SMBKNYSENational Commercial BanksFiscal year ends December 31
SMARTFINANCIAL INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$50.51−0.33 (-0.65%)
Close on Oct 19, 2026
- Market cap
- $856.74M
- P/E (TTM)
- 14.9
- Dividend yield
- 0.63%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
67.0%
11M of 17M shares
Institutional holders
185
25 new, 14 sold out
Net institutional buying
1M
In Q2 2026
Insider trades, 12 months
5 buys · 6 sales
Net sold $170.45K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 1,029,869 | 6.00% | 13G (passive) amendment | Mar 31, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of SMBK | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 1,468,195 | 8.59% | $68.89M | +183,638 | 0.00% |
| Dimensional Fund Advisors LP | 836,086 | 4.89% | $39.23M | −302 | 0.01% |
| Vanguard Capital Management LLC | 679,819 | 3.98% | $31.90M | −598 | 0.00% |
| First Eagle Investment Management, LLC | 638,678 | 3.74% | $29.97M | +414,639 | 0.02% |
| Wellington Management Group Llp | 594,386 | 3.48% | $27.89M | −80,961 | 0.00% |
| State Street Corp | 457,060 | 2.67% | $21.45M | +16,528 | 0.00% |
| American Century Companies Inc | 448,667 | 2.62% | $21.05M | +76,854 | 0.01% |
| Private Capital Management, LLC | 432,512 | 2.53% | $20.29M | +4,365 | 1.79% |
| Geode Capital Management, LLC | 381,419 | 2.23% | $17.90M | +26,058 | 0.00% |
| Acadian Asset Management LLC | 346,492 | 2.03% | $16.25K | +62,313 | 0.02% |
| Cravens & Co Advisors, LLC | 220,400 | 1.29% | $10.34M | −30 | 6.94% |
| Salzhauer Michael | 211,013 | 1.23% | $9.90M | −1,657 | 3.39% |
| Two Sigma Investments, LP | 188,433 | 1.10% | $8.84M | +18,549 | 0.01% |
| CSM Advisors, LLC | 184,035 | 1.08% | $8.64K | +12,860 | 0.18% |
| Morgan Stanley | 182,854 | 1.07% | $8.58M | +11,899 | 0.00% |
| Basswood Capital Management, L.L.C. | 180,329 | 1.05% | $8.46M | +10,589 | 0.34% |
| Northern Trust Corp | 152,895 | 0.89% | $7.17M | +8,349 | 0.00% |
| Alliancebernstein L.P. | 151,894 | 0.89% | $5.94M | +1,040 | 0.00% |
| Stieven Capital Advisors, L.P. | 147,534 | 0.86% | $6.92M | +300 | 1.32% |
| Renaissance Technologies LLC | 147,181 | 0.86% | $6.91M | −5,093 | 0.01% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 185 | 11M | 67.0% | 25 / 86 | 41 / 14 | 1M | 1M |
| Q1 2026 | 175 | 11M | 63.5% | 24 / 56 | 46 / 13 | 2M | 1M |
| Q4 2025 | 166 | 11M | 62.3% | 19 / 61 | 47 / 8 | 1M | 1M |
| Q3 2025 | 160 | 10M | 59.1% | 21 / 51 | 54 / 11 | 1M | 1M |
| Q2 2025 | 151 | 10M | 57.7% | 22 / 60 | 45 / 8 | 1M | 1M |
| Q1 2025 | 139 | 10M | 57.0% | 20 / 42 | 50 / 8 | 1M | 0M |
| Q4 2024 | 128 | 10M | 56.3% | 26 / 50 | 29 / 12 | 1M | 1M |
| Q3 2024 | 116 | 9M | 55.2% | 21 / 40 | 29 / 6 | 2M | 1M |
| Q2 2024 | 103 | 9M | 53.3% | 14 / 38 | 29 / 12 | 1M | 1M |
| Q1 2024 | 102 | 9M | 52.9% | 7 / 34 | 30 / 9 | 1M | 0M |
| Q4 2023 | 104 | 9M | 52.0% | 12 / 37 | 29 / 2 | 1M | 0M |
