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SHF Holdings, Inc. (SHFSW) company profile

SHFSWNasdaqFinance ServicesFiscal year ends December 31Also trades as SHFS
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026Score 10/3098% below fair value
$0.01−0.00 (-2.27%)

Close on Oct 30, 2026Market cap $765.88KP/E –Yield –

About SHF

Finance Services, SIC 6199

SHF Holdings, Inc., doing business as Safe Harbor Financial, provides financial, banking, and compliance services tailored to the cannabis and hemp industries. Through its platform and commercial alliance agreements with financial institution partners, the company facilitates compliant depository access, account servicing, and automated onboarding for cannabis-related businesses. Its operating activities also encompass commercial real estate and business lending solutions, investment income generation, retirement programs, and specialized fintech offerings managed through dedicated operating subsidiaries.

The company operates within the United States, serving cannabis clients and partner financial institutions navigating complex state and federal regulatory frameworks. Safe Harbor maintains its principal executive offices in Golden, Colorado.

Summary of the business section of SHF's latest annual report, written by StockData.

Company profile

Company

Legal name
SHF Holdings, Inc.
Headquarters
Golden, CO
Address
1526 Cole Blvd., Suite 250 80401
Phone
(303) 431-3435
Employees
39, Dec 31, 2025
Industry
Finance Services
Incorporated in
Delaware
Fiscal year ends
December 31
Auditor
Marcum LLP, Hartford, CT

Stock & identifiers

Ticker
SHFSW
Other tickers
SHFS
Exchange
Nasdaq
IPO date
Jun 25, 2021
Shares outstanding
12M, Aug 5, 2026
Public float
$3.10M, Jun 30, 2025
Filer category
<br>Emerging growth company
Stock splits
1-for-12 reverse, Sep 30, 2026; 1-for-20 reverse, Mar 24, 2025; 11-for-2, Nov 14, 2022
SEC CIK
1854963
CUSIP
824430110
ISIN
US8244301102
FIGI
BBG011BWSWH4
EIN
86-2409612

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
Terrance Elliot MendezDirector, CEO and CFO–
Douglas BeckPAO SVP of Finance Controller–
Michael ReganChief Inv. & Strat. Officer–
Jeffrey R. KayChief Marketing Officer–
Donald EmmiChief Legal Officer41,880
Tyler BeuerleinChief Business Develop Officer369,600
Richard CarletonDirector180,128
III Francis A. BraunDirector–
Jennifer MeyersDirector101,998
Sundie SeefriedDirector1,665,680
Jonathan SummersDirector161,128
Karl RacineDirector80,128
Jonathon NiehausDirector164,359
Doug FaganDirector73,000

Executive compensation, fiscal 2025

Summary compensation table from the latest proxy statement

ExecutiveSalaryBonusStock awardsOtherTotalvs. prior year
Terrance E. Mendez
Chief Executive Officer and Chief Financial Officer
$326.97K$360.00K$373.57K$143.21K$1.20M+1553%
Jeffrey Kay
Chief Marketing Officer
$175.19K$50.00K$50.00K–$275.19K–
James H. Dennedy
Former Chief Financial Officer
$121.47K–––$121.47K-70%
Michael Regan
Chief Investment & Strategy Officer
$93.30K$50.00K$123.45K–$266.75K–
Douglas Beck
Principal Accounting Officer, Senior Vice President of Finance, Controller
$106.45K–$86.37K–$192.82K–
Sundie Seefried
Former Chief Executive Officer
$16.54K––$7.38K$23.92K-94%
Donnie Emmi
Former Chief Legal Officer
$126.98K$22.50K––$149.48K-62%

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

IPO

From the final prospectus (Form 424B4) and the first day of trading

SPAC offering

Type
SPAC (blank check) IPO of units
Final prospectus filed
Jun 25, 2021
Offer price
$10.00
Securities offered
10,000,000
Gross proceeds
$100.00M
Exchange
Nasdaq
First trading day
Aug 18, 2021
First-day close
$10.00+0.0%
Lock-up ends (est.)
Feb 14, 2022

“Each unit has an offering price of $10.00 and consists of one share of our Class A common stock and one-half of one redeemable warrant.”

Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.

Employees

Headcount reported in annual reports

“of December 31, 2025, we had 39 full-time employees and one part-time employee.”

Corporate history

Events identified from SEC filings

DateEventDetails
Oct 20, 2026Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Apr 24, 2026Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Apr 1, 2026Late filingNotification of late filing
Oct 3, 2025Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
May 16, 2025Late filingNotification of late filing
May 2, 2025Auditor changeChange in certifying accountant (8-K Item 4.01)
Apr 18, 2025Auditor changeChange in certifying accountant (8-K Item 4.01)
Apr 7, 2025Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Apr 1, 2025Late filingNotification of late filing
Oct 4, 2024Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Apr 8, 2024Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Sep 19, 2023Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Mar 30, 2023Late filingNotification of late filing
Mar 17, 2023Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Dec 23, 2022Auditor changeChange in certifying accountant (8-K Item 4.01)
Nov 16, 2022Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Nov 15, 2022Auditor changeChange in certifying accountant (8-K Item 4.01)
Oct 4, 2022Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Sep 28, 2022DelistingNotice of delisting from exchange (Form 25)
Sep 28, 2022Name changeName changed from Northern Lights Acquisition Corp. to SHF Holdings, Inc.
Aug 16, 2022Late filingNotification of late filing
Jul 25, 2022Listing noticeNotice of delisting or failure to satisfy a listing rule (8-K Item 3.01)
Jun 10, 2022Merger voteDefinitive merger proxy statement
Jun 25, 2021IPOInitial public offering priced (424B4 prospectus)
Jun 21, 2021ListingRegistration of securities on an exchange (Form 8-A)