Schwab Charles Corp (SCHW) operating KPIs

SCHWNYSESecurity Brokers, Dealers & Flotation CompaniesFiscal year ends December 31Also trades as SCHW.PD, SCHW.PJ

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026Score 12/307% below fair value

$88.05−1.42 (-1.59%)

Close on Oct 30, 2026Market cap $152.27BP/E 16.0Yield 1.23%

KPIs

Operating metrics that drive Schwab Charles's business · fiscal year ends December 31

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Metric	Q3 2026 2026-09-30	Q2 2026 2026-06-30	Q1 2026 2026-03-31	Q4 2025 2025-12-31	Q3 2025 2025-09-30	Q2 2025 2025-06-30	Q1 2025 2025-03-31	Q4 2024 2024-12-31	Q3 2024 2024-09-30	Q2 2024 2024-06-30	Q1 2024 2024-03-31	Q4 2023 2023-12-31

Total client assets7	13,333.20	13,084.90	11,767.90	11,903.00	11,593.90	10,757.30	9,929.70	10,101.30	9,920.50	9,407.50	9,118.40	8,516.60
Investor Services client assets	7,487.30	7,343.00	6,566.40	6,707.50	6,577.20	6,069.90	5,557.40	5,721.60	5,576.70	5,317.50	5,108.90	4,759.20
Advisor Services client assets	5,845.90	5,741.90	5,201.50	5,195.50	5,016.70	4,687.40	4,372.30	4,379.70	4,343.80	4,090.00	4,009.50	3,757.40
Total client cash (sweep, bank deposits & money market funds)3
Schwab One, cash equivalents and bank sweep deposits	428.50	415.40	390.50	379.50	357.10	342.70	345.20	358.80	334.10	330.70	348.20	368.30
Bank deposit account (BDA) balances	68.00	70.60	73.50	76.20	78.50	82.10	83.70	87.50	84.00	84.50	90.20	97.40
Money market fund assets	698.70	690.50	700.80	693.80	666.40	653.50	641.50	596.50	562.10	533.60	515.70	476.40
Total mutual fund assets2	3,165.70	3,187.70	2,990.70	3,027.40	2,967.00	2,823.90	2,684.80	2,668.30	2,666.30	2,535.00	2,481.90	2,329.20
Proprietary mutual funds and CTFs1	1,014.70	1,001.70	972.60	971.20	936.10	903.20	868.50	828.70	791.00	748.00	721.70	663.10
Proprietary equity and bond funds and CTFs	316.00	311.20	271.80	277.40	269.70	249.70	227.00	232.20	228.90	214.40	206.00	186.70
Total third-party mutual funds (Mutual Fund Marketplace)3	2,151.00	2,186.00	2,018.10	2,056.20	2,030.90	1,920.70	1,816.30	1,839.60	1,875.30	1,787.00	1,760.20	1,666.10
Mutual Fund OneSource and other NTF funds	472.90	485.70	443.30	454.20	473.50	453.90	340.30	347.80	358.00	344.80	329.20	306.20
Mutual fund clearing services	327.30	334.30	311.10	327.70	320.20	298.30	280.60	280.70	280.80	264.70	248.10	233.40
Other third-party mutual funds	1,350.80	1,366.00	1,263.70	1,274.30	1,237.20	1,168.50	1,195.40	1,211.10	1,236.50	1,177.50	1,182.90	1,126.50
Total exchange-traded fund (ETF) assets2	3,651.80	3,543.40	3,092.40	3,022.80	2,871.70	2,615.30	2,358.30	2,335.60	2,274.10	2,088.20	2,019.50	1,841.10
Proprietary ETFs	605.10	583.70	512.60	495.30	476.00	439.70	398.20	395.00	385.90	349.60	342.90	319.40
Other third-party ETFs	3,046.70	2,959.70	2,579.80	2,527.50	2,395.70	2,175.60	1,960.10	1,940.60	1,888.20	1,738.60	1,676.60	1,521.70
Equity and other securities	5,383.20	5,228.40	4,566.90	4,722.60	4,624.70	4,188.70	3,765.50	3,972.60	3,839.60	3,648.80	3,467.70	3,163.50
Fixed income securities	823.90	804.50	780.60	786.80	792.10	788.00	775.80	762.30	795.40	792.00	779.00	779.70
Total net new client assets (NNA)4	192.40	118.70	139.90	158.20	134.40	73.60	132.40	108.40	90.80	74.20	88.20	66.30
Investor Services net new assets	72.30	38.50	54.10	60.40	52.70	31.20	69.50	46.20	37.20	40.10	37.60	28.10
Advisor Services net new assets	120.10	80.20	85.80	97.80	81.70	42.40	62.90	62.20	53.60	34.10	50.60	38.20
Net market gains / (losses) on client assets (quarterly)	55.90	1,198.30	-275.00	150.90	702.20	754.00	-304.00	72.40	422.20	214.90	513.60	625.80
Total net growth / (decline) in client assets (quarterly)	248.30	1,317.00	-135.10	309.10	836.60	827.60	-171.60	180.80	513.00	289.10	601.80	692.10

Active brokerage accounts3	40,260.00	39,802.00	39,099.00	38,506.00	37,963.00	37,476.00	37,011.00	36,456.00	35,982.00	35,612.00	35,301.00	34,838.00
New brokerage accounts opened	1,243.00	1,388.00	1,299.00	1,268.00	1,143.00	1,098.00	1,183.00	1,119.00	972.00	985.00	1,094.00	910.00
Client banking accounts	2,425.00	2,352.00	2,281.00	2,214.00	2,150.00	2,096.00	2,050.00	1,998.00	1,954.00	1,931.00	1,885.00	1,838.00
Workplace plan participant accounts (corporate retirement)	5,868.00	5,888.00	5,844.00	5,740.00	5,619.00	5,586.00	5,495.00	5,399.00	5,388.00	5,363.00	5,277.00	5,221.00
Client daily average trades (DATs)7	10,687.00	11,920.00	9,899.00	8,274.00	7,421.00	7,571.00	7,391.00	6,312.00	5,697.00	5,486.00	5,958.00	5,192.00
Equities (% of DATs, 10-Q / 10-K)(%)		61.0%	56.0%		55.0%	54.0%	56.0%		52.0%	52.0%	51.0%
Derivatives — options & futures (% of total trades)(%)		19.0%	20.0%		22.0%	20.0%	20.0%		21.0%	22.0%	22.0%
Exchange-traded funds (% of DATs, 10-Q / 10-K)(%)		16.0%	19.0%		17.0%	20.0%	18.0%		20.0%	18.0%	19.0%
Mutual funds (% of DATs, 10-Q / 10-K)(%)		3.0%	4.0%		5.0%	5.0%	5.0%		6.0%	6.0%	6.0%
Fixed income (% of DATs, 10-Q / 10-K)(%)		1.0%	1.0%		1.0%	1.0%	1.0%		1.0%	2.0%	2.0%
Number of trading days in period	64	62	61	63	64	62	60	63	64	63	61	63
Average revenue per trade (8-K & 10-Q / 10-K)($)	1.69	1.64	1.80	2.05	2.11	2.03	2.05	2.20	2.20	2.25	2.25	2.36
Trading revenue($M)3	1,158	1,215	1,089	1,066	995	952	908	873	797	777	817	767
Commissions revenue (10-Q / 10-K)($M)		528	489	482	453	431	431	407	388	383	413	391
Total order flow revenue (10-Q / 10-K)($M)2		624	560	531	490	466	443	411	357	357	352	300
Options order flow revenue($M)		434	363	330	299	268	270	270	250	248	242	198
Equities order flow revenue($M)		190	197	201	191	198	173	141	107	109	110	102
Principal transactions revenue (10-Q / 10-K)($M)		63	40	53	52	55	34	55	52	37	52	76
Margin loans / receivables from brokerage clients (period-end)	-187.90	-165.10	-126.70	-112.30	-97.20	-83.40	-83.60	-83.80	-73.00	-71.70	-68.10	-62.60

