Skyward Specialty Insurance vs United Fire
SKWD and UFCS side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SKWD and UFCS compare
Skyward Specialty Insurance is the larger company, worth 1.8 times as much as United Fire ($2.6B against $1.5B).
On earnings, United Fire is cheaper: it trades at 10.6× trailing earnings, against 13.8× for Skyward Specialty Insurance.
Skyward Specialty Insurance grew revenue faster over the last twelve months (38.3% versus 11.4% for United Fire).
Skyward Specialty Insurance keeps more of each dollar of sales as profit, with a net margin of 10.8% compared with 9.6% at United Fire.
United Fire pays a dividend yielding 1.3%; Skyward Specialty Insurance does not pay one.
United Fire scores higher on the StockData Score (10 against 6 for Skyward Specialty Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SKWD | UFCS |
|---|---|---|
| Size and price | ||
| Market cap | $2.6B | $1.5B |
| Share price | $59.04 | $56.83 |
| Change, 1 year | 31.2% | 89.2% |
| Change, 5 years | – | 155% |
| Beta (5Y) | 0.39 | 0.46 |
| Employees | 611 | 1,173 |
| StockData Score | ||
| Total score | 6 | 10 (better) |
| Valuation score | 1 | 3 (better) |
| Growth score | 3 | 3 |
| Performance score | 2 | 2 |
| Health score | 0 | 0 |
| Dividend score | 0 | 2 (better) |
| Valuation | ||
| P/E | 13.8× | 10.6× (better) |
| P/S | 1.5× | 1.0× (better) |
| P/B | 2.1× | 1.5× (better) |
| EV/EBITDA | – | 6.6× |
| PEG | 0.28 | 0.11 (better) |
| Fair value | $51.23 | $52.46 |
| Margin of safety | −15.2% | −8.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 38.3% (better) | 11.4% |
| Revenue growth, 5Y average | – | 5.3% |
| Net income growth (TTM) | 42.4% | 53.5% (better) |
| EPS growth (TTM) | 34.9% | 53.3% (better) |
| Profitability | ||
| Net margin | 10.8% (better) | 9.6% |
| Return on equity | 17.3% (better) | 15.5% |
| Financial health | ||
| Altman Z-score | 0.62 | 0.93 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | – | 1.3% |
| Payout ratio | – | 13.1% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | −10.9% |
| Buyback yield | – | 0.14% |
| Shareholder yield | 0.00% | 1.5% (better) |
| Ownership | ||
| Held by institutions | 89.0% | 68.4% |
| Held by insiders | 8.6% | 16.4% |
| Insider net buying, 12 months | $559K (better) | −$994K |
| Short interest, % of float | 4.8% | 2.2% |
Go deeper
- SKWD stock overview
- SKWD income statement
- SKWD valuation and score
- UFCS stock overview
- UFCS income statement
- UFCS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.