VELNYSEFinance ServicesFiscal year ends December 31
Velocity Financial, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$14.51−0.20 (-1.36%)
Close on Oct 19, 2026
- Market cap
- $570.30M
- P/E (TTM)
- 5.3
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
98.6%
39M of 39M shares
Institutional holders
100
16 new, 14 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
0 buys · 29 sales
Net sold $1.41M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Beach Point GP LLC | 6,949,566 | 17.90% | 13G (passive) amendment | Dec 31, 2025 |
| Beach Point Capital Management LP | 5,300,859 | 14.50% | 13G (passive) amendment | Jun 30, 2025 |
| Ian K. Snow | 13,353,103 | 34.70% | 13D (active) amendment | Aug 8, 2025 |
| Spg Gp, LLC | 13,353,103 | 36.60% | 13D (active) amendment | Mar 27, 2025 |
| Pacific Investment Management Company LLC | 12,637,764 | 33.10% | 13D (active) amendment | May 1, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of VEL | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Snow Phipps Group, LLC | 13,353,103 | 33.82% | $246.50M | – | 75.64% |
| Allianz Asset Management GmbH | 12,637,764 | 32.01% | $233.29M | – | 0.21% |
| Beach Point Capital Management LP | 6,582,380 | 16.67% | $121.51M | +23,868 | 47.08% |
| BlackRock, Inc. | 1,489,827 | 3.77% | $27.50M | −152,089 | 0.00% |
| Dimensional Fund Advisors LP | 656,725 | 1.66% | $12.12M | +74,175 | 0.00% |
| Adage Capital Partners Gp, L.L.C. | 505,505 | 1.28% | $9.33M | +22,790 | 0.01% |
| Vanguard Capital Management LLC | 487,011 | 1.23% | $8.99M | +6,359 | 0.00% |
| American Century Companies Inc | 357,199 | 0.90% | $6.59M | +71,830 | 0.00% |
| Geode Capital Management, LLC | 272,540 | 0.69% | $5.03M | +23,040 | 0.00% |
| State Street Corp | 249,731 | 0.63% | $4.61M | +31,586 | 0.00% |
| Goldman Sachs Group Inc | 235,327 | 0.60% | $4.34M | −39,796 | 0.00% |
| D. E. Shaw & Co., Inc. | 124,130 | 0.31% | $2.29M | +36,396 | 0.00% |
| Susquehanna International Group, Llp | 123,902 | 0.31% | $2.29M | New | 0.00% |
| Man Group plc | 116,925 | 0.30% | $2.16M | +40,543 | 0.00% |
| Qube Research & Technologies Ltd | 116,605 | 0.30% | $2.15M | +10,744 | 0.00% |
| Morgan Stanley | 102,530 | 0.26% | $1.89M | +14,080 | 0.00% |
| Vanguard Portfolio Management LLC | 102,190 | 0.26% | $1.89M | +35,447 | 0.00% |
| Northern Trust Corp | 92,141 | 0.23% | $1.70M | +11,483 | 0.00% |
| Tudor Investment Corp Et Al | 91,219 | 0.23% | $1.68M | +32,317 | 0.00% |
| Charles Schwab Investment Management Inc | 89,499 | 0.23% | $1.65M | +4,099 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 100 | 39M | 98.6% | 16 / 49 | 22 / 14 | 1M | 0M |
| Q1 2026 | 100 | 39M | 97.8% | 15 / 32 | 35 / 21 | 2M | 1M |
| Q4 2025 | 107 | 38M | 96.3% | 17 / 44 | 29 / 11 | 1M | 1M |
| Q3 2025 | 106 | 38M | 95.1% | 23 / 37 | 36 / 9 | 1M | 1M |
| Q2 2025 | 93 | 37M | 94.4% | 25 / 41 | 22 / 13 | 3M | 1M |
| Q1 2025 | 81 | 35M | 88.5% | 18 / 33 | 22 / 9 | 3M | 0M |