| Q3 2023 | 94 | 8M | 49.4% | 6 / 25 | 30 / 6 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of SMBK | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 491,309 | 2.87% | $23.05M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 415,722 | 2.43% | $19.51M | 0.02% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 358,260 | 2.10% | $14.94M | 0.06% | May 31, 2026 |
| First Eagle Small Cap Opportunity Fund | 312,967 | 1.83% | $16.40M | 0.57% | Jul 31, 2026 |
| U.S. Small Cap Value Portfolio | 195,649 | 1.14% | $10.25M | 0.05% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 171,366 | 1.00% | $8.04M | 0.01% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 168,474 | 0.99% | $8.83M | 0.03% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 128,745 | 0.75% | $6.04M | 0.04% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 104,570 | 0.61% | $5.48M | 0.03% | Jul 31, 2026 |
| State Street(R) SPDR(R) S&P(R) Regional Banking ETF | 96,611 | 0.57% | $4.53M | 0.10% | Jun 30, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 86,995 | 0.51% | $4.08M | 0.17% | Jun 30, 2026 |
| Dimensional U.S. Targeted Value ETF | 84,347 | 0.49% | $4.42M | 0.03% | Jul 31, 2026 |
| Vanguard Russell 2000 Index Fund | 78,061 | 0.46% | $3.26M | 0.02% | May 31, 2026 |
| Fidelity Extended Market Index Fund | 75,216 | 0.44% | $3.14M | 0.01% | May 31, 2026 |
| U.S. Small Cap Portfolio | 70,703 | 0.41% | $3.70M | 0.02% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| William Young Carroll Jr. | PRESIDENT AND CEO, Director | 175,760 | 1.03% | Mar 11, 2026 |
| Wesley Miller Welborn | CHAIRMAN OF THE BOARD, Director | 147,236 | 0.86% | Mar 11, 2026 |
| Rhett D. Jordan | EVP & CHIEF CREDIT OFFICER | 11,142 | 0.07% | Sep 14, 2026 |
| Jarrod M. Trumpp | Chief Risk Officer | 2,990 | 0.02% | Mar 11, 2026 |
| Ronald J. Gorczynski | EVP & CHIEF FINANCIAL OFFICER | 24,729 | 0.14% | Mar 11, 2026 |
| Cynthia A. Cain | CAO - CHIEF ACCOUNTING OFFICER | 12,214 | 0.07% | Mar 11, 2026 |
| Rebecca C. Boyd | CPO - CHIEF PEOPLE OFFICER | 12,342 | 0.07% | Mar 11, 2026 |
| Martin E. Schrodt | EVP, Chief Banking Officer | 7,251 | 0.04% | Mar 11, 2026 |
| Gary Wayne Petty Jr | EVP & CHIEF RISK OFFICER | 18,661 | 0.11% | Jan 6, 2025 |
| Victor Lynn Barrett | Director | 160,850 | 0.94% | Jun 10, 2026 |
| Cathy G. Ackermann | Director | 32,431 | 0.19% | Jun 4, 2026 |
| Geoffrey Alan Wolpert | Director | 214,842 | 1.26% | May 20, 2026 |
| Kelli D. Shomaker | Director | 2,120 | 0.01% | May 4, 2026 |
| Keith Edward Whaley | Director | 87,369 | 0.51% | Jan 30, 2026 |
| Steven B. Tucker | Director | 50,722 | 0.30% | Jan 30, 2026 |
| David Austin Ogle | Director | 238,385 | 1.39% | Jan 30, 2026 |
| Ted Charles Miller | Director | 142,764 | 0.83% | Jan 17, 2025 |
| John M. Presley | Director | 3,960 | 0.02% | Dec 10, 2024 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Sep 14, 2026 | Sale | −230 | $52.05 | $11.97K | 11,142 |
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Aug 4, 2026 | Sale | −430 | $52.75 | $22.68K | 11,372 |
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Jun 12, 2026 | Sale | −400 | $45.00 | $18.00K | 11,802 |
| Victor Lynn Barrett Director | Jun 10, 2026 | Buy | +3,000 | $43.78 | $131.34K | 151,724 |