Total asset management and administration fees revenue($M)4	1,913	1,825	1,759	1,733	1,673	1,570	1,530	1,509	1,476	1,383	1,348	1,241
Total mutual funds, ETFs, CTFs, and alternatives — revenue($M)6	1,051	1,020	991	970	961	898	878	851	827	785	758	682
Average client assets($M)	2,826,449	2,737,218	2,648,862	2,549,022	2,482,074	2,280,258	2,282,610	2,221,064	2,121,478	2,028,613	1,959,749	1,809,299
Average fee rate(%)	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%
Schwab money market funds — revenue($M)2	481	473	468	465	458	442	418	389	379	357	336	299
Average client assets($M)	699,067	692,896	696,558	681,688	663,218	644,811	621,474	580,957	551,945	523,665	499,887	461,091
Average fee rate(%)	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%
Schwab equity and bond funds, ETFs, and CTFs — revenue($M)2	167	157	146	140	132	122	122	125	118	112	107	98
Average client assets($M)	943,891	882,538	818,316	777,071	735,519	661,793	658,588	647,170	603,314	565,848	539,661	486,340
Average fee rate(%)	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
Mutual Fund OneSource and other no-transaction-fee (NTF) funds — revenue($M)2	277	273	262	267	259	218	222	231	224	214	209	188
Average client assets($M)	486,893	484,076	468,101	462,417	443,660	350,487	359,696	363,024	354,664	338,198	314,576	289,841
Average fee rate(%)	0.2%	0.2%	0.2%	0.2%	0.2%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%
Other third-party mutual funds, ETFs, and alternatives — revenue($M)2	126	117	115	98	112	116	116	106	106	102	106	97
Average client assets($M)	696,598	677,708	665,887	627,846	639,677	623,167	642,852	629,913	611,555	600,902	605,625	572,027
Average fee rate(%)	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
Total managed investing / advice solutions — revenue($M)4	761	707	674	663	619	589	569	557	559	510	503	475
Average client assets — total advice solutions($M)	967,100	922,971	873,511	828,506	781,812	715,929	710,925	698,176	669,033	635,923	612,165	563,945
Average fee rate — total advice solutions(%)	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%
Fee-based advice solutions — average client assets($M)2	801,949	763,716	727,883	695,933	654,220	595,203	590,483	582,464	554,726	525,689	506,133	465,266
Fee-based advice solutions — revenue($M)	761	707	674	663	619	589	569	557	559	510	503	475
Fee-based advice solutions — average fee rate(%)	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%
Non-fee-based advice solutions — average client assets($M)	165,151	159,255	145,628	132,573	127,592	120,726	120,442	115,712	114,307	110,234	106,032	98,679
Other balance-based fees (trust, 401(k) recordkeeping, clearing) — revenue($M)2	70	70	69	85	66	61	64	76	72	69	69	65
Average client assets($M)	1,020,380	991,946	963,502	965,676	900,385	826,894	822,350	827,930	795,737	763,750	719,447	664,774
Average fee rate(%)	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Other asset management and administration fees($M)	31	28	25	15	27	22	19	25	18	19	18	19