| Q4 2024 | 72 | 33M | 82.7% | 14 / 30 | 17 / 10 | 0M | 0M |
| Q3 2024 | 69 | 33M | 82.7% | 23 / 28 | 6 / 1 | 2M | 1M |
| Q2 2024 | 48 | 32M | 82.1% | 6 / 23 | 11 / 9 | 0M | 0M |
| Q1 2024 | 51 | 32M | 82.1% | 7 / 17 | 18 / 3 | 0M | 0M |
| Q4 2023 | 47 | 32M | 81.5% | 5 / 20 | 14 / 4 | 0M | 0M |
| Q3 2023 | 46 | 32M | 80.6% | 4 / 13 | 18 / 1 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of VEL | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 361,986 | 0.92% | $6.68M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 322,027 | 0.82% | $5.94M | 0.01% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 294,257 | 0.75% | $5.15M | 0.02% | May 31, 2026 |
| BlackRock Advantage Small Cap Core Fund | 245,820 | 0.62% | $4.30M | 0.08% | May 29, 2026 |
| iShares Russell 2000 Value ETF | 128,793 | 0.33% | $2.38M | 0.02% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 127,542 | 0.32% | $2.24M | 0.01% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 109,146 | 0.28% | $2.01M | 0.00% | Jun 30, 2026 |
| Dimensional U.S. Small Cap ETF | 79,855 | 0.20% | $1.40M | 0.01% | Jul 31, 2026 |
| Virtus NFJ Small-Cap Value Fund | 67,491 | 0.17% | $1.25M | 0.48% | Jun 30, 2026 |
| U.S. Small Cap Value Portfolio | 62,172 | 0.16% | $1.09M | 0.01% | Jul 31, 2026 |
| Dimensional US Small Cap Value ETF | 61,710 | 0.16% | $1.08M | 0.01% | Jul 31, 2026 |
| U.S. Targeted Value Portfolio | 59,836 | 0.15% | $1.05M | 0.01% | Jul 31, 2026 |
| Vanguard Russell 2000 Index Fund | 59,736 | 0.15% | $1.05M | 0.01% | May 31, 2026 |
| U.S. Small Cap Portfolio | 57,956 | 0.15% | $1.02M | 0.01% | Jul 31, 2026 |
| U.S. Micro Cap Portfolio | 51,700 | 0.13% | $906.82K | 0.01% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Christopher D. Farrar | Chief Executive Officer, Director | 1,036,716 | 2.63% | Jun 30, 2026 |
| Mark R. Szczepaniak | Chief Financial Officer | 165,935 | 0.42% | Sep 10, 2026 |
| Roland Thomas Kelly | Chief Legal Officer and GC | 98,139 | 0.25% | Sep 1, 2026 |
| Fiona Tam | Chief Accounting Officer | 47,129 | 0.12% | Aug 11, 2026 |
| Jeffrey T. Taylor | Executive VP, Capital Markets | 172,490 | 0.44% | Aug 11, 2026 |
| Joy L. Schaefer | Director | 40,798 | 0.10% | May 27, 2026 |
| John Pitstick | Director | 59,410 | 0.15% | May 27, 2026 |
| Dorika M. Beckett | Director | 41,311 | 0.10% | May 22, 2026 |
| III Holding LP LVS | Director, 10% owner | 10,963,806 | 27.77% | May 2, 2025 |
| Iii Spe I. Llc Tobi | Director, 10% owner | 12,637,764 | 32.01% | May 2, 2025 |
| Investment Management Co Llc Pacific | Director, 10% owner | – | – | May 2, 2025 |
| Snow Phipps Group (B), L.P. | Director, 10% owner | – | – | Mar 31, 2025 |
| SPG Co-Investment, L.P. | Director, 10% owner | – | – | Mar 31, 2025 |
| Snow Phipps Group AIV, L.P. | Director, 10% owner | 13,165,542 | 33.35% | Mar 31, 2025 |
| Snow Phipps Group AIV (Offshore), L.P. | Director, 10% owner | – | – | Mar 31, 2025 |
| Snow Phipps Group (RPV), L.P. | Director, 10% owner | 12,272,765 | 31.08% | Mar 31, 2025 |
