VELNYSEFinance ServicesFiscal year ends December 31
Velocity Financial, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$14.51−0.20 (-1.36%)
Close on Oct 19, 2026
- Market cap
- $570.30M
- P/E (TTM)
- 5.3
- Dividend yield
- –
Margins need revenue and profit figures
This company does not report the lines needed to calculate margins.
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Net income | +53.5% | +48.3% | +42.7% | – | |
| EPS, diluted | +44.0% | +43.0% | – | – | |
| Free cash flow | -52.3% | -28.2% | -19.9% | – |
Returns and balance sheet
9 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | 9.5% | 17.7% | |
| Return on assets | – | 0.8% | 1.6% | |
| Diluted shares | – | 20M | 38M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Velocity Financial generated $211.05M from operations and spent $11.42M on capital expenditure, dividends and share buybacks. 11% of that went back into the business.
Generated
$211.05M
Used
$11.42M
Capital expenditure$1.21M11%Dividends$00%Share buybacks$10.20M89%
DuPont needs revenue, assets and equity
This company does not report all three for consecutive years.
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 5 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$105.05M
- Cash generatingOperating cash flow above zero$18.16M
- Return on assets improvedROA up on the prior year1.6% → 1.9%
- Earnings backed by cashOperating cash flow above net income$18.16M vs $105.05M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise36M → 38M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose– → –