| Cathy G. Ackermann Director | Jun 4, 2026 | Buy | +3,000 | $42.12 | $126.36K | 19,831 |
| Geoffrey Alan Wolpert Director | May 19, 2026 | Gift | −31,118 | – | – | 34,059 |
| Geoffrey Alan Wolpert Director | May 19, 2026 | Gift | +31,118 | – | – | 55,357 |
| Geoffrey Alan Wolpert Director | May 18, 2026 | Gift | −24,849 | – | – | 65,178 |
| Kelli D. Shomaker Director | May 4, 2026 | Buy | +290 | $41.30 | $11.98K | 2,120 |
| Geoffrey Alan Wolpert Director | May 1, 2026 | Gift | −23,721 | – | – | 90,027 |
| Geoffrey Alan Wolpert Director | May 1, 2026 | Gift | +23,721 | – | – | 24,238 |
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Apr 24, 2026 | Sale | −500 | $41.85 | $20.93K | 12,202 |
| Ronald J. Gorczynski EVP & CHIEF FINANCIAL OFFICER | Mar 10, 2026 | Award | +3,752 | – | – | 24,729 |
| William Young Carroll Jr. PRESIDENT AND CEO, Director | Mar 10, 2026 | Award | +9,450 | – | – | 133,094 |
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Mar 10, 2026 | Award | +3,414 | – | – | 12,702 |
| Wesley Miller Welborn CHAIRMAN OF THE BOARD, Director | Mar 10, 2026 | Award | +3,542 | – | – | 100,010 |
| Jarrod M. Trumpp Chief Risk Officer | Mar 10, 2026 | Award | +990 | – | – | 2,990 |
| Rebecca C. Boyd CPO - CHIEF PEOPLE OFFICER | Mar 10, 2026 | Award | +1,913 | – | – | 12,342 |
| Martin E. Schrodt EVP, Chief Banking Officer | Mar 10, 2026 | Award | +1,998 | – | – | 7,251 |
| Cynthia A. Cain CAO - CHIEF ACCOUNTING OFFICER | Mar 10, 2026 | Award | +2,052 | – | – | 12,214 |
| Wesley Miller Welborn CHAIRMAN OF THE BOARD, Director | Feb 9, 2026 | Buy | +835 | $43.13 | $36.01K | 96,468 |
| David Austin Ogle Director | Jan 29, 2026 | Award | +808 | – | – | 197,451 |
| Victor Lynn Barrett Director | Jan 29, 2026 | Award | +808 | – | – | 148,724 |
| Keith Edward Whaley Director | Jan 29, 2026 | Award | +808 | – | – | 87,369 |
| Geoffrey Alan Wolpert Director | Jan 29, 2026 | Award | +808 | – | – | 100,376 |
| Kelli D. Shomaker Director | Jan 29, 2026 | Award | +808 | – | – | 1,830 |
| Steven B. Tucker Director | Jan 29, 2026 | Award | +808 | – | – | 50,722 |
| Cathy G. Ackermann Director | Jan 29, 2026 | Award | +808 | – | – | 16,831 |
| Kelli D. Shomaker Director | Jan 27, 2026 | Buy | +255 | $39.38 | $10.04K | 1,022 |
| Ronald J. Gorczynski EVP & CHIEF FINANCIAL OFFICER | Jan 1, 2026 | Tax withholding | −842 | $36.99 | $31.15K | 20,936 |
| Cynthia A. Cain CAO - CHIEF ACCOUNTING OFFICER | Jan 1, 2026 | Tax withholding | −445 | $36.99 | $16.46K | 10,142 |
| William Young Carroll Jr. PRESIDENT AND CEO, Director | Jan 1, 2026 | Tax withholding | −1,807 | $36.99 | $66.84K | 123,644 |
| Wesley Miller Welborn CHAIRMAN OF THE BOARD, Director | Jan 1, 2026 | Tax withholding | −1,305 | $36.99 | $48.27K | 95,633 |
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Jan 1, 2026 | Tax withholding | −816 | $36.99 | $30.18K | 9,288 |
| Rebecca C. Boyd CPO - CHIEF PEOPLE OFFICER | Jan 1, 2026 | Tax withholding | −445 | $36.99 | $16.46K | 10,408 |
