UPBDNasdaqServices-Equipment Rental & Leasing, NECFiscal year ends December 31
UPBOUND GROUP, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 31, 2026
$15.98−0.39 (-2.38%)
Close on Oct 19, 2026
- Market cap
- $938.15M
- P/E (TTM)
- 10.4
- Dividend yield
- 9.76%
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
48.4%−11.0 pts over 5 years
Operating margin
4.8%−3.7 pts over 5 years
Net margin
1.6%−5.8 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +8.7% | +3.4% | +10.8% | +3.7% | |
| Gross profit | +9.2% | +3.0% | +6.3% | +0.7% | |
| Operating income | -23.4% | +14.6% | -1.2% | – | |
| Net income | -40.7% | +81.0% | -18.8% | – | |
| EPS, diluted | -43.4% | +81.2% | -19.6% | – | |
| Free cash flow | +392.7% | -16.3% | +3.4% | +4.7% | |
| Dividend per share | +4.0% | +4.7% | +5.7% | +5.0% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | -32.4% | 39.6% | 11.1% | |
| Return on assets | -5.9% | 12.5% | 2.5% | |
| Interest coverage | -1.4× | 15.5× | 2.0× | |
| Capex to revenue | 2.1% | 1.2% | 1.4% | |
| Diluted shares | 53M | 56M | 59M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Upbound generated $1.47B from operations and spent $1.22B on capital expenditure, dividends and share buybacks. 25% of that went back into the business.
Generated
$1.47B
Used
$1.22B
Capital expenditure$300.38M25%Dividends$403.91M33%Share buybacks$515.16M42%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin1.6%
×Asset turnover1.58×
×Equity multiplier4.47×
=Return on equity, FY202511.1%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 1.6% | 1.58× | 4.47× | 11.1% |
| FY2024 | 2.9% | 1.61× | 4.52× | 20.8% |
| FY2023 | -0.1% | 1.46× | 5.05× | -1.0% |
| FY2022 | 0.3% | 1.47× | 5.54× | 2.4% |
| FY2021 | 2.9% | 1.93× | 4.29× | 24.4% |
| FY2020 | 7.4% | 1.69× | 3.17× | 39.6% |
| FY2019 | 6.5% | 1.79× | 4.00× | 46.6% |
| FY2018 | 0.3% | 1.89× | 5.04× | 3.0% |
| FY2017 | 0.2% | 1.79× | 5.63× | 2.5% |
| FY2016 | -3.5% | 1.66× | 5.52× | -32.4% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 7 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$73.24M
- Cash generatingOperating cash flow above zero$305.57M
- Return on assets improvedROA up on the prior year4.5% → 2.8%
- Earnings backed by cashOperating cash flow above net income$305.57M vs $73.24M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise56M → 59M
- Gross margin improvedGross margin up on the prior year48.15% → 48.39%
- More efficientAsset turnover rose1.59 → 1.77