Wintrust Financial Corp (WTFCN) stock
WTFCNNasdaqState Commercial BanksFiscal year ends December 31Also trades as WTFC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026Score 13/306% above fair value
$25.57+0.03 (+0.12%)
Close on Oct 30, 2026Market cap $10.28BP/E 12.2Yield 1.31%
Wintrust Financial statistics
80 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 19, 2027 (estimated, during market hours)
- Last ex-dividend date
- Dec 31, 2026
- Fundamentals through
- Jun 30, 2026
- Share price as of
- Oct 30, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.55
- 1.48
- P/OCF Ratio
- 6.25
- 10.39
Enterprise valuationIndustry
- EV / Sales
- 3.38
- 2.94
Share statisticsIndustry
- Shares Change (YoY)
- 1.23%
- 0.42%
- Float
- 66M
- 17M
- Shares Held by Insiders
- 1.51%
- 5.92%
- Shares Held by Institutions
- 96.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 3M
- –
- Short Interest Change
- 12.5%
- 2.35%
- Days to Cover
- 6.48
- 4.88
Stock price statisticsIndustry
- 52-Week High
- $167.22
- –
- 52-Week Low
- $122.00
- –
- 20-Day Moving Average
- $146.55
- –
- 50-Day Moving Average
- $148.03
- –
- 200-Day Moving Average
- $150.24
- –
- Average True Range (14)
- $3.06
- –
- Price Change (1 Week)
- 1.07%
- -0.25%
- Price Change (1 Month)
- 6.15%
- 2.48%
- Price Change (3 Months)
- -5.80%
- -3.51%
- Price Change (6 Months)
- 1.88%
- 8.56%
- Price Change (YTD)
- 8.98%
- 19.7%
- Price Change (1 Year)
- 19.5%
- 28.3%
- Price Change (3 Years)
- 104.0%
- 81.0%
- Price Change (5 Years)
- 72.2%
- 30.4%
- Price Change (10 Years)
- 182.4%
- 81.4%
- Average Volume (10 Days)
- 634,091
- –
- Average Volume (20 Days)
- 604,163
- –
- Average Volume (90 Days)
- 570,427
- –
- Relative Volume
- 0.78
- 0.87
- Relative Strength Index (14)
- 61.1
- 53.3
- Volatility (1 Year)
- 23.2%
- 24.3%
- Beta (5 Years)
- 0.94
- 0.63
MarginsIndustry
- Pretax Margin
- 42.5%
- 36.7%
Returns on capitalIndustry
- Return on Equity (ROE)
- 12.2%
- 10.6%
- Return on Assets (ROA)
- 1.25%
- 1.12%
GrowthIndustry
- Net Income Growth (YoY)
- 21.7%
- 23.3%
- EPS Growth (YoY)
- 17.8%
- 22.9%
- Revenue Growth (3Y CAGR)
- 6.86%
- 5.82%
- Revenue Growth (5Y CAGR)
- 9.32%
- 6.17%
- EPS Growth (3Y CAGR)
- 12.4%
- 1.31%
- EPS Growth (5Y CAGR)
- 19.5%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $485.24K
- $356.83K
- Profits Per Employee
- $152.55K
- $107.97K
- Employee Count
- 5,902
- 492
- WACC
- 9.66%
- 8.05%
Income statement (TTM)Industry
- Pretax Income
- $1.22B
- $70.72M
Balance sheetIndustry
- Net Cash (Debt)
- $595.86M
- $162.18M
- Net Cash Per Share
- $8.83
- $8.22
- Equity (Book Value)
- $7.53B
- $560.97M
- Book Value Per Share
- $111.54
- $28.41
- Tangible Book Value
- $6.64B
- $476.95M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 8.76%
- 7.92%
- Dividend Yield
- 1.31%
- 2.48%
- Shareholder Yield
- 1.31%
- 3.25%
- Dividend Per Share
- $2.00
- $0.93
- Dividend Growth (YoY)
- 11.1%
- 4.26%
- Years of Dividend Growth
- 12
- 2
- Payout Ratio
- 19.9%
- 29.2%
Taxes and interestIndustry
- Interest Expense
- $1.48B
- $24.37M
- Income Tax
- $316.81M
- $14.60M
- Effective Tax Rate
- 26.0%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $176.76
- $45.40
- Graham Upside
- 16.0%
- 17.8%
- Altman Z-Score
- 0.22
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $242.65
- –
- Lynch Upside
- 59.2%
- -1.46%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.
| Period | WTFCN | S&P 500 | Difference | WTFCN per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +0.6% | -0.9% | +1.5 pts | ||
| 3 months | -0.5% | +2.1% | −2.7 pts | ||
| Year to date | +4.6% | +11.7% | −7.1 pts | ||
| 1 year | +5.1% | +12.4% | −7.2 pts |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 15, 2026.
0M WTFCN shares were sold short on Oct 15, 2026, down 38.9% from the previous report. At recent volumes it would take 1.0 days to buy them back. Over the last 20 sessions, 44.5% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 15, 2026 | 10,521 | -38.9% | 16,824 | 1.0 |
| Sep 30, 2026 | 17,209 | +65.0% | 40,625 | 1.0 |
| Sep 15, 2026 | 10,427 | -28.3% | 41,975 | 1.0 |
| Aug 31, 2026 | 14,549 | +23.4% | 22,915 | 1.0 |
| Aug 14, 2026 | 11,793 | -43.2% | 20,284 | 1.0 |
| Jul 31, 2026 | 20,772 | +1.7% | 17,567 | 1.2 |
| Jul 15, 2026 | 20,432 | -69.9% | 19,601 | 1.0 |
| Jun 30, 2026 | 67,966 | +280.5% | 108,950 | 1.0 |
| Jun 15, 2026 | 17,861 | +43.9% | 20,193 | 1.0 |
| May 29, 2026 | 12,416 | -37.2% | 80,569 | 1.0 |
| May 15, 2026 | 19,768 | +170.8% | 14,664 | 1.4 |
| Apr 30, 2026 | 7,299 | -33.7% | 12,934 | 1.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.