TRUPNasdaqHospital & Medical Service PlansFiscal year ends December 31

TRUPANION, INC.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026

$27.50−0.62 (-2.20%)

Close on Oct 19, 2026

Market cap: $1.21B
P/E (TTM): 51.9
Dividend yield: –

TRUPANION, INC. balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31
Cash & Equivalents	138	200	170	85	101	146	31	28	26	24	18	53	15	4.23	8.09
Short-Term Investments	233	147	130	157	126	90	70	55	38	30	25	22	16	–	–
Cash & Short-Term Investments	371	347	300	241	227	236	100	83	64	54	43	75	31	4.23	8.09
Total Current Assets	691	597	562	469	391	337	159	118	87	65	54	85	40	–	–
Property, Plant & Equipment	105	102	104	91	78	73	70	70	7.87	8.46	9.72	7.86	3.12	–	–
Gross Property, Plant & Equipment	164	152	146	128	109	97	90	86	20	17	15	11	4.89	–	–
Accumulated Depreciation	-59	-50	-42	-37	-31	-25	-20	-16	-12	-8.35	-5.52	-3.25	-1.76	–	–
Construction in Progress	9.76	16	35	21	0.54	2.86	0.25	0	–	–	–	–	–	–	–
Long-Term Investments	0.98	0.37	13	7.84	7.06	5.57	4.32	3.55	3.24	2.58	2.39	0.94	0.83	–	–
Equity Method Investments	–	–	0.30	0.30	0.30	0.30	–	–	0	0.27	0.30	0	–	–	–
Operating Lease Right-of-Use Assets	15	0.36	–	–	0.80	0.90	0.10	–	–	–	–	–	–	–	–
Goodwill	39	37	44	42	33	33	0	–	–	–	–	–	–	–	–
Intangible Assets	24	13	19	24	23	27	7.73	8.07	4.97	4.91	4.85	4.85	4.91	–	–
Other Long-Term Assets	21	18	19	19	18	17	15	6.71	2.62	0.13	0.02	0	–	–	–
Total Assets	915	807	783	672	563	498	257	208	106	82	71	98	52	–	–
Accounts Payable	16	12	11	9.47	8.95	6.06	4.09	2.77	2.72	2.01	1.29	1.96	1.26	–	–
Accrued Expenses	57	33	34	33	28	23	14	11	7.66	5.42	4.19	4.61	3.66	–	–
Short-Term Debt	–	–	–	–	–	–	–	–	–	–	–	0	0.90	–	–
Current Portion of Long-Term Debt	10	1.35	1.35	1.10	0	–	–	–	–	–	–	0	–	–	–
Current Debt	10	1.35	1.35	1.10	0	–	–	–	–	–	–	0	0.90	–	–
Current Portion of Leases	0.77	0	–	–	–	–	–	–	–	–	–	–	–	–	–
Deferred Revenue (Current)	271	252	235	203	147	93	53	33	23	13	11	9.35	8.47	–	–
Other Current Liabilities	–	–	–	–	–	–	–	–	–	1.09	0.65	1.40	1.14	–	–
Total Current Liabilities	410	350	344	290	224	150	92	63	46	30	24	23	26	–	–
Long-Term Debt	102	128	128	68	0	0	26	13	9.32	4.77	0	15	25	–	–
Long-Term Leases	13	0.36	–	–	–	–	–	–	–	–	–	–	–	–	–
Operating Lease Liabilities	14	0.36	–	–	–	–	–	–	–	–	–	–	–	–	–
Deferred Tax Liabilities	1.51	1.81	2.69	3.39	2.83	4.71	1.12	1.00	1.00	1.62	1.43	1.50	1.54	–	–
Other Long-Term Liabilities	18	4.48	4.49	4.97	3.86	3.21	1.61	1.27	1.23	0.83	0.51	0.09	0.17	–	–
Total Liabilities	531	484	479	366	230	158	120	78	57	38	26	39	53	–	–
Total Debt	112	129	129	69	0	0	26	13	9.32	4.77	0	15	26	–	–
Additional Paid-In Capital	605	568	536	500	467	439	233	220	135	130	123	119	5.77	–	–
Retained Earnings	-206	-226	-216	-172	-127	-91	-86	-84	-83	-81	-74	-57	-36	–	–
Treasury Stock	-17	-17	-17	-17	-11	-11	-11	-6.20	-3.20	-3.20	-2.60	-2.60	-2.60	–	–
Comprehensive Income & Other	2.10	-2.61	0.40	-6.30	3.08	3.07	0.25	-0.75	-0.09	-0.38	-0.50	0.01	-0.16	–	–
Shareholders' Equity	384	323	304	305	332	340	137	129	48	45	45	59	-33	-27	-19
Total Equity	384	323	304	305	332	340	137	129	48	45	45	59	-33	-27	-19
Total Liabilities & Equity	915	807	783	672	563	498	257	208	106	82	71	98	52	–	–
Shares Outstanding(shares)	43	42	42	41	40	39	35	34	30	29	28	28	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: 16.6%
Operating margin: 1.6%
Net margin: –
Return on equity, FY2025: –

Financial strength

Current ratio: 1.77
Debt to equity: 0.26
Debt to assets: 11.5%
Cash to current liabilities: 36.8%

Valuation

P/E ratio: 51.9
Price to sales: 0.79
Price to book: 2.94
Dividend yield: –