SPFINasdaqState Commercial BanksFiscal year ends December 31
SOUTH PLAINS FINANCIAL, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$43.10−0.43 (-0.99%)
Close on Oct 19, 2026
- Market cap
- $853.80M
- P/E (TTM)
- 11.7
- Dividend yield
- 1.44%
South Plains Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Market Cap | $811.97M | $679.86M |
| Enterprise Value | $24.21M | $408.94M |
| PE Ratio | 11.74 | 12.00 |
| PS Ratio | 3.58 | 3.61 |
| PB Ratio | 1.29 | 1.18 |
| P/TBV Ratio | 1.46 | 1.41 |
| P/FCF Ratio | 10.75 | 10.93 |
| P/OCF Ratio | 10.06 | 10.04 |
Enterprise value
| Measure | South Plains Financial | Industry median |
|---|---|---|
| EV / Sales | 0.11 | 2.78 |
| EV / FCF | 0.32 | 8.25 |
Income (trailing twelve months)
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Revenue | $226.71M | $170.85M |
| Pretax Income | $82.39M | $70.12M |
| Net Income | $65.11M | $54.33M |
| EPS (Diluted) | $3.67 | $2.90 |
Margins
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Pretax Margin | 36.3% | 36.4% |
| Profit Margin | 28.7% | 29.1% |
| FCF Margin | 33.3% | 33.0% |
Returns
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.0% | 10.5% |
| Return on Assets (ROA) | 1.33% | 1.12% |
Growth
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 11.3% | 11.8% |
| Net Income Growth (YoY) | 19.2% | 23.1% |
| EPS Growth (YoY) | 14.7% | 22.7% |
| FCF Growth (YoY) | 29.7% | 27.1% |
| Revenue Growth (3Y CAGR) | -0.43% | 5.82% |
| Revenue Growth (5Y CAGR) | -1.10% | 6.17% |
| EPS Growth (3Y CAGR) | 2.12% | 1.26% |
| EPS Growth (5Y CAGR) | 6.85% | 8.24% |
Balance sheet
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $787.76M | $205.54M |
| Net Cash (Debt) | $787.76M | $164.40M |
| Net Cash Per Share | $41.81 | $8.13 |
| Equity (Book Value) | $629.77M | $560.44M |
| Book Value Per Share | $33.43 | $28.47 |
| Tangible Book Value | $557.55M | $472.29M |
Cash flow (trailing twelve months)
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $80.69M | $61.20M |
| Capital Expenditures | -$5.19M | -$4.02M |
| Free Cash Flow | $75.50M | $52.43M |
| FCF Per Share | $4.01 | $3.07 |
Efficiency
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $375.97K | $353.78K |
| Profits Per Employee | $107.98K | $107.28K |
| Employee Count | 603 | 489 |
Dividends and yields
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Earnings Yield | 8.02% | 8.07% |
| FCF Yield | 9.30% | 8.89% |
| Dividend Yield | 1.44% | 2.48% |
| Buyback Yield | 1.52% | 1.55% |
| Shareholder Yield | 2.96% | 3.13% |
| Dividend Per Share | $0.62 | $0.93 |
| Dividend Growth (YoY) | 10.7% | 4.26% |
| Years of Dividend Growth | 6 | 2 |
| Payout Ratio | 17.2% | 29.4% |
| FCF Payout Ratio | 14.9% | 26.0% |
Shares
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Shares Outstanding | 18,839,100 | 18,839,100 |
| Shares Change (YoY) | 3.86% | 0.39% |
| Shares Change (QoQ) | 15.3% | 0.00% |
| Float | 14,748,700 | 17,061,900 |
| Shares Held by Insiders | 21.7% | 5.89% |
| Shares Held by Institutions | 46.5% | 61.9% |
Taxes
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Income Tax | $17.28M | $14.50M |
| Effective Tax Rate | 21.0% | 21.1% |
Scores
| Measure | South Plains Financial | Industry median |
|---|---|---|
| Graham Number | $52.54 | $45.31 |
| Graham Upside | 21.9% | 21.6% |
| Altman Z-Score | 0.26 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from South Plains Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.