Whirlpool Corp (WHR.PA) stock analysis

P/E against its history

Not enough price and earnings history to compare.

P/E against the industry

Needs positive earnings and enough profitable companies in the industry.

EV/EBITDA above its 5-year median

Whirlpool's EV/EBITDA of 9.5 is above its 5-year median of 8.6.

P/B below the industry

Whirlpool's price-to-book of 0.53 is below the Electronic and Other Electrical Equipment and Components, except Computer Equipment median of 3.16.

Trading below fair value

The share price of $30.13 is below our fair value estimate of $99.09.

Margin of safety over 20%

The price is 69.6% below fair value, more than the 20% cushion we look for.

Revenue growing under 10% a year

Revenue grew -7.7% a year over the last three fiscal years, short of the 10% we look for.

EPS growth over 3 years

Needs positive EPS three years ago and today.

Earnings acceleration

Needs positive net income now, a year ago and five years ago.

Growing slower than the industry

Revenue grew -6.4% over the last twelve months; the Electronic and Other Electrical Equipment and Components, except Computer Equipment median is -2.0%.

Guidance raised

Whirlpool raised its 2026 GAAP tax rate outlook on Oct 26, 2026.

Gross margin slipping

Gross margin was 13.1% over the last twelve months, against 15.9% a year earlier.

Return on equity under 15%

Return on equity was -3.3% over the last twelve months and averaged 3.6% over five years; we look for 15% on both.

Return on capital under 10%

Return on invested capital was 2.3%, below the 10% that usually covers the cost of capital.

Return on equity below the industry

Whirlpool's return on equity of -3.3% is below the Electronic and Other Electrical Equipment and Components, except Computer Equipment median of -3.3%.

Earnings shrank over 5 years

Net income shrank 21.6% a year on average over the last five fiscal years.

Net margin below its 5-year average

Net margin was -0.8% over the last twelve months, against a 5-year average of 0.6%.

Net margin above the industry

Whirlpool's net margin of -0.8% is above the Electronic and Other Electrical Equipment and Components, except Computer Equipment median of -3.1%.

High debt

Debt is 184% of shareholders' equity, above the 40% we consider low.

Debt rising against equity

Debt to equity rose from 138% five years ago to 184%.

Debt not well covered by cash flow

Operating cash flow over the last twelve months equals 4.6% of total debt; we look for at least 20%.

Interest not well covered

Operating income covers interest expense 1.3 times; we look for at least 5.

Short-term assets cover short-term debts

Current assets are 1.15 times current liabilities.

Elevated bankruptcy risk

The Altman Z-score is 1.17; above 3 is the safe zone and below 1.8 the distress zone.

Pays a dividend

Whirlpool paid dividends worth 6.0% of the share price over the last twelve months.

Yield above Treasuries

The 6.0% yield is above the 4.4% on a 1-year Treasury.

Yield in the top quarter

The top quarter of US dividend payers yield 3.9% or more; Whirlpool yields 6.0%.

Dividend was cut

The dividend per share fell by more than 10% at least once in the last 10 fiscal years.

Earnings cover

Needs dividends paid and net income.

Cash-flow cover

Needs dividends paid and free cash flow.