Net interest revenue($M)1	3,476	3,357	3,144	3,172	3,050	2,822	2,706	2,531	2,222	2,158	2,233	2,130
Net interest margin (NIM)(%)	3.0%	3.0%	2.9%	2.9%	2.9%	2.7%	2.5%	2.3%	2.1%	2.0%	2.0%	1.9%
Total interest-earning assets — average balance($M)10	451,538	444,982	437,675	431,141	416,951	421,845	427,030	426,438	419,247	418,968	436,698	441,339
Total interest revenue (including securities lending)($M)	4,473	4,432	3,962	4,004	3,956	3,787	3,757	3,851	3,928	3,817	3,941	3,963
Average yield on total interest-earning assets(%)	3.9%	4.0%	3.6%	3.7%	3.7%	3.6%	3.5%	3.6%	3.7%	3.6%	3.6%	3.5%
Cash and cash equivalents — average balance($M)2	34,525	30,707	32,477	29,491	24,298	28,000	30,483	28,332	27,623	28,839	33,791	35,312
Interest revenue($M)	317	278	288	292	264	305	328	334	369	382	454	475
Average yield(%)	3.6%	3.6%	3.6%	3.9%	4.3%	4.3%	4.3%	4.6%	5.2%	5.2%	5.3%	5.3%
Cash and investments segregated — average balance($M)2	31,251	41,326	43,946	45,114	46,046	47,574	38,611	36,510	26,220	21,493	29,297	23,830
Interest revenue($M)	289	374	397	450	494	506	412	429	345	281	388	314
Average yield(%)	3.6%	3.6%	3.6%	3.9%	4.2%	4.2%	4.3%	4.6%	5.2%	5.2%	5.2%	5.2%
Receivables from brokerage clients (margin loans) — average balance($M)2	123,061	112,136	104,520	100,086	87,292	78,732	82,902	77,524	73,102	68,715	63,804	62,602
Interest revenue($M)	1,792	1,609	1,499	1,546	1,454	1,321	1,379	1,378	1,431	1,351	1,260	1,260
Average yield(%)	5.7%	5.7%	5.7%	6.0%	6.5%	6.6%	6.7%	7.0%	7.7%	7.8%	7.8%	7.9%
Available for sale (AFS) securities — average balance($M)2	65,149	65,864	65,255	66,031	69,794	77,750	84,590	92,216	98,645	104,045	111,867	118,831
Interest revenue($M)	379	358	326	340	360	405	433	486	531	555	594	647
Average yield(%)	2.3%	2.2%	2.0%	2.1%	2.1%	2.1%	2.1%	2.1%	2.1%	2.1%	2.1%	2.2%
Held to maturity (HTM) securities — average balance($M)2	128,026	131,126	132,192	134,742	137,672	141,098	144,401	147,608	151,004	154,314	157,410	160,378
Interest revenue($M)	553	570	567	575	587	602	622	638	650	658	690	700
Average yield(%)	1.7%	1.7%	1.7%	1.7%	1.7%	1.7%	1.7%	1.7%	1.7%	1.7%	1.8%	1.7%
Bank loans — average balance($M)2	69,526	63,823	59,285	55,677	51,849	48,691	46,043	44,248	42,653	41,562	40,529	40,386
Interest revenue($M)	775	693	627	600	557	518	493	483	484	460	440	437
Average yield(%)	4.4%	4.4%	4.3%	4.3%	4.3%	4.3%	4.3%	4.4%	4.5%	4.4%	4.4%	4.3%
Securities lending interest revenue($M)	238	178	91	98	183	96	60	72	87	95	76	78
Other interest revenue($M)	130	372	167	103	57	34	30	31	31	35	39	52
Total interest-bearing liabilities — average balance($M)10	432,172	419,411	405,364	394,153	379,376	384,748	389,770	390,424	386,818	388,751	405,466	411,358
Total interest expense on interest-bearing liabilities($M)	1,004	789	696	765	876	956	1,049	1,320	1,706	1,659	1,706	1,832
Average rate paid on interest-bearing liabilities(%)	0.9%	0.8%	0.7%	0.8%	0.9%	1.0%	1.1%	1.3%	1.8%	1.7%	1.7%	1.8%
Bank deposits — average balance($M)2	244,309	246,346	242,679	239,867	229,281	237,645	245,719	244,176	248,405	258,119	274,368	280,380
Interest expense($M)	139	114	118	175	248	326	436	550	841	840	921	971
Average rate(%)	0.2%	0.2%	0.2%	0.3%	0.4%	0.6%	0.7%	0.9%	1.4%	1.3%	1.4%	1.4%
Payables to brokerage clients — average balance($M)2	106,900	108,840	105,095	100,746	96,064	92,425	90,173	82,279	72,700	67,680	68,343	61,781
Interest expense($M)	59	59	56	68	67	60	49	43	79	77	73	66
Average rate(%)	0.2%	0.2%	0.2%	0.3%	0.3%	0.3%	0.2%	0.2%	0.4%	0.5%	0.4%	0.4%
Other short-term borrowings — average balance($M)2	14,349	11,082	9,103	6,148	7,593	7,644	6,695	9,094	10,821	9,268	7,385	6,724
Interest expense($M)	148	111	92	68	87	87	82	122	150	129	103	95
Average rate(%)	4.1%	4.0%	4.1%	4.4%	4.6%	4.6%	5.0%	5.3%	5.5%	5.6%	5.6%	5.6%
Federal Home Loan Bank (FHLB) borrowings — average balance($M)2	929	126	1,277	3,237	7,103	9,753	10,725	19,392	22,621	25,582	24,857	31,630
Interest expense($M)	10	1	12	34	79	110	133	257	310	348	330	423
Average rate(%)	4.0%	3.8%	3.9%	4.1%	4.4%	4.5%	4.9%	5.2%	5.4%	5.4%	5.3%	5.3%
Long-term debt — average balance($M)2	23,572	21,324	21,702	21,284	20,204	20,624	22,281	22,438	22,446	22,460	25,000	25,457
Interest expense($M)	272	228	201	211	207	206	212	206	208	208	224	226
Average rate(%)	4.5%	4.2%	3.7%	3.9%	4.0%	3.9%	3.8%	3.7%	3.7%	3.7%	3.6%	3.5%
Non-interest-bearing funding sources — average balance($M)	19,366	25,571	32,311	36,988	37,575	37,097	37,260	36,014	32,429	30,217	31,232	29,981
Other interest expense($M)	-7	286	122	67	30	9	2	0	0	0	2	1
Total funding sources — total interest expense($M)1	997	1,075	818	832	906	965	1,051	1,320	1,706	1,659	1,708	1,833
Average rate on total funding sources(%)	0.9%	1.0%	0.8%	0.8%	0.9%	0.9%	1.0%	1.2%	1.6%	1.6%	1.6%	1.7%
Bank deposit account (BDA / TD Bank IDA agreement) fees revenue($M)5	345	333	295	238	247	247	245	241	152	153	183	174
Average BDA balances (10-Q / 10-K)($M)		71,899	72,596		80,030	82,265	84,186		83,099	87,016	92,859
BDA average net yield (10-Q / 10-K)(%)		1.8%	1.6%		1.2%	1.2%	1.2%		0.7%	0.7%	0.8%
Fixed-rate BDA obligation balances (% of average BDA)(%)		83.0%	81.0%		77.0%	78.0%	78.0%		87.0%	88.0%	88.0%
Floating-rate BDA obligation balances (% of average BDA)(%)		17.0%	19.0%		23.0%	22.0%	22.0%		13.0%	12.0%	12.0%
Ending IDA deposit balance at TD Bank (Note 11 / 15)2		70.70	73.60	76.30	78.60	82.20	83.70	87.60	84.00	84.50	90.30	97.50
Ending fixed-rate IDA obligation balance		59.80	59.60	59.60	59.70	63.70	64.90	66.60	70.20	74.80	79.20	83.70
Ending floating-rate IDA obligation balance		10.90	14.00	16.70	18.90	18.50	18.80	21.00	13.80	9.70	11.10	13.80
Interest rate risk: 12-month NIR sensitivity & effective duration (10-Q / 10-K)5
Simulated 12-month NIR change: +200 bps gradual shift(%)		3.8%	7.3%	5.4%	8.5%			8.6%
Simulated 12-month NIR change: +100 bps gradual shift(%)		3.6%	3.5%	2.0%	4.6%			4.6%
Simulated 12-month NIR change: −100 bps gradual shift(%)		-1.6%	-3.7%	-5.3%	-4.2%			-4.6%
Simulated 12-month NIR change: −200 bps gradual shift(%)		-5.3%	-7.6%	-15.0%	-8.2%			-9.3%
Effective duration: consolidated total assets (excl. derivatives, years)(×)6		1.60	1.70	1.80	2.00	1.80	2.10	2.10	2.30	2.40
Consolidated total assets (incl. derivatives, years)(×)		1.80	1.90	1.90	2.00	1.90	2.10	2.00	2.30	2.40
AFS investment securities portfolio (excl. derivatives, years)(×)		2.30	2.30	2.40	2.50	2.40	2.40	2.30	2.30	2.30
AFS investment securities portfolio (incl. derivatives, years)(×)		1.90	2.00	2.00	2.00	2.00	1.90	1.80	2.00	2.10
Pledged asset lines (PALs, excl. derivatives, years)(×)		0.10	0.10	0.10	0.10	0.10	0.00	0.00	0.00	0.00
Long-term debt — CSC Senior Notes (excl. derivatives, years)(×)		3.30	3.00	3.00	2.90	3.00	3.10	3.20	3.40	3.60
Long-term debt — CSC Senior Notes (incl. derivatives, years)(×)		0.80	0.50	1.90	1.60	1.90	2.20	2.30	3.40	3.60

