 3.63 | 0.93 |
Cash flow (trailing twelve months)
| Measure | Yuanbao | Industry median |
|---|---|---|
| Operating Cash Flow | CN¥1.50B | -CN¥11.70M |
| Capital Expenditures | -CN¥19.04M | -CN¥8.25M |
| Free Cash Flow | CN¥1.48B | CN¥9.63M |
| FCF Per Share | 5.34 CNY | 0.01 CNY |
Efficiency
| Measure | Yuanbao | Industry median |
|---|---|---|
| Asset Turnover | 1.18 | 1.18 |
| Revenue Per Employee | CN¥7.13M | CN¥4.26M |
| Profits Per Employee | CN¥2.13M | -CN¥37.93K |
| Employee Count | 613 | 594 |
Dividends and yields
| Measure | Yuanbao | Industry median |
|---|---|---|
| Earnings Yield | 36.5% | -24.4% |
| FCF Yield | 41.2% | 7.23% |
Shares
| Measure | Yuanbao | Industry median |
|---|---|---|
| Shares Outstanding | 276,481,000 | 276,481,000 |
| Shares Change (YoY) | 5.38% | 5.38% |
| Float | 80,781,900 | 609,595,000 |
| Shares Held by Insiders | 70.8% | 39.7% |
| Shares Held by Institutions | 1.72% |
Taxes
| Measure | Yuanbao | Industry median |
|---|---|---|
| Income Tax | CN¥101.17M | CN¥46.00K |
| Effective Tax Rate | 7.18% |
Scores
| Measure | Yuanbao | Industry median |
|---|---|---|
| Graham Number | 35.28 CNY | |
| Graham Upside | 172.2% | |
| Altman Z-Score | 3.42 | 1.45 |
| Piotroski F-Score | 7 | 3 |
Calculated by StockData from Yuanbao's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.