TRUPNasdaqHospital & Medical Service PlansFiscal year ends December 31

TRUPANION, INC.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026

$27.50−0.62 (-2.20%)

Close on Oct 19, 2026

Market cap: $1.21B
P/E (TTM): 51.9
Dividend yield: –

TRUPANION, INC. cash flow statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31
Depreciation & Amortization	16	16	12	11	12	7.07	5.63	4.51	4.23	3.85	2.54	1.67	0.90	0.30
Stock-Based Compensation	38	33	33	33	28	8.91	6.85	4.78	3.42	2.95	3.00	4.08	1.94	1.43
Deferred Income Taxes	-0.58	-0.74	-0.80	-0.42	-1.81	-0.13	0.11	-0.03	-0.63	0	0.00	0.00	0	0
Change in Accounts Receivable	-27	-6.72	-35	-67	-66	-43	-23	-11	-10	-1.83	-0.33	-0.13	-5.48	-1.89
Change in Accounts Payable	26	2.08	1.64	3.14	8.80	9.95	4.11	4.53	3.02	1.16	-0.48	0.45	0.24	0.29
Operating Cash Flow	89	48	19	-8.00	7.46	22	16	13	9.67	5.01	-10	-11	-1.02	-1.54
Capital Expenditures	-14	-9.72	-18	-17	-12	-7.45	-5.37	-57	-3.13	-1.94	-4.89	-5.63	-1.47	-2.06
Acquisitions	–	0	0	-15	0	-48	0	–	–	–	–	–	–	–
Purchase of Investments	-256	-133	-166	-273	-96	-65	-66	-53	-32	-32	-25	-35	-26	-10
Sale & Maturity of Investments	142	77	115	43	0	–	–	–	–	–	–	–	–	–
Other Investing Activities	1.66	2.10	1.59	-1.60	-1.76	0.06	-2.89	-1.11	-2.78	-0.20	–	–	–	–
Investing Cash Flow	-96	-13	7.64	-68	-52	-77	-28	-81	-13	-6.51	-9.92	-12	-6.00	-4.54
Share Repurchases	–	0	0	-5.76	0	–	–	–	–	–	–	–	–	–
Stock Issued	–	–	–	0	0	192	0	66	–	–	–	–	–	–
Debt Issued	–	–	–	–	–	–	–	–	–	–	17	17	15	0
Debt Repaid	-134	-1.35	-1.72	-0.57	0	-32	0	-10	0	0	–	–	–	–
Taxes Paid on Share-Based Awards	-3.71	-2.52	-1.54	-4.36	-4.73	-1.12	-1.67	-1.84	-1.17	-0.66	-0.64	0	0	–
Other Financing Activities	-0.61	-0.84	-0.38	0	0	-0.08	-0.44	0.37	-0.69	-0.40	–	–	–	–
Financing Cash Flow	-23	-3.96	59	61	-1.13	171	14	71	5.08	7.67	-14	58	18	2.27
Foreign Exchange Rate Adjustments	1.19	-1.88	0.42	-1.46	0.25	-0.02	0.42	-0.81	0.38	0.11	-0.59	0.02	0.17	-0.04
Net Change in Cash	-28	29	86	-16	-45	116	2.62	1.65	2.07	–	-35	38	11	-3.85
Free Cash Flow	75	39	0.36	-25	-4.90	14	11	-44	6.54	3.07	-15	-16	-2.50	-3.60
Income Taxes Paid	1.05	0.50	0.60	2.50	0.28	0.03	0.16	0.22	0.18	0.02	0.14	0.01	0	0
Interest Paid	13	13	12	3.35	0.02	1.36	1.19	1.02	0.33	0.15	0.16	1.49	0.64	0.57

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: 16.6%
Operating margin: 1.6%
Net margin: –
Return on equity, FY2025: –

Financial strength

Current ratio: 1.77
Debt to equity: 0.26
Debt to assets: 11.5%
Cash to current liabilities: 36.8%

Valuation

P/E ratio: 51.9
Price to sales: 0.79
Price to book: 2.94
Dividend yield: –