Total bank loans — gross($M)7		67,033	60,908	57,991	53,592	50,427	47,142	45,236	43,331	42,202	40,815	40,477
Total bank loans — net of allowance($M)		66,996	60,872	57,955	53,570	50,405	47,121	45,215	43,311	42,182	40,783	40,439
Allowance for credit losses on bank loans($M)		37	36	36	22	22	21	21	20	20	32	38
Total past due bank loans (30+ days)($M)		151	92	92	72	108	101	86	67	65	57	63
Nonaccrual and >90 days past due bank loans($M)		26	32	43	40	37	30	35	24	18	15	15
Total residential real estate loans — gross($M)2		33,205	31,691	30,911	29,782	28,965	28,137	27,813	27,234	26,879	26,656	26,632
First Mortgages — gross($M)4		32,782	31,269	30,484	29,361	28,542	27,721	27,389	26,799	26,435	26,201	26,153
First Mortgages — net($M)		32,752	31,240	30,456	29,346	28,527	27,707	27,375	26,785	26,421	26,174	26,121
First Mortgages — allowance for credit losses($M)		30	29	28	15	15	14	14	14	14	27	32
First Mortgages — total past due($M)		127	32	55	57	72	58	68	55	49	44	42
First Mortgages — nonaccrual($M)		14	21	37	33	33	20	25	20	14	11	7
Home equity lines of credit (HELOCs) — gross($M)4		423	422	427	421	423	416	424	435	444	455	479
HELOCs — net($M)		422	421	426	420	422	415	423	434	443	454	477
HELOCs — allowance for credit losses($M)		1	1	1	1	1	1	1	1	1	1	2
HELOCs — total past due($M)		3	3	4	4	3	4	3	5	5	5	6
HELOCs — nonaccrual($M)		2	3	3	3	2	3	3	3	4	4	4
Pledged asset lines (PALs) — gross($M)2		33,416	28,790	26,603	23,390	21,038	18,608	17,024	15,713	14,964	13,841	13,548
PALs — total past due($M)		20	57	33	10	32	38	14	6	11	8	15
PALs — nonaccrual($M)		10	8	3	3	1	6	6	0	0	0	4
Other bank loans — gross($M)		412	427	477	420	424	397	399	384	359	318	297
Total off-balance-sheet commitments to extend credit (Note 11 / 15)($M)2		3,332	3,566	2,718	3,034	2,799	2,733	2,406	2,920	2,724	3,010	3,347
Unused HELOCs and other lines of credit($M)		1,868	1,852	1,793	1,819	1,840		1,895
Commitments to purchase First Mortgage loans($M)		1,464	1,714	925	1,215	959	833	511	958	573	443	351
Total bank deposits (Note 9 / 12)($M)2		249,682	253,041	255,747	239,057	233,058	246,160	259,121	246,462	252,420	269,460	289,953
Total interest-bearing bank deposits($M)4		248,183	251,584	254,520	237,834	231,768	244,772	257,884	245,291	251,166	267,941	288,723
Deposits swept from brokerage accounts($M)		228,347	228,543	232,410	209,205	200,291	203,870	210,575	192,840	192,194	208,903	220,274
Checking deposits($M)		16,008	17,030	16,473	15,124	15,079	16,016	15,593	14,374	14,584	15,642	15,691
Savings and other deposits($M)		3,545	3,576	3,637	3,569	3,678	3,782	4,015	4,002	4,080	4,268	4,461
Time certificates of deposit (brokered CDs)($M)1		283	2,435	2,000	9,936	12,720	21,104	27,701	34,075	40,308	39,128	48,297
Weighted-average interest rate on time CDs(%)		3.9%	3.8%	4.0%	4.2%	4.3%	4.8%	4.9%	5.2%	5.3%	5.2%	5.2%
Non-interest-bearing deposits($M)		1,499	1,457	1,227	1,223	1,290	1,388	1,237	1,171	1,254	1,519	1,230
Available for sale (AFS) securities — fair value (XBRL)($M)7		62,467	61,090	62,357	62,308	67,612	74,828	82,994	90,018	93,562	101,086	107,646
AFS securities — amortized cost($M)		66,312	64,950	66,225	66,698	72,604	80,467	89,704	95,871	101,859	109,627	116,336
AFS gross unrealized gains($M)		1	0	3	3	2	1	1	2	0	0	1
AFS gross unrealized losses($M)		3,846	3,860	3,871	4,393	4,994	5,640	6,711	5,855	8,297	8,541	8,691
AFS maturity <= 1 year (fair value)($M)		6,307	6,937	6,193	6,465	7,156	10,612	16,580	17,637	15,921	16,153	13,243
AFS maturity 1–5 years (fair value)($M)		22,548	18,642	18,841	16,186	17,329	18,089	18,121	20,696	24,948	28,644	34,782
AFS maturity 5–10 years (fair value)($M)		24,833	23,321	20,255	15,710	13,255	12,975	12,785	13,179	12,919	13,315	13,806
AFS maturity > 10 years (fair value)($M)		8,779	12,190	17,068	23,947	29,872	33,152	35,508	38,506	39,774	42,974	45,815
Held to maturity (HTM) securities — amortized cost (XBRL)($M)7		130,568	131,671	133,969	136,693	139,684	143,815	146,453	149,862	153,179	156,371	159,452
HTM securities — fair value($M)		121,206	123,051	126,055	128,259	130,001	133,076	132,605	140,997	138,770	142,340	147,091
HTM gross unrecognized gains($M)		631	1,291	1,732	1,672	1,442	1,034	146	2,365	201	402	1,435
HTM gross unrecognized losses($M)		9,993	9,911	9,646	10,106	11,125	11,773	13,994	11,230	14,610	14,433	13,796
HTM maturity <= 1 year (amortized cost)($M)		628	583	468	592	394	1,572	1,622	1,667	1,937	1,099	1,248
HTM maturity 1–5 years (amortized cost)($M)		30,952	28,230	24,585	20,357	17,507	13,484	11,672	10,037	8,237	8,522	8,198
HTM maturity 5–10 years (amortized cost)($M)		25,206	21,747	24,436	27,439	29,655	32,779	34,858	37,043	38,690	39,472	40,139
HTM maturity > 10 years (amortized cost)($M)		73,782	81,111	84,480	88,305	92,128	95,980	98,301	101,115	104,315	107,278	109,867
Cash and investments segregated for regulatory purposes (XBRL)($M)6		33,011	39,778	42,931	47,754	45,568	38,408	38,221	33,671	21,737	25,905	31,836
Client collateral received — eligible to repledge($M)		228,200	174,936	155,500	134,727	115,551	115,840	116,258	101,320	99,543	94,483	86,911
Client collateral repledged($M)		148,229	91,652	79,286	75,937	56,703	44,039	42,090	41,201	30,359	28,753	27,043
Securities borrowed($M)		19,027	8,593	4,797	2,342	1,620	564	695	1,311	1,409	1,870	1,563
Securities loaned($M)		38,659	26,484	25,131	21,690	17,638	14,661	13,068	12,469	5,375	5,776	5,397
Securities purchased under agreements to resell (reverse repos)($M)		13,236	24,410	16,901	22,245	19,557	14,302	10,075	13,591	9,290	9,384	8,844
Securities sold under agreements to repurchase (repos)($M)		7,810	3,499	1,301	3,995	5,992	5,492	5,499	8,093	8,996	7,705	4,903

