UNMNYSEAccident & Health InsuranceFiscal year ends December 31Also trades as UNMA
Unum Group
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 29, 2026
$91.77−0.46 (-0.50%)
Close on Oct 19, 2026
- Market cap
- $14.69B
- P/E (TTM)
- 21.4
- Dividend yield
- 1.92%
Unum statistics
Financials through Jun 30, 2026, price-based ratios appear once a share price is available, median of Accident & Health Insurance companies for comparison
Income (trailing twelve months)
| Measure | Unum | Industry median |
|---|---|---|
| Revenue | $13.35B | $4.57B |
| Pretax Income | $905.10M | $589.53M |
| Net Income | $702.70M | $470.80M |
| EBITDA | $1.05B | $657.96M |
| EPS (Diluted) | $4.29 | $4.81 |
Margins
| Measure | Unum | Industry median |
|---|---|---|
| Pretax Margin | 6.78% | 13.7% |
| Profit Margin | 5.26% | 10.7% |
| EBITDA Margin | 7.87% | 13.5% |
| FCF Margin | 5.19% | 17.5% |
Returns
| Measure | Unum | Industry median |
|---|---|---|
| Return on Equity (ROE) | 6.35% | 14.0% |
| Return on Assets (ROA) | 1.11% | 3.35% |
Growth
| Measure | Unum | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 3.42% | 7.97% |
| Net Income Growth (YoY) | -53.7% | 25.1% |
| EPS Growth (YoY) | -48.7% | 27.7% |
| FCF Growth (YoY) | -52.0% | 7.71% |
| Revenue Growth (3Y CAGR) | 2.95% | 9.53% |
| Revenue Growth (5Y CAGR) | -0.13% | 8.29% |
| EPS Growth (3Y CAGR) | -15.0% | 15.9% |
| EPS Growth (5Y CAGR) | 1.88% | 15.2% |
Balance sheet
| Measure | Unum | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $199.20M | $520.88M |
| Total Debt | $3.76B | $663.00M |
| Net Cash (Debt) | -$3.56B | $309.26M |
| Net Cash Per Share | -$22.52 | $5.42 |
| Equity (Book Value) | $10.81B | $3.63B |
| Book Value Per Share | $68.28 | $41.34 |
| Tangible Book Value | $10.46B | $2.59B |
Financial position
| Measure | Unum | Industry median |
|---|---|---|
| Debt / Equity | 0.35 | 0.27 |
| Debt / EBITDA | 3.58 | 2.36 |
| Debt / FCF | 5.43 | 2.10 |
| Net Debt / EBITDA | 3.39 | -0.40 |
Cash flow (trailing twelve months)
| Measure | Unum | Industry median |
|---|---|---|
| Operating Cash Flow | $830.40M | $698.90M |
| Capital Expenditures | -$137.40M | -$11.90M |
| Free Cash Flow | $693.00M | $661.55M |
| FCF Per Share | $4.38 | $8.91 |
Efficiency
| Measure | Unum | Industry median |
|---|---|---|
| Asset Turnover | 0.21 | 0.27 |
| Revenue Per Employee | $1.22M | $1.73M |
| Profits Per Employee | $64.41K | $213.95K |
| Employee Count | 10,910 | 1,341 |
Dividends and yields
| Measure | Unum | Industry median |
|---|---|---|
| Dividend Per Share | $1.76 | $1.75 |
| Dividend Growth (YoY) | 12.1% | 4.86% |
| Years of Dividend Growth | 8 | 3 |
| Payout Ratio | 43.8% | 19.5% |
| FCF Payout Ratio | 44.4% | 16.0% |
Shares
| Measure | Unum | Industry median |
|---|---|---|
| Shares Outstanding | 158,307,000 | 65,596,200 |
| Shares Change (YoY) | -8.15% | -1.19% |
| Float | 156,237,000 | 56,719,400 |
| Shares Held by Insiders | 1.31% | 3.34% |
| Shares Held by Institutions | 89.7% | 85.3% |
Taxes
| Measure | Unum | Industry median |
|---|---|---|
| Income Tax | $202.40M | $105.00M |
| Effective Tax Rate | 22.4% | 19.8% |
Scores
| Measure | Unum | Industry median |
|---|---|---|
| Graham Number | $81.18 | $78.10 |
| Piotroski F-Score | 4 | 5 |
Calculated by StockData from Unum's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.