| Steven B. Tucker Director | Dec 10, 2025 | Sale | −10,625 | $38.01 | $403.86K | 49,914 |
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Nov 18, 2025 | Sale | −250 | $35.00 | $8.75K | 10,104 |
| Jarrod M. Trumpp Chief Risk Officer | Jul 24, 2025 | Award | +2,000 | – | – | 2,000 |
| Kelli D. Shomaker Director | Jul 24, 2025 | Award | +767 | – | – | 767 |
| William Young Carroll Jr. PRESIDENT AND CEO, Director | Mar 14, 2025 | Tax withholding | −471 | $31.68 | $14.92K | 125,451 |
| Wesley Miller Welborn CHAIRMAN OF THE BOARD, Director | Feb 3, 2025 | Buy | +1,162 | $34.75 | $40.38K | 96,938 |
| Wesley Miller Welborn CHAIRMAN OF THE BOARD, Director | Jan 29, 2025 | Award | +5,000 | – | – | 95,776 |
| Wesley Miller Welborn CHAIRMAN OF THE BOARD, Director | Jan 29, 2025 | Award | +1,295 | – | – | 90,776 |
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Jan 29, 2025 | Award | +1,211 | – | – | 10,353 |
| Cynthia A. Cain CAO - CHIEF ACCOUNTING OFFICER | Jan 29, 2025 | Award | +761 | – | – | 8,001 |
| Cynthia A. Cain CAO - CHIEF ACCOUNTING OFFICER | Jan 29, 2025 | Award | +2,500 | – | – | 10,501 |
| William Young Carroll Jr. PRESIDENT AND CEO, Director | Jan 29, 2025 | Award | +3,426 | – | – | 115,922 |
| William Young Carroll Jr. PRESIDENT AND CEO, Director | Jan 29, 2025 | Award | +10,000 | – | – | 125,922 |
| Ronald J. Gorczynski EVP & CHIEF FINANCIAL OFFICER | Jan 29, 2025 | Award | +1,247 | – | – | 16,598 |
| Ronald J. Gorczynski EVP & CHIEF FINANCIAL OFFICER | Jan 29, 2025 | Award | +5,000 | – | – | 21,598 |
| Rebecca C. Boyd CPO - CHIEF PEOPLE OFFICER | Jan 29, 2025 | Award | +677 | – | – | 8,264 |
| Rebecca C. Boyd CPO - CHIEF PEOPLE OFFICER | Jan 29, 2025 | Award | +2,500 | – | – | 10,764 |
| Martin E. Schrodt EVP, Chief Banking Officer | Jan 29, 2025 | Award | +707 | – | – | 2,707 |
| Martin E. Schrodt EVP, Chief Banking Officer | Jan 29, 2025 | Award | +2,500 | – | – | 5,207 |
| Rhett D. Jordan EVP & CHIEF CREDIT OFFICER | Jan 27, 2025 | Sale | −350 | $35.76 | $12.52K | 9,142 |
| David Austin Ogle Director | Jan 16, 2025 | Award | +1,026 | – | – | 195,123 |
| Geoffrey Alan Wolpert Director | Jan 16, 2025 | Award | +1,026 | – | – | 98,703 |
| Steven B. Tucker Director | Jan 16, 2025 | Award | +1,026 | – | – | 60,539 |
| Cathy G. Ackermann Director | Jan 16, 2025 | Award | +1,026 | – | – | 16,023 |
| Victor Lynn Barrett Director | Jan 16, 2025 | Award | +1,026 | – | – | 147,916 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| B. Tucker Steven Director | Dec 10, 2025 | 10,625 | $403.89K | Dec 10, 2025 | Private Acquisition from Issuer/Affiliate |
| John M. Presley Director | Dec 4, 2024 | 27,573 | $992.63K | Dec 4, 2024 | Purchase |
| John M. Presley Director | Nov 7, 2024 | 7,500 | $271.35K | Nov 7, 2024 | Stock Award |
| R. Tucker Susan Director | Nov 5, 2024 | 6,730 | $223.06K | Nov 5, 2024 | Merger/Acquisition |
| John M. Presley Director | May 29, 2024 | 7,500 | $172.50K | May 29, 2024 | Stock Award |
| John M. Presley Director | Nov 30, 2023 | 15,000 | $326.25K | Nov 30, 2023 | Stock Award |