Chain Bridge Bancorp vs Usio
CBNA and USIO side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBNA and USIO compare
Chain Bridge Bancorp is the larger company, worth 6.0 times as much as Usio ($346M against $58.0M).
Chain Bridge Bancorp grew revenue faster over the last twelve months (41.5% versus 13.7% for Usio).
Chain Bridge Bancorp keeps more of each dollar of sales as profit, with a net margin of 43.9% compared with −0.92% at Usio.
Chain Bridge Bancorp scores higher on the StockData Score (11 against 5 for Usio), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBNA | USIO |
|---|---|---|
| Size and price | ||
| Market cap | $346M | $58.0M |
| Share price | $52.77 | $2.04 |
| Change, 1 year | 74.2% | 42.3% |
| Change, 5 years | – | −72.2% |
| Beta (5Y) | 0.74 | 0.42 |
| Employees | 84 | 107 |
| StockData Score | ||
| Total score | 11 (better) | 5 |
| Valuation score | 1 (better) | 0 |
| Growth score | 1 | 1 |
| Performance score | 3 (better) | 1 |
| Health score | 6 (better) | 3 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 10.6× | – |
| P/S | 4.6× | 0.6× (better) |
| P/B | 1.8× (better) | 3.0× |
| EV/EBITDA | – | 51.0× |
| P/FCF | 14.6× (better) | 46.6× |
| FCF yield | 6.8% (better) | 2.1% |
| Fair value | $45.98 | $1.09 |
| Margin of safety | −14.8% (better) | −87.3% |
| Growth | ||
| Revenue growth (TTM) | 41.5% (better) | 13.7% |
| Revenue growth, 5Y average | – | 21.5% |
| Net income growth (TTM) | 76.3% | – |
| EPS growth (TTM) | 74.8% | – |
| Profitability | ||
| Gross margin | – | 22.6% |
| Operating margin | – | −0.40% |
| Net margin | 43.9% (better) | −0.92% |
| FCF margin | 31.7% (better) | 1.3% |
| Return on equity | 18.5% (better) | −4.6% |
| Return on invested capital | – | −2.3% |
| Financial health | ||
| Debt / equity | 0.00 | 0.08 (better) |
| Net debt / EBITDA | – | −5.72 |
| Interest coverage | – | −4.4× |
| Current ratio | – | 1.10 |
| Altman Z-score | 0.21 | 0.41 (better) |
| Piotroski F-score | 3 | 3 |
| Dividends and buybacks | ||
| Buyback yield | – | 1.2% |
| Shareholder yield | 0.00% | 1.2% (better) |
| Ownership | ||
| Held by institutions | 33.5% | 21.9% |
| Held by insiders | 32.2% | – |
| Insider net buying, 12 months | −$14.1K (better) | −$148K |
| Short interest, % of float | 4.7% | – |
Go deeper
- CBNA stock overview
- CBNA income statement
- CBNA valuation and score
- USIO stock overview
- USIO income statement
- USIO valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.