Wintrust Financial Corp (WTFCN) stock
WTFCNNasdaqState Commercial BanksFiscal year ends December 31Also trades as WTFC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026Score 13/306% above fair value
$25.57+0.03 (+0.12%)
Close on Oct 30, 2026Market cap $10.28BP/E 12.2Yield 1.31%
Wintrust Financial free cash flow
Free cash flow is cash from operations minus capital expenditures: the cash available for dividends, buybacks, debt repayment or acquisitions.
Wintrust Financial's free cash flow for the twelve months ending Dec 31, 2024 was $635.53M, down 8.9% year over year. For fiscal 2025 it was $860.40M, up 35.4% from the year before. The highest annual figure on record is $1.32B in fiscal 2022.
Annual free cash flow
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $860.40M | +35.4% |
| FY2024 | Dec 31, 2024 | $635.53M | -8.9% |
| FY2023 | Dec 31, 2023 | $697.97M | -47.2% |
| FY2022 | Dec 31, 2022 | $1.32B | +23.1% |
| FY2021 | Dec 31, 2021 | $1.07B | – |
| FY2020 | Dec 31, 2020 | -$582.11M | -416.4% |
| FY2019 | Dec 31, 2019 | $183.97M | -40.4% |
| FY2018 | Dec 31, 2018 | $308.91M | -9.8% |
| FY2017 | Dec 31, 2017 | $342.43M | +23.6% |
| FY2016 | Dec 31, 2016 | $277.04M | – |
| FY2015 | Dec 31, 2015 | -$4.49M | -102.7% |
| FY2014 | Dec 31, 2014 | $168.23M | -32.6% |
| FY2013 | Dec 31, 2013 | $249.52M | +28.4% |
| FY2012 | Dec 31, 2012 | $194.33M | +17.7% |
| FY2011 | Dec 31, 2011 | $165.14M | +76.6% |
| FY2010 | Dec 31, 2010 | $93.50M | – |
| FY2009 | Dec 31, 2009 | -$859.30M | -800.6% |
| FY2008 | Dec 31, 2008 | $122.66M | – |
Quarterly free cash flow
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q4 FY2024 | Dec 31, 2024 | $471.24M | +104.2% |
| Q3 FY2024 | Sep 30, 2024 | -$78.32M | -214.6% |
| Q2 FY2024 | Jun 30, 2024 | $182.08M | -46.4% |
| Q1 FY2024 | Mar 31, 2024 | $60.53M | +2.1% |
| Q4 FY2023 | Dec 31, 2023 | $230.74M | -24.1% |
| Q3 FY2023 | Sep 30, 2023 | $68.36M | -68.6% |
| Q2 FY2023 | Jun 30, 2023 | $339.57M | -2.9% |
| Q1 FY2023 | Mar 31, 2023 | $59.30M | -86.8% |
| Q4 FY2022 | Dec 31, 2022 | $303.84M | -17.0% |
| Q3 FY2022 | Sep 30, 2022 | $217.75M | +207.1% |
| Q2 FY2022 | Jun 30, 2022 | $349.66M | -17.6% |
| Q1 FY2022 | Mar 31, 2022 | $450.30M | +112.0% |
| Q4 FY2021 | Dec 31, 2021 | $366.23M | – |
| Q3 FY2021 | Sep 30, 2021 | $70.92M | – |
| Q2 FY2021 | Jun 30, 2021 | $424.26M | – |
| Q1 FY2021 | Mar 31, 2021 | $212.39M | – |
| Q4 FY2020 | Dec 31, 2020 | -$104.57M | -140.5% |
| Q3 FY2020 | Sep 30, 2020 | -$69.75M | – |
| Q2 FY2020 | Jun 30, 2020 | -$6.60M | – |
| Q1 FY2020 | Mar 31, 2020 | -$401.20M | -641.6% |
| Q4 FY2019 | Dec 31, 2019 | $258.38M | +157.2% |
| Q3 FY2019 | Sep 30, 2019 | -$65.34M | -147.2% |
| Q2 FY2019 | Jun 30, 2019 | -$83.15M | -240.3% |
| Q1 FY2019 | Mar 31, 2019 | $74.08M | +595.8% |
| Q4 FY2018 | Dec 31, 2018 | $100.45M | -56.9% |
| Q3 FY2018 | Sep 30, 2018 | $138.54M | +1306.0% |
| Q2 FY2018 | Jun 30, 2018 | $59.28M | – |
| Q1 FY2018 | Mar 31, 2018 | $10.65M | -91.1% |
| Q4 FY2017 | Dec 31, 2017 | $233.04M | -39.9% |
| Q3 FY2017 | Sep 30, 2017 | $9.85M | +71.5% |
| Q2 FY2017 | Jun 30, 2017 | -$20.44M | – |
| Q1 FY2017 | Mar 31, 2017 | $119.98M | – |
| Q4 FY2016 | Dec 31, 2016 | $387.92M | – |
| Q3 FY2016 | Sep 30, 2016 | $5.75M | – |