Consolidated Tier 1 Leverage Ratio(%)10		8.7%	8.9%	9.3%	9.7%	9.8%	9.9%	9.9%	9.7%	9.4%	8.8%	8.5%
Common Equity Tier 1 (CET1) risk-based capital ratio (10-Q / 10-K)(%)		24.4%	26.3%	30.4%	32.8%	33.0%	32.0%	31.7%	29.1%	29.0%	26.7%	24.5%
Tier 1 risk-based capital ratio (10-Q / 10-K)(%)		28.5%	31.4%	36.1%	38.9%	38.9%	40.2%	39.8%	36.8%	37.0%	34.3%	31.7%
Total risk-based capital ratio (10-Q / 10-K)(%)		28.5%	31.4%	36.1%	38.9%	39.0%	40.2%	39.8%	36.9%	37.0%	34.3%	31.7%
Supplementary Leverage Ratio (SLR, 10-Q / 10-K)(%)		8.6%	8.8%	9.2%	9.7%	9.7%	9.8%	9.8%	9.6%	9.4%	8.8%	8.5%
Common Equity Tier 1 (CET1) capital ($M)($M)		36,538	35,131	36,081	36,728	37,504	36,022	35,995	34,501	33,433	32,407	31,411
Tier 1 capital ($M)($M)		42,751	41,894	42,844	43,491	44,267	45,213	45,186	43,692	42,624	41,598	40,602
Total risk-based capital ($M)($M)		42,792	41,937	42,894	43,552	44,297	45,240	45,218	43,721	42,650	41,635	40,645
Risk-weighted assets (RWA, $M)($M)		150,030	133,572	118,782	111,898	113,697	112,485	113,648	118,612	115,334	121,328	128,230
Average assets with regulatory adjustments ($M)($M)		489,718	471,426	462,473	447,094	451,314	457,495	458,119	450,752	451,304	471,116	476,069
Total leverage exposure ($M)($M)		495,063	475,594	465,794	450,445	454,452	460,701	461,200	453,939	454,433	474,371	479,302
Liquidity Coverage Ratio (LCR, quarterly average, 10-Q / 10-K)(%)2		135.0%	135.0%	131.0%	134.0%	143.0%	138.0%	140.0%	130.0%	120.0%	130.0%	130.0%
Total eligible High-Quality Liquid Assets (HQLA)($M)		51,927	52,475	55,450	53,281	54,707	55,383	56,109	56,288	53,815	58,841	58,056
Net cash outflows (LCR denominator)($M)		38,534	38,895	42,415	39,814	38,361	40,213	40,232	43,356	45,086	45,195	44,793
External debt facilities: outstanding vs. available borrowing capacity (10-Q / 10-K)4
FHLB secured credit facilities — available borrowing capacity($M)1		32,836	33,463	74,226	75,342	67,255	65,028	59,810
FHLB secured credit facilities — outstanding($M)		500	0	1,850	850	9,000	11,500	16,700	22,600	24,400	24,000	26,400
Federal Reserve discount window — available borrowing capacity($M)1		27,967	28,610	29,327	29,706	29,863	30,357	30,512
Federal Reserve discount window — outstanding($M)		0	0	0	0	0	0	0
Unsecured commercial paper — available capacity($M)1		7,601	10,274	3,106	4,200	3,000	4,050	5,000
Unsecured commercial paper — outstanding($M)		7,399	4,726	1,894	800	2,000	950	0
Unsecured uncommitted external bank credit lines — available capacity($M)		1,892	1,892	1,892	1,692	1,692	1,692	1,692
Long-term debt carrying value & maturity schedule (XBRL)($M)4		22,669	20,486	22,199	20,199	20,208	21,471	22,428	22,442	22,449	22,865	26,128
Maturing in Year 1($M)		1,010	2,517	4,124	5	12	1,268	2,249	6	12	426	3,686
Maturing in Year 2($M)		1,999	1,950	3,463	3,463	3,463	3,463	4,112	4,112	4,112	4,112	2,249
Maturing in Year 3($M)		5,268	4,200	1,950	1,950	1,950	1,950	3,463	3,463	3,463	3,463	4,112
Maturing in Year 4($M)		1,579	500	4,200	4,200	4,200	4,200	1,950	1,950	1,950	1,950	3,463
Acquired intangible assets — net & 5-year expected amortization schedule (XBRL)($M)		7,283	7,413	7,233	7,360	7,487	7,615	7,743	7,873	8,003	8,131	8,260

Pre-tax profit margin — GAAP(%)1	52.7%	51.9%	49.2%	50.2%	49.2%	47.9%	43.8%	43.3%	38.0%	37.2%	37.9%	26.8%
Expenses excluding interest as % of average client assets (annualized)(%)	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.2%
Return on average common stockholders' equity (ROCE — GAAP)(%)	25.0%	25.0%	23.0%	22.0%	21.0%	19.0%	18.0%	18.0%	14.0%	14.0%	15.0%	12.0%
Full-time equivalent employees (FTEs, period-end)2	33.90	33.70	33.50	33.00	32.70	32.60	32.10	32.10	32.10	32.30	32.60	33.00
Average full-time equivalent employees (10-Q / 10-K)		33.40	33.20		32.80	32.30	32.10		32.30	32.30	32.70
Total compensation and benefits expense($M)3	1,756	1,790	1,812	1,630	1,653	1,536	1,672	1,533	1,522	1,450	1,538	1,409
Salaries and wages (10-Q / 10-K)($M)		1,005	1,001	968	952	927	923	897	893	886	854	884
Incentive compensation (10-Q / 10-K)($M)		489	453	378	424	351	412	388	384	329	387	288
Employee benefits and other (10-Q / 10-K)($M)		296	358	284	277	258	337	248	245	235	297	237

