United Fire Group Inc (UFCS) stock
UFCSNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 12/300% below fair value
$50.91−0.39 (-0.76%)
Close on Nov 13, 2026Market cap $1.31BP/E 9.7Yield 1.26%
United Fire profit margin
Profit margin (net margin) is net income as a percentage of revenue.
United Fire's profit margin for the twelve months ending Sep 30, 2026 was 9.1%. For fiscal 2025 it was 8.5%, against 4.9% the year before. The highest annual figure on record is 9.9% in fiscal 2015.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 8.5% | +3.6 |
| FY2024 | Dec 31, 2024 | 4.9% | +7.7 |
| FY2023 | Dec 31, 2023 | -2.7% | −4.2 |
| FY2022 | Dec 31, 2022 | 1.5% | −6.0 |
| FY2021 | Dec 31, 2021 | 7.6% | +18.1 |
| FY2020 | Dec 31, 2020 | -10.5% | −11.8 |
| FY2019 | Dec 31, 2019 | 1.2% | −1.3 |
| FY2018 | Dec 31, 2018 | 2.6% | −2.3 |
| FY2017 | Dec 31, 2017 | 4.8% | −0.2 |
| FY2016 | Dec 31, 2016 | 5.0% | −4.9 |
| FY2015 | Dec 31, 2015 | 9.9% | +3.6 |
| FY2014 | Dec 31, 2014 | 6.3% | −2.4 |
| FY2013 | Dec 31, 2013 | 8.7% | +3.7 |
| FY2012 | Dec 31, 2012 | 4.9% | +4.9 |
| FY2011 | Dec 31, 2011 | 0.0% | −8.0 |
| FY2010 | Dec 31, 2010 | 8.0% | +9.9 |
| FY2009 | Dec 31, 2009 | -1.8% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 9.0% | −2.1 |
| Q2 FY2026 | Jun 30, 2026 | 8.7% | +1.9 |
| Q1 FY2026 | Mar 31, 2026 | 8.1% | +2.8 |
| Q4 FY2025 | Dec 31, 2025 | 10.5% | +1.0 |
| Q3 FY2025 | Sep 30, 2025 | 11.1% | +5.0 |
| Q2 FY2025 | Jun 30, 2025 | 6.8% | +7.7 |
| Q1 FY2025 | Mar 31, 2025 | 5.3% | +0.8 |
| Q4 FY2024 | Dec 31, 2024 | 9.4% | +2.6 |
| Q3 FY2024 | Sep 30, 2024 | 6.1% | +3.8 |
| Q2 FY2024 | Jun 30, 2024 | -0.9% | +20.2 |
| Q1 FY2024 | Mar 31, 2024 | 4.6% | +4.3 |
| Q4 FY2023 | Dec 31, 2023 | 6.8% | −0.4 |
| Q3 FY2023 | Sep 30, 2023 | 2.3% | +12.1 |
| Q2 FY2023 | Jun 30, 2023 | -21.1% | −16.3 |
| Q1 FY2023 | Mar 31, 2023 | 0.3% | −11.3 |
| Q4 FY2022 | Dec 31, 2022 | 7.2% | −14.0 |
| Q3 FY2022 | Sep 30, 2022 | -9.8% | −5.9 |
| Q2 FY2022 | Jun 30, 2022 | -4.8% | −10.4 |
| Q1 FY2022 | Mar 31, 2022 | 11.6% | +5.4 |
| Q4 FY2021 | Dec 31, 2021 | 21.2% | +24.0 |
| Q3 FY2021 | Sep 30, 2021 | -3.9% | +9.3 |
| Q2 FY2021 | Jun 30, 2021 | 5.6% | +3.6 |
| Q1 FY2021 | Mar 31, 2021 | 6.2% | +47.0 |
| Q4 FY2020 | Dec 31, 2020 | -2.9% | +5.0 |
| Q3 FY2020 | Sep 30, 2020 | -13.2% | −12.4 |
| Q2 FY2020 | Jun 30, 2020 | 2.0% | +3.4 |
| Q1 FY2020 | Mar 31, 2020 | -40.8% | −55.4 |
| Q4 FY2019 | Dec 31, 2019 | -7.9% | +3.7 |
| Q3 FY2019 | Sep 30, 2019 | -0.8% | −4.6 |
| Q2 FY2019 | Jun 30, 2019 | -1.4% | −1.4 |
| Q1 FY2019 | Mar 31, 2019 | 14.6% | −3.7 |
| Q4 FY2018 | Dec 31, 2018 | -11.6% | −28.5 |
| Q3 FY2018 | Sep 30, 2018 | 3.8% | +10.4 |
| Q2 FY2018 | Jun 30, 2018 | 0.1% | −1.1 |
| Q1 FY2018 | Mar 31, 2018 | 18.2% | +10.3 |
| Q4 FY2017 | Dec 31, 2017 | 16.8% | +12.3 |
| Q3 FY2017 | Sep 30, 2017 | -6.6% | – |
| Q2 FY2017 | Jun 30, 2017 | 1.1% | – |
| Q1 FY2017 | Mar 31, 2017 | 7.9% | – |
| Q4 FY2016 | Dec 31, 2016 | 4.5% | – |
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