| Spg Gp, Llc | Director, 10% owner | – | – | Mar 31, 2025 |
| Ian K. Snow | Director, 10% owner | – | – | Mar 31, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Mark R. Szczepaniak Chief Financial Officer | Sep 10, 2026 | Sale(10b5-1 plan) | −2,000 | $18.03 | $36.06K | 64,400 |
| Roland Thomas Kelly Chief Legal Officer and GC | Sep 1, 2026 | Sale(10b5-1 plan) | −1,600 | $18.00 | $28.80K | 98,139 |
| Fiona Tam Chief Accounting Officer | Aug 11, 2026 | Sale(10b5-1 plan) | −1,232 | $19.00 | $23.41K | 47,129 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Aug 11, 2026 | Sale(10b5-1 plan) | −4,330 | $19.06 | $82.53K | 172,490 |
| Mark R. Szczepaniak Chief Financial Officer | Aug 10, 2026 | Sale(10b5-1 plan) | −2,000 | $18.16 | $36.32K | 64,400 |
| Roland Thomas Kelly Chief Legal Officer and GC | Aug 6, 2026 | Sale(10b5-1 plan) | −1,600 | $18.00 | $28.80K | 95,794 |
| Mark R. Szczepaniak Chief Financial Officer | Aug 6, 2026 | Sale(10b5-1 plan) | −400 | $18.00 | $7.20K | 66,400 |
| Mark R. Szczepaniak Chief Financial Officer | Jul 28, 2026 | Sale(10b5-1 plan) | −400 | $18.00 | $7.20K | 68,000 |
| Fiona Tam Chief Accounting Officer | Jul 7, 2026 | Sale(10b5-1 plan) | −68 | $19.00 | $1.29K | 48,361 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Jul 7, 2026 | Sale(10b5-1 plan) | −2,165 | $19.00 | $41.14K | 176,820 |
| Roland Thomas Kelly Chief Legal Officer and GC | Jul 1, 2026 | Sale(10b5-1 plan) | −1,600 | $18.57 | $29.71K | 98,252 |
| Roland Thomas Kelly Chief Legal Officer and GC | Jun 30, 2026 | Other | +858 | $18.46 | $15.84K | 99,852 |
| Christopher D. Farrar Chief Executive Officer, Director | Jun 30, 2026 | Other | +1,272 | $18.46 | $23.48K | 399,665 |
| Mark R. Szczepaniak Chief Financial Officer | Jun 26, 2026 | Sale(10b5-1 plan) | −1,573 | $18.07 | $28.42K | 68,400 |
| John Pitstick Director | May 26, 2026 | Returned to company | −3,603 | $17.17 | $61.86K | 59,410 |
| Joy L. Schaefer Director | May 26, 2026 | Returned to company | −3,603 | $17.17 | $61.86K | 40,798 |
| John Pitstick Director | May 21, 2026 | Award | +5,413 | $17.55 | $95.00K | 64,934 |
| Joy L. Schaefer Director | May 21, 2026 | Award | +5,413 | $17.55 | $95.00K | 44,401 |
| Dorika M. Beckett Director | May 21, 2026 | Award | +5,413 | $17.55 | $95.00K | 41,311 |
| Mark R. Szczepaniak Chief Financial Officer | May 1, 2026 | Sale(10b5-1 plan) | −1,573 | $19.30 | $30.36K | 69,973 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Apr 17, 2026 | Sale(10b5-1 plan) | −2,130 | $20.00 | $42.60K | 178,985 |
| Mark R. Szczepaniak Chief Financial Officer | Apr 1, 2026 | Sale(10b5-1 plan) | −1,573 | $18.13 | $28.52K | 71,546 |
| Roland Thomas Kelly Chief Legal Officer and GC | Mar 31, 2026 | Sale(10b5-1 plan) | −814 | $18.22 | $14.83K | 98,994 |
| Roland Thomas Kelly Chief Legal Officer and GC | Mar 30, 2026 | Sale(10b5-1 plan) | −14,026 | $18.03 | $252.89K | 99,808 |