Charles Schwab Bank, SSB (FDIC CERT 57450): total assets (FFIEC Call Report)($M)32		250,828	242,914	253,772	243,112	247,664	260,404	275,425	272,674	273,816	286,704	304,549
Cash and balances due from depository institutions($M)		17,717	12,163	24,646	15,372	14,457	19,589	25,307	14,757	10,269	14,641	23,945
Total investment securities($M)		159,006	161,890	167,814	169,708	177,409	187,715	198,012	207,354	213,373	223,299	231,864
Loans and leases — gross($M)		67,279	57,585	54,735	50,951	48,381	45,658	44,184	42,521	41,542	40,178	40,110
Real estate loans($M)		33,205	31,690	30,911	29,782	28,965	28,137	27,814	27,234	26,879	26,655	26,631
Allowance for credit losses on loans($M)		37	36	36	22	22	21	21	20	19	32	38
Noncurrent loans (90+ days past due or nonaccrual)($M)		25	32	43	40	37	30	35	24	19	15	16
Total deposits($M)		225,247	219,912	230,499	214,260	209,546	219,880	231,315	222,165	224,023	238,272	257,579
Core deposits($M)		219,369	211,592	222,730	198,850	191,688	193,255	198,258	182,948	178,387	193,505	203,461
FDIC-insured deposits (estimated)($M)		182,396	184,517	186,915	178,035	174,607	185,332	195,808	191,221	196,940	207,572	224,739
Brokered deposits($M)		7,625	10,397	9,725	17,108	19,717	28,810	35,264	41,078	47,587	46,992	56,566
Unused loan commitments($M)		3,228	3,434	2,659	2,968	2,734	2,651	2,362	2,835	2,663	2,966	3,331
Total bank equity capital($M)		18,096	18,260	18,658	21,328	21,237	21,297	19,700	19,606	17,384	16,695	16,079
Tier 1 capital($M)		27,085	27,474	28,126	31,514	32,114	33,078	32,584	32,225	32,091	31,944	31,777
Risk-weighted assets (Call Report)($M)		89,849	80,839	78,281	77,218	76,495	76,263	78,134	79,464	80,450	81,261	83,809
CET1 risk-based capital ratio(%)		30.2%	34.0%	35.9%	40.8%	42.0%	43.4%	41.7%	40.6%	39.9%	39.3%	37.9%
Tier 1 leverage ratio(%)		10.7%	10.9%	11.1%	12.4%	12.2%	12.2%	11.6%	11.2%	10.9%	10.4%	10.1%
Total risk-based capital ratio(%)		30.2%	34.0%	36.0%	40.8%	42.0%	43.4%	41.7%	40.6%	39.9%	39.4%	38.0%
Net interest income (quarterly)($M)		1,333	1,255	1,177	992	953	862	664	411	423	483	430
Total interest income (quarterly)($M)		1,540	1,462	1,471	1,452	1,497	1,537	1,595	1,657	1,654	1,749	1,801
Total interest expense (quarterly)($M)		207	207	294	460	544	675	931	1,246	1,231	1,266	1,371
Total noninterest income (quarterly)($M)		11	13	10	7	6	9	2	11	7	5	8
Total noninterest expense (quarterly)($M)		231	228	209	209	219	226	224	236	241	265	406
Net income (quarterly)($M)		850	803	724	640	546	494	363	136	147	167	12
Net interest margin (YTD annualized)(%)		2.1%	2.1%	1.6%	1.5%	1.4%	1.3%	0.7%	0.6%	0.7%	0.7%	0.8%
Efficiency ratio (YTD)(%)		17.6%	18.0%	21.5%	23.1%	24.3%	26.0%	48.2%	55.4%	55.1%	54.3%	53.7%
Return on assets (ROA, YTD)(%)		1.3%	1.3%	0.9%	0.9%	0.8%	0.7%	0.3%	0.2%	0.2%	0.2%	0.3%
Return on equity (ROE, YTD)(%)		18.0%	17.4%	11.8%	10.7%	10.0%	9.6%	4.5%	3.4%	3.8%	4.1%	7.5%
Full-time equivalent employees		1,133	1,127	1,063	1,074	1,062	1,031	998	1,002	968	975	1,001
CET1 capital (SEC 10-Q / 10-K)($M)		27,085	27,474	28,126	31,514	32,114	33,078	32,584	32,225	32,091	31,944	31,777
Risk-weighted assets (SEC 10-Q / 10-K)($M)		89,849	80,839	78,281	77,218	76,495	76,263	78,134	79,464	80,450	81,261	83,809
Total leverage exposure (SEC 10-Q / 10-K)($M)		256,985	254,512	254,975	256,117	266,352	274,203	282,629	290,001	296,450	309,011	318,007
Supplementary Leverage Ratio (SEC 10-Q / 10-K)(%)		10.5%	10.8%	11.0%	12.3%	12.1%	12.1%	11.5%	11.1%	10.8%	10.3%	10.0%
Charles Schwab Premier Bank, SSB (FDIC CERT 33497): total assets (FFIEC Call Report)($M)28		26,576	27,441	27,022	25,134	24,433	25,262	26,472	25,776	25,492	26,033	27,748
Cash and balances due from depository institutions($M)		1,800	1,578	3,214	1,867	1,905	2,407	3,070	1,701	896	1,034	1,999
Total investment securities($M)		22,856	20,138	19,836	19,112	19,686	20,554	21,589	22,417	23,112	23,682	24,450
Loans and leases — gross($M)		1	3,609	3,487	2,862	2,303	1,758	1,254	1,022	823	651	549
Real estate loans($M)		0	0	0	0	0	0	0	0	0	0	0
Allowance for credit losses on loans($M)		0	0	0	0	0	0	0	0	0	0	0
Noncurrent loans (90+ days past due or nonaccrual)($M)		0	0	0	0	0	0	0	0	0	0	0
Total deposits($M)		24,456	25,353	25,005	22,742	22,183	22,876	24,087	21,486	20,197	22,056	23,315
Core deposits($M)		24,456	25,353	25,005	22,742	22,183	22,876	24,087	21,486	20,197	22,056	23,315
FDIC-insured deposits (estimated)($M)		24,075	24,628	24,610	22,372	21,579	21,980	22,673	20,138	19,847	21,625	22,832
Brokered deposits($M)		0	0	0	0	0	0	0	0	0	0	0
