Usio, Inc. (USIO) stock
USIONasdaqFunctions Related To Depository Banking, NECFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 10, 2026Score 5/3087% above fair value
$2.04−0.01 (-0.73%)
Close on Nov 13, 2026Market cap $57.99MP/E –Yield –
Usio operating margin
Operating margin is operating income as a percentage of revenue.
Usio's operating margin for the twelve months ending Sep 30, 2026 was -0.4%. For fiscal 2025 it was -2.8%, against -1.8% the year before. The highest annual figure on record is 18.9% in fiscal 2012.
Annual operating margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | -2.8% | −1.0 |
| FY2024 | Dec 31, 2024 | -1.8% | −1.2 |
| FY2023 | Dec 31, 2023 | -0.5% | +7.0 |
| FY2022 | Dec 31, 2022 | -7.5% | −7.3 |
| FY2021 | Dec 31, 2021 | -0.3% | +11.4 |
| FY2020 | Dec 31, 2020 | -11.6% | +6.3 |
| FY2019 | Dec 31, 2019 | -18.0% | −2.9 |
| FY2018 | Dec 31, 2018 | -15.1% | +4.4 |
| FY2017 | Dec 31, 2017 | -19.5% | −8.2 |
| FY2016 | Dec 31, 2016 | -11.3% | −17.9 |
| FY2015 | Dec 31, 2015 | 6.6% | −10.2 |
| FY2014 | Dec 31, 2014 | 16.8% | +31.3 |
| FY2013 | Dec 31, 2013 | -14.6% | −33.5 |
| FY2012 | Dec 31, 2012 | 18.9% | +11.2 |
| FY2011 | Dec 31, 2011 | 7.7% | +31.0 |
| FY2010 | Dec 31, 2010 | -23.3% | – |
Quarterly operating margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 1.2% | +3.4 |
| Q2 FY2026 | Jun 30, 2026 | 1.6% | +3.6 |
| Q1 FY2026 | Mar 31, 2026 | 0.9% | +2.0 |
| Q4 FY2025 | Dec 31, 2025 | -5.7% | −2.7 |
| Q3 FY2025 | Sep 30, 2025 | -2.2% | −0.4 |
| Q2 FY2025 | Jun 30, 2025 | -2.0% | −0.9 |
| Q1 FY2025 | Mar 31, 2025 | -1.1% | +0.3 |
| Q4 FY2024 | Dec 31, 2024 | -2.9% | −2.9 |
| Q3 FY2024 | Sep 30, 2024 | -1.8% | +1.8 |
| Q2 FY2024 | Jun 30, 2024 | -1.0% | −2.1 |
| Q1 FY2024 | Mar 31, 2024 | -1.3% | −1.4 |
| Q4 FY2023 | Dec 31, 2023 | -0.0% | +0.5 |
| Q3 FY2023 | Sep 30, 2023 | -3.6% | +6.8 |
| Q2 FY2023 | Jun 30, 2023 | 1.1% | +12.6 |
| Q1 FY2023 | Mar 31, 2023 | 0.0% | +8.6 |
| Q4 FY2022 | Dec 31, 2022 | -0.5% | −0.5 |
| Q3 FY2022 | Sep 30, 2022 | -10.4% | −11.7 |
| Q2 FY2022 | Jun 30, 2022 | -11.5% | −13.8 |
| Q1 FY2022 | Mar 31, 2022 | -8.6% | −3.3 |
| Q4 FY2021 | Dec 31, 2021 | -0.0% | +7.2 |
| Q3 FY2021 | Sep 30, 2021 | 1.3% | +12.5 |
| Q2 FY2021 | Jun 30, 2021 | 2.2% | +20.9 |
| Q1 FY2021 | Mar 31, 2021 | -5.2% | +6.0 |
| Q4 FY2020 | Dec 31, 2020 | -7.2% | +12.9 |
| Q3 FY2020 | Sep 30, 2020 | -11.2% | +6.1 |
| Q2 FY2020 | Jun 30, 2020 | -18.7% | −1.1 |
| Q1 FY2020 | Mar 31, 2020 | -11.2% | +5.4 |
| Q4 FY2019 | Dec 31, 2019 | -20.1% | −6.7 |
| Q3 FY2019 | Sep 30, 2019 | -17.3% | −4.6 |
| Q2 FY2019 | Jun 30, 2019 | -17.6% | −1.2 |
| Q1 FY2019 | Mar 31, 2019 | -16.6% | +1.5 |
| Q4 FY2018 | Dec 31, 2018 | -13.4% | +5.7 |
| Q3 FY2018 | Sep 30, 2018 | -12.7% | +12.2 |
| Q2 FY2018 | Jun 30, 2018 | -16.4% | +5.1 |
| Q1 FY2018 | Mar 31, 2018 | -18.2% | −6.7 |
| Q4 FY2017 | Dec 31, 2017 | -19.1% | −9.3 |
| Q3 FY2017 | Sep 30, 2017 | -24.9% | – |
| Q2 FY2017 | Jun 30, 2017 | -21.5% | – |
| Q1 FY2017 | Mar 31, 2017 | -11.5% | – |
| Q4 FY2016 | Dec 31, 2016 | -9.8% | – |
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