Texas Capital Bancshares Inc (TXCP) stock

TXCPState Commercial BanksFiscal year ends December 31Also trades as TCBI, TCBI.PB, TXCP.PB

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 22, 2026Score 11/301% below fair value

$99.82−1.21 (-1.20%)

Close on Nov 10, 2026Market cap $4.24BP/E 12.8Yield –

Texas Capital Bancshares statistics

81 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Jan 21, 2027 (estimated, before the open)
Last ex-dividend date: No dividends
Fundamentals through: Sep 30, 2026
Share price as of: Nov 10, 2026

Valuation ratiosIndustry

Market Cap: $4.24B; $889.24M
Enterprise Value: $1.56B; $617.10M
PE Ratio: 12.81; 12.17
PS Ratio: 3.15; 3.69
PB Ratio: 1.21; 1.26
P/TBV Ratio: 1.21; 1.52
P/FCF Ratio: 8.17; 10.70
P/OCF Ratio: 8.01; 9.79

Enterprise valuationIndustry

EV / Sales: 1.16; 2.95
EV / FCF: 3.01; 8.53

Share statisticsIndustry

Shares Outstanding: 42M; 19M
Shares Change (YoY): -4.37%; 0.35%
Float: 41M; 17M
Shares Held by Insiders: 3.49%; 6.05%
Shares Held by Institutions: 110.4%; 61.3%

Stock price statisticsIndustry

52-Week High: $108.92; –
52-Week Low: $82.14; –
20-Day Moving Average: $98.65; –
50-Day Moving Average: $96.35; –
200-Day Moving Average: $98.85; –
Average True Range (14): $3.05; –
Price Change (1 Week): -3.41%; -1.44%
Price Change (1 Month): 11.4%; 4.50%
Price Change (3 Months): -1.03%; -3.21%
Price Change (6 Months): 2.43%; 11.7%
Price Change (YTD): 10.2%; 19.9%
Price Change (1 Year): 15.1%; 26.3%
Price Change (3 Years): 82.9%; 77.8%
Price Change (5 Years): 58.0%; 26.4%
Price Change (10 Years): 46.5%; 68.6%
Average Volume (10 Days): 452,919; –
Average Volume (20 Days): 533,916; –
Average Volume (90 Days): 506,410; –
Relative Volume: 0.84; 0.63
Relative Strength Index (14): 52.8; 53.3
Volatility (1 Year): 25.8%; 24.4%
Beta (5 Years): 0.79; 0.63

MarginsIndustry

Pretax Margin: 35.3%; 36.9%
Profit Margin: 27.0%; 29.5%
FCF Margin: 38.6%; 33.6%

Returns on capitalIndustry

Return on Equity (ROE): 10.2%; 10.7%
Return on Assets (ROA): 1.12%; 1.15%

GrowthIndustry

Revenue Growth (YoY): 10.9%; 11.8%
Net Income Growth (YoY): 20.8%; 23.0%
EPS Growth (YoY): 27.5%; 21.9%
FCF Growth (YoY): 127.9%; 28.2%
Revenue Growth (3Y CAGR): 0.82%; 5.82%
Revenue Growth (5Y CAGR): 3.56%; 6.17%
EPS Growth (3Y CAGR): 3.19%; 1.31%
EPS Growth (5Y CAGR): 43.4%; 8.24%

EfficiencyIndustry

Asset Turnover: 0.04; 0.04
Revenue Per Employee: $752.71K; $359.04K
Profits Per Employee: $203.42K; $109.67K
Employee Count: 1,785; 492
WACC: 8.85%; 7.92%

Income statement (TTM)Industry

Revenue: $1.34B; $184.05M
Pretax Income: $474.41M; $74.28M
Net Income: $363.10M; $57.59M
EPS (Diluted): $7.79; $2.96

Balance sheetIndustry

Cash & Short-Term Investments: $2.67B; $212.22M
Net Cash (Debt): $2.67B; $162.29M
Net Cash Per Share: $63.02; $8.13
Equity (Book Value): $3.49B; $570.13M
Book Value Per Share: $82.20; $28.27
Tangible Book Value: $3.49B; $478.27M

Cash flow (TTM)Industry

Operating Cash Flow: $528.78M; $66.48M
Capital Expenditures: -$10.16M; -$4.28M
Free Cash Flow: $518.63M; $59.01M
FCF Per Share: $12.22; $3.31

Dividends and yieldsIndustry

Earnings Yield: 8.57%; 8.25%
FCF Yield: 12.2%; 9.17%
Buyback Yield: 7.75%; 1.79%
Shareholder Yield: 7.75%; 3.21%

Taxes and interestIndustry

Income Tax: $111.31M; $15.94M
Effective Tax Rate: 23.5%; 21.1%

Scores and fair valueIndustry

Graham Number: $120.03; $45.42
Graham Upside: 20.2%; 18.7%
Altman Z-Score: 0.26; 0.22
Piotroski F-Score: 7; 6
Lynch Fair Value: $194.75; –
Lynch Upside: 95.1%; -0.72%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 10, 2026. The S&P 500 is measured by the SPY fund.

Period	TXCP	S&P 500	Difference	TXCP per year	S&P 500 per year
1 month	+10.5%	-3.7%	+14.2 pts
3 months	+0.5%	-2.7%	+3.3 pts
Year to date	+10.2%	+10.8%	−0.6 pts
1 year	+14.9%	+11.2%	+3.6 pts
3 years	+82.9%	+76.5%	+6.4 pts	+22.3%	+20.8%
5 years	+57.6%	+72.9%	−15.3 pts	+9.5%	+11.6%
10 years	+49.5%	+304.8%	−255.3 pts	+4.1%	+15.0%

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

Where these numbers come from

Parsed from the XBRL in Texas Capital Bancshares's annual and quarterly filings with the SEC
Fourth quarters derived from the annual report minus nine months
Every figure in the statements links to its source filing

Against peers

Trailing twelve months. Peers are matched on business description, industry and size. Ticks are peers, the dot is TXCP.

Compare: TXCP vs HTH · TXCP vs PB · TXCP vs IBOC · TXCP vs HOMB · TXCP vs FFIN

Revenue growth10.9% · median 5.3%

Net margin27.0% · median 42.9%

Company	Revenue	Growth
PB	$1.57B	+26.8%
TXCP	$1.34B	+10.9%
HTH	$1.26B	+0.2%
HOMB	$1.13B	+6.1%
IBOC	$869.89M	+4.5%
FFIN	$678.50M	–

Company

Next earnings (est.): Jan 21, 2027, before open
Industry: State Commercial Banks
Fiscal year ends: December 31
Employees: 1,785
Auditor: Ernst & Young LLP
SEC CIK: 1077428

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