Sea Ltd
Close on Nov 2, 2026Market cap $46.12BP/E 30.0Yield –
Sea Consumer & SME Loans Principal Outstanding by Year
Consumer & SME Loans Principal Outstanding (Total On-Book + Off-Book) ($M)
Sea Consumer & SME Loans Principal Outstanding: $9,200M in FY2025, up 80.4% from a year earlier.
Where the FY2025 figure comes from
“Monee revenue and operating income are primarily attributed to the consumer and SME credit business. As of December 31, 2025, consumer and SME loans principal outstanding was US$9.2 billion, up 80.4% year-on-year. This consists of US$8.2 billion on-book and US$1.0 billion off-book loans principal outstanding 2 .”
Source: Form 6-K (FY2025Q4 Results, 2026-03-03) ↗
Reported in US$ Billions in Form 6-K highlights ($11.1B total = $10.0B on-book + $1.1B off-book at Q2 2026); scaled × 1,000 to US$ Millions.
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Consumer & SME Loans Principal Outstanding (Total On-Book + Off-Book) ($M) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 9,200 | +80.4% | Form 6-K (FY2025Q4 Results, 2026-03-03) ↗ |
| FY2024 | Dec 31, 2024 | 5,100 | +64.5% | Form 6-K (FY2024Q4 Results, 2025-03-04) ↗ |
| FY2023 | Dec 31, 2023 | 3,100 | – | Form 6-K (FY2023Q4 Results, 2024-03-04) ↗ |
Breakdown
What makes up consumer & SME Loans Principal Outstanding
- On-Book Loans Principal Outstanding (Consolidated Balance Sheet)8,200 · FY2025
- Off-Book Loans Principal Outstanding (Third-Party Channeling / Joint Lending)1,000 · FY2025
- Consumer & SME Loans Principal Outstanding YoY Growth (As Reported)–
- Unique First-Time Credit Borrowers Added in Quarter (Earnings Call)–
Cite this data
StockData. (2026). Sea Consumer & SME Loans Principal Outstanding ($M), annual FY2023–FY2025 [Data set]. Compiled from Sea SEC filings and investor materials. https://stockdatahq.com/stocks/se/kpis/monee-loans-total
See every metric in the Sea KPI table. Data updated Nov 2, 2026.