| Roland Thomas Kelly Chief Legal Officer and GC | Mar 17, 2026 | Sale(10b5-1 plan) | −5,160 | $18.06 | $93.19K | 113,934 |
| Mark R. Szczepaniak Chief Financial Officer | Mar 2, 2026 | Sale(10b5-1 plan) | −1,573 | $18.32 | $28.82K | 73,119 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Feb 2, 2026 | Sale(10b5-1 plan) | −1,772 | $20.33 | $36.02K | 181,115 |
| Mark R. Szczepaniak Chief Financial Officer | Feb 2, 2026 | Sale(10b5-1 plan) | −1,573 | $20.53 | $32.29K | 74,692 |
| Christopher D. Farrar Chief Executive Officer, Director | Jan 28, 2026 | Tax withholding | −64,705 | $20.22 | $1.31M | 630,779 |
| Mark R. Szczepaniak Chief Financial Officer | Jan 28, 2026 | Tax withholding | −23,540 | $20.22 | $475.98K | 76,265 |
| Fiona Tam Chief Accounting Officer | Jan 28, 2026 | Tax withholding | −4,251 | $20.22 | $85.96K | 48,429 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Jan 28, 2026 | Tax withholding | −18,575 | $20.22 | $375.59K | 182,887 |
| Roland Thomas Kelly Chief Legal Officer and GC | Jan 28, 2026 | Tax withholding | −16,170 | $20.22 | $326.96K | 118,994 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Jan 26, 2026 | Sale(10b5-1 plan) | −1,770 | $20.00 | $35.40K | 184,137 |
| Mark R. Szczepaniak Chief Financial Officer | Jan 23, 2026 | Tax withholding | −4,329 | $19.39 | $83.94K | 56,493 |
| Fiona Tam Chief Accounting Officer | Jan 23, 2026 | Tax withholding | −453 | $19.39 | $8.78K | 47,880 |
| Roland Thomas Kelly Chief Legal Officer and GC | Jan 23, 2026 | Tax withholding | −1,416 | $19.39 | $27.46K | 123,753 |
| Christopher D. Farrar Chief Executive Officer, Director | Jan 23, 2026 | Tax withholding | −23,171 | $19.39 | $449.29K | 553,734 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Jan 23, 2026 | Tax withholding | −4,140 | $19.39 | $80.27K | 185,907 |
| Roland Thomas Kelly Chief Legal Officer and GC | Jan 21, 2026 | Tax withholding | −1,752 | $19.53 | $34.22K | 125,169 |
| Fiona Tam Chief Accounting Officer | Jan 21, 2026 | Tax withholding | −541 | $19.53 | $10.57K | 48,333 |
| Christopher D. Farrar Chief Executive Officer, Director | Jan 21, 2026 | Tax withholding | −25,681 | $19.53 | $501.55K | 538,877 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Jan 21, 2026 | Tax withholding | −3,430 | $19.53 | $66.99K | 190,047 |
| Mark R. Szczepaniak Chief Financial Officer | Jan 21, 2026 | Tax withholding | −3,374 | $19.53 | $65.89K | 52,754 |
| Roland Thomas Kelly Chief Legal Officer and GC | Jan 15, 2026 | Award | +14,030 | $19.60 | $274.99K | 112,891 |
| Roland Thomas Kelly Chief Legal Officer and GC | Jan 15, 2026 | Award | +14,030 | $19.60 | $274.99K | 126,921 |
| Fiona Tam Chief Accounting Officer | Jan 15, 2026 | Award | +3,061 | $19.60 | $60.00K | 48,874 |
| Fiona Tam Chief Accounting Officer | Jan 15, 2026 | Award | +3,061 | $19.60 | $60.00K | 45,813 |
| Mark R. Szczepaniak Chief Financial Officer | Jan 15, 2026 | Award | +19,132 | $19.60 | $374.99K | 118,326 |