Unused loan commitments($M)		0	0	0	0	0	0	0	0	0	0	0
Total bank equity capital($M)		2,095	2,039	1,995	2,163	2,227	2,334	2,159	2,040	1,848	1,715	1,571
Tier 1 capital($M)		3,049	3,041	3,049	3,293	3,430	3,625	3,538	3,467	3,419	3,366	3,309
Risk-weighted assets (Call Report)($M)		6,182	8,136	7,260	6,723	6,295	5,878	5,906	5,952	6,068	6,008	6,088
CET1 risk-based capital ratio(%)		49.3%	37.4%	42.0%	49.0%	54.5%	61.7%	59.9%	58.3%	56.3%	56.0%	54.4%
Tier 1 leverage ratio(%)		10.9%	11.2%	11.5%	13.0%	13.2%	13.7%	13.1%	12.7%	12.4%	11.8%	11.2%
Total risk-based capital ratio(%)		49.3%	37.4%	42.0%	49.0%	54.5%	61.7%	59.9%	58.3%	56.3%	56.0%	54.4%
Net interest income (quarterly)($M)		166	157	157	142	142	134	114	83	89	96	81
Total interest income (quarterly)($M)		171	159	159	146	148	145	149	153	153	156	164
Total interest expense (quarterly)($M)		5	2	2	4	6	11	35	70	64	60	83
Total noninterest income (quarterly)($M)		0	0	0	0	0	0	0	0	0	0	1
Total noninterest expense (quarterly)($M)		25	23	23	22	22	21	21	21	20	20	22
Net income (quarterly)($M)		103	102	101	93	95	87	71	48	53	57	42
Net interest margin (YTD annualized)(%)		2.4%	2.4%	2.3%	2.3%	2.2%	2.1%	1.5%	1.4%	1.4%	1.5%	0.9%
Efficiency ratio (YTD)(%)		14.9%	14.7%	15.3%	15.6%	15.6%	15.7%	21.5%	22.8%	21.6%	20.8%	40.3%
Return on assets (ROA, YTD)(%)		1.5%	1.5%	1.5%	1.5%	1.4%	1.4%	0.9%	0.8%	0.8%	0.9%	0.4%
Return on equity (ROE, YTD)(%)		20.1%	20.2%	17.3%	16.5%	16.3%	15.5%	12.3%	11.8%	12.9%	13.9%	10.6%
Full-time equivalent employees		161	156	198	151	145	140	141	141	120	120	136
Charles Schwab Trust Bank (FDIC CERT 59108): total assets (FFIEC Call Report)($M)28		10,509	10,420	10,435	9,670	9,667	9,831	10,104	9,623	9,453	10,177	10,224
Cash and balances due from depository institutions($M)		848	840	1,576	1,240	1,194	1,174	1,950	1,239	915	1,388	1,235
Total investment securities($M)		9,207	9,047	8,655	8,214	8,243	8,426	7,885	8,139	8,276	8,496	8,705
Loans and leases — gross($M)		0	0	0	0	0	0	0	0	0	0	0
Real estate loans($M)		0	0	0	0	0	0	0	0	0	0	0
Allowance for credit losses on loans($M)		0	0	0	0	0	0	0	0	0	0	0
Noncurrent loans (90+ days past due or nonaccrual)($M)		0	0	0	0	0	0	0	0	0	0	0
Total deposits($M)		9,677	9,615	9,640	8,890	8,856	9,005	9,302	8,679	8,628	9,396	9,517
Core deposits($M)		9,677	9,615	9,640	8,890	8,856	9,005	9,302	8,679	8,628	9,396	9,517
FDIC-insured deposits (estimated)($M)		9,159	9,112	9,132	8,426	8,352	8,507	8,820	8,155	8,125	8,894	9,126
Brokered deposits($M)		0	0	0	0	0	0	0	0	0	0	0
Unused loan commitments($M)		0	0	0	0	0	0	0	0	0	0	0
Total bank equity capital($M)		809	769	766	752	784	792	779	919	805	746	674
Tier 1 capital($M)		1,167	1,148	1,160	1,180	1,240	1,282	1,304	1,440	1,398	1,357	1,313
Risk-weighted assets (Call Report)($M)		1,467	1,443	1,349	1,425	1,437	1,475	1,453	1,467	1,507	1,563	1,593
CET1 risk-based capital ratio(%)		79.6%	79.6%	86.0%	82.8%	86.3%	86.9%	89.8%	98.1%	92.8%	86.8%	82.4%
Tier 1 leverage ratio(%)		10.9%	10.5%	11.2%	11.8%	12.3%	12.2%	12.8%	14.5%	13.7%	12.6%	11.6%
Total risk-based capital ratio(%)		79.6%	79.6%	86.0%	82.8%	86.3%	86.9%	89.8%	98.1%	92.8%	86.8%	82.4%
Net interest income (quarterly)($M)		63.8	62.9	60.3	56.3	55.8	58.2	54.7	48.6	47	54	57
Total interest income (quarterly)($M)		70.1	69.2	67.2	63.4	63.1	65.9	64.3	62.3	63	69	73
Total interest expense (quarterly)($M)		6.30	6.30	7	7.20	7.30	7.80	9.60	13.7	16	15	16
Total noninterest income (quarterly)($M)		30.4	30	31.1	30.5	28.7	28.7	30.1	28.9	29	29	33
Total noninterest expense (quarterly)($M)		22.3	25.3	22.8	23	22.9	25.8	22.9	23.8	23	25	24
Net income (quarterly)($M)		54.3	53.1	50.4	49.6	48.2	47.5	49.8	41.6	41	44	47
Net interest margin (YTD annualized)(%)		2.5%	2.5%	2.4%	2.4%	2.4%	2.4%	2.1%	2.1%	2.1%	2.2%	2.1%
Efficiency ratio (YTD)(%)		25.4%	27.2%	27.1%	27.8%	28.5%	29.7%	29.5%	30.3%	30.2%	30.1%	29.3%
Return on assets (ROA, YTD)(%)		2.1%	2.0%	2.0%	2.0%	1.9%	1.9%	1.8%	1.7%	1.7%	1.7%	1.6%
Return on equity (ROE, YTD)(%)		27.5%	27.7%	25.3%	24.9%	24.4%	24.2%	22.5%	21.5%	22.9%	24.8%	40.2%
Full-time equivalent employees		255	253	257	250	244	237	239	197	241	245	255
Charles Schwab & Co., Inc. (CS&Co broker-dealer): regulatory net capital (SEC Rule 15c3-1)($M)2		16,124	13,441	13,188	11,977	12,043	12,117	11,112	9,888	221	3,144	5,629
Required net capital (2% of aggregate debit balances)($M)		3,546	2,707	2,559	2,567	2,155	2,008	2,049	1,786	1,742	1,146	1,069
Net capital in excess of required net capital($M)		12,578	10,734	10,629	9,410	9,888	10,109	9,063	8,102	7,056	5,081	4,560

