WBHCOTCNational Commercial BanksFiscal year ends December 31
WILSON BANK HOLDING CO
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$550.00+0.00 (0.00%)
Close on Oct 19, 2026
- Market cap
- $6.78B
- P/E (TTM)
- 80.9
- Dividend yield
- 0.41%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
21.2%−7.4 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +14.2% | +24.6% | +21.6% | +14.8% | |
| Net income | +33.9% | +12.6% | +14.5% | +12.2% | |
| EPS, diluted | +31.0% | +10.4% | +12.3% | +10.3% | |
| Free cash flow | +47.5% | +8.2% | +12.4% | +15.2% | |
| Dividend per share | +28.6% | +6.7% | +13.4% | +16.5% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 11.0% | 10.7% | – | |
| Return on assets | 1.2% | 1.2% | 1.3% | |
| Capex to revenue | 5.2% | 1.7% | 1.0% | |
| Diluted shares | 10M | 11M | 12M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Wilson Bank generated $372.69M from operations and spent $82.22M on capital expenditure, dividends and share buybacks. 31% of that went back into the business.
Generated
$372.69M
Used
$82.22M
Capital expenditure$25.78M31%Dividends$54.26M66%Share buybacks$2.18M3%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin32.7%
×Asset turnover0.04×
×Equity multiplier9.27×
=Return on equity, FY202112.5%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2021 | 32.7% | 0.04× | 9.27× | 12.5% |
| FY2020 | 28.6% | 0.04× | 8.60× | 10.7% |
| FY2019 | 29.1% | 0.05× | 8.44× | 11.4% |
| FY2018 | 28.4% | 0.05× | 8.63× | 11.6% |
| FY2017 | 22.4% | 0.05× | 8.81× | 9.2% |
| FY2016 | 26.1% | 0.05× | 9.02× | 11.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$75.70M
- Cash generatingOperating cash flow above zero$89.95M
- Return on assets improvedROA up on the prior year1.2% → 1.4%
- Earnings backed by cashOperating cash flow above net income$89.95M vs $75.70M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise12M → 12M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.06 → 0.07