| Mark R. Szczepaniak Chief Financial Officer | Jan 15, 2026 | Award | +19,132 | $19.60 | $374.99K | 137,458 |
| Christopher D. Farrar Chief Executive Officer, Director | Jan 15, 2026 | Award | +89,285 | $19.60 | $1.75M | 524,392 |
| Christopher D. Farrar Chief Executive Officer, Director | Jan 15, 2026 | Award | +89,285 | $19.60 | $1.75M | 435,107 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Jan 15, 2026 | Award | +19,132 | $19.60 | $374.99K | 193,477 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Jan 15, 2026 | Award | +19,132 | $19.60 | $374.99K | 174,345 |
| Mark R. Szczepaniak Chief Financial Officer | Jan 15, 2026 | Sale(10b5-1 plan) | −1,573 | $19.51 | $30.69K | 49,929 |
| Christopher D. Farrar Chief Executive Officer, Director | Jan 13, 2026 | Tax withholding | −8,854 | $18.70 | $165.57K | 345,822 |
| Roland Thomas Kelly Chief Legal Officer and GC | Jan 13, 2026 | Tax withholding | −2,109 | $18.70 | $39.44K | 98,861 |
| Jeffrey T. Taylor Executive VP, Capital Markets | Jan 13, 2026 | Tax withholding | −3,459 | $18.70 | $64.68K | 155,213 |
| Fiona Tam Chief Accounting Officer | Jan 13, 2026 | Tax withholding | −681 | $18.70 | $12.73K | 42,752 |
| Mark R. Szczepaniak Chief Financial Officer | Jan 13, 2026 | Tax withholding | −4,255 | $18.70 | $79.57K | 99,194 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Family Trust U/A/D 08/10/2021 Szczepaniak Officer | Sep 10, 2026 | 2,000 | $36.22K | Sep 10, 2026 | Performance Stock Units |
| Family Trust Taylor Officer | Aug 11, 2026 | 4,330 | $79.28K | Aug 11, 2026 | Performance Stock Units |
| Tam Fiona Officer | Aug 11, 2026 | 1,232 | $22.56K | Aug 11, 2026 | Restricted Stock Units |
| Family Trust U/A/D 08/10/2021 Szczepaniak Officer | Aug 10, 2026 | 2,000 | $36.92K | Aug 10, 2026 | Performance Stock Units |
| Family Trust U/A/D 08/10/2021 Szczepaniak Officer | Jul 28, 2026 | 2,000 | $35.28K | Jul 28, 2026 | Performance Stock Units |
| Family Trust Taylor Officer | Jul 7, 2026 | 2,165 | $40.14K | Jul 7, 2026 | Performance Stock Units |
| Tam Fiona Officer | Jul 7, 2026 | 68 | $1.26K | Jul 7, 2026 | Restricted Stock Units |
| Kelly Roland Officer | Jul 1, 2026 | 4,800 | $88.61K | Jul 1, 2026 | Restricted Stock Units |
| Family Trust U/A Dtd 08/10/2021 Szczepaniak Officer | May 1, 2026 | 3,146 | $60.69K | May 1, 2026 | Restricted Stock Awards |
| Family Trust Taylor Officer | Apr 17, 2026 | 7,088 | $135.66K | Apr 17, 2026 | Restricted Stock Awards |
| Kelly Roland Officer | Mar 30, 2026 | 14,840 | $264.30K | Mar 30, 2026 | Restricted Stock Awards and Performance Stock Units |
| Kelly Roland Officer | Mar 17, 2026 | 5,160 | $88.91K | Mar 17, 2026 | RSA/PSU |
| Family Trust U/A Dtd 08/10/2021 Szczepaniak Officer | Jan 15, 2026 | 6,292 | $120.87K | Jan 15, 2026 | Restricted Stock Awards |
| Family Trust Taylor Officer | Dec 16, 2025 | 15,934 | $312.94K | Dec 16, 2025 | Restricted Stock Awards |
| Kelly Roland Officer | Dec 2, 2025 | 6,655 | $128.97K | Dec 2, 2025 | Open Market Purchase |