UWM Holdings Corp

UWM Holdings Corporation operates as a residential mortgage lender that originates loans exclusively through the wholesale channel. The company underwrites, processes, and funds home loans rather than serving retail borrowers directly. Its product offerings center on conventional conforming mortgages eligible for sale to government-sponsored enterprises, alongside government-backed loans through federal loan programs, non-agency jumbo loans, and construction mortgages. Additionally, the business manages mortgage servicing rights derived from its originated loans. The company's primary clients are independent mortgage brokers and their affiliated loan officers across the country.

Headquartered in Pontiac, Michigan, the company conducts its lending activities across all 50 U.S. states and the District of Columbia. Its operations maintain business relationships with more than 13,000 independent broker businesses, representing tens of thousands of registered loan officers nationwide. The organization employs approximately 9,100 people, with substantially all personnel located at its corporate campus in Michigan, including roughly 2,200 staff dedicated to technology and information systems.

Summary of the business section of UWM's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, we had approximately 2,200 team members dedicated to technology and information systems at our Pontiac, Michigan headquarters, compared to approximately 1,800 as of December 31, 2024.”