U.S. security brokers and dealers: total financial assets (Federal Reserve Z.1)4		7,241.80	6,689.10	6,275.50	6,128.00	6,018.00	5,758.90	5,269.60	5,508.30	5,169.40	5,145.00	4,875.80
U.S. security brokers and dealers: total liabilities		6,803.30	6,277.30	5,878.70	5,752.90	5,652.00	5,400.20	4,928.20	5,177.80	4,851.10	4,830.20	4,568.20
U.S. security brokers and dealers: customer margin loans & receivables		742.30	622.20	609.70	566.10	506.40	476.90	485.50	451.50	451.00	433.80	397.90
U.S. security brokers and dealers: security repurchase (repo) assets		2,076.60	2,071.60	1,989.60	1,856.80	1,855.50	1,930.50	1,689.90	1,831.80	1,708.80	1,660.40	1,625.80
U.S. money market funds: total financial assets (Federal Reserve Z.1)		8,441.40	8,289.60	8,190.20	7,774.10	7,481.20	7,397.90	7,243.20	6,839.10	6,548.40	6,440.70	6,357.60

Total net revenues($M)2	7,171	7,072	6,482	6,336	6,135	5,851	5,599	5,329	4,847	4,690	4,740	4,459
Investor Services segment — total net revenues($M)5		5,528	5,077	5,036	4,883	4,635	4,445	4,257	3,848	3,716	3,737	3,684
Net interest revenue($M)		2,575	2,425	2,502	2,424	2,244	2,158	2,038	1,777	1,736	1,766	1,745
Asset management and administration fees($M)		1,349	1,294	1,277	1,221	1,144	1,114	1,096	1,074	1,001	975	969
Trading revenue($M)		1,087	980	962	906	852	805	780	710	688	717	673
Bank deposit account fees($M)		257	226	185	196	194	191	190	118	119	141	150
Other revenue($M)		260	152	110	136	201	177	153	169	172	138	147
Advisor Services segment — total net revenues($M)5		1,544	1,405	1,300	1,252	1,216	1,154	1,072	999	974	1,003	775
Net interest revenue($M)		782	719	670	626	578	548	493	445	422	467	385
Asset management and administration fees($M)		476	465	456	452	426	416	413	402	382	373	272
Trading revenue($M)		128	109	104	89	100	103	93	87	89	100	94
Bank deposit account fees($M)		76	69	53	51	53	54	51	34	34	42	24
Other revenue($M)		82	43	17	34	59	33	22	31	47	21	0
Total expenses excluding interest (GAAP)($M)9	3,394	3,403	3,294	3,156	3,114	3,048	3,144	3,024	3,005	2,943	2,942	3,265
Professional services($M)	325	307	303	344	293	291	269	297	256	259	241	253
Occupancy and equipment($M)	316	301	285	293	280	270	274	276	271	248	265	331
Advertising and market development($M)	114	111	101	115	101	108	96	101	101	107	88	104
Communications($M)	172	198	163	142	149	176	153	131	147	172	141	144
Depreciation and amortization($M)	196	198	201	206	212	215	217	224	231	233	228	238
Amortization of acquired intangible assets($M)	141	142	132	127	127	128	130	130	130	129	130	130
Regulatory fees and assessments($M)	73	63	75	62	59	77	89	89	88	96	125	270
Investor Services — total expenses excluding interest (10-Q / 10-K)($M)1		2,663	2,568	2,456	2,427	2,361	2,434	2,326	2,315	2,282	2,315
Compensation and benefits($M)		1,399	1,399	1,265	1,284	1,191	1,285	1,176	1,169	1,122	1,189
Advisor Services — total expenses excluding interest (10-Q / 10-K)($M)1		740	726	700	687	687	710	698	690	661	627
Compensation and benefits($M)		391	413	365	369	345	387	357	353	328	349
Income before taxes on income($M)3	3,777	3,669	3,188	3,180	3,021	2,803	2,455	2,305	1,842	1,747	1,798	1,194
Investor Services pre-tax income($M)		2,865	2,509	2,580	2,456	2,274	2,011	1,931	1,533	1,434	1,422	1,025
Advisor Services pre-tax income($M)		804	679	600	565	529	444	374	309	313	376	169
Taxes on income($M)	871	869	709	721	663	677	546	465	434	415	436	149
Net income (GAAP)($M)2	2,906	2,800	2,479	2,459	2,358	2,126	1,909	1,840	1,408	1,332	1,362	1,045
Net income available to common stockholders (GAAP)($M)	2,811	2,681	2,397	2,367	2,277	1,977	1,796	1,717	1,299	1,211	1,251	926
Diluted earnings per common share — GAAP($)	1,733	1,739	1,752	1,777	1,811	1,822	1,822	1,836	1,834	1,834	1,831	1,828
Operating cash flow (DB)($M)1		4,300	7,342	-763	538	3,177	6,359	-10,827	19,098	-4,252	-1,349	20,037
Capital expenditures (8-K & DB sign-flipped positive)($M)	319	792	173	158	152	136	156	258	135	92	122	199

Italic numbers are calculated by StockData from reported figures (hover for the formula). Numbers with a dotted underline are read from the text of earnings releases and presentations; hover to see the exact sentence. Tick a row to add it to the chart above (up to 8 lines).

Methodology and excluded metrics

Fiscal year = calendar year (December 31). Form 8-K Earnings Releases and 13-month rolling Monthly Activity Reports run through Q3 2026 (43 quarters FY2016Q1..FY2026Q3) and September 2026 (130 consecutive months 2015-12..2026-09).
Rows marked '10-Q / 10-K', FFIEC Call Reports for Schwab's 3 banking subsidiaries (CSB, CSPB, CSTB), and Federal Reserve Z.1 sector series run through Q2 2026 (the Q3 2026 Form 10-Q is filed in November).
All cells are published figures or permitted period-splitting derivations (Q4 = full year 10-K − nine months 10-Q; cash flow quarter = YTD − prior YTD). Consolidated − Parent carve-outs are not applicable (CSC Parent is a holding company with $0 direct client revenue); self-reported subsidiary disclosures are shown instead.

Not shown because recent periods are missing (4)

Interest rate risk: 12-month NIR sensitivity & effective duration (10-Q / 10-K) › Effective duration: consolidated total assets (excl. derivatives, years) › Combined AFS & HTM securities portfolio (excl. derivatives, years)
Interest rate risk: 12-month NIR sensitivity & effective duration (10-Q / 10-K) › Effective duration: consolidated total assets (excl. derivatives, years) › Combined AFS & HTM securities portfolio (incl. derivatives, years)
Forge Global Holdings, Inc. (công ty con mua lại ngày 02/03/2026) — Total Custodial Accounts, Assets Under Custody ($18.4B Q3 2025), Trading Volume & Net Take Rate: ngừng nộp 10-Q độc lập sau Q3 2025 (thiếu 3 quý mới nhất FY2026Q1..FY2026Q3 theo Bước 5)
Domestic branch offices count ('more than 380 domestic branch offices' trong 10-K Item 2): công bố dạng số cận ('more than / over'), loại theo Bước 5

Data updated 2026-10-26.

Every KPI on its own page

Full history, chart, sources and a citation for each metric

Client assets, net new assets and ongoing advisory (key metric — quarterly & monthly)

Client accounts, trading activity (DATs), STAX & order flow revenue (key metric)

Asset management and administration fees (AMAF): average assets, revenue & fee rates

Total asset management and administration fees revenue ($M)43 periods

Schwab Charles Corp (SCHW) operating KPIs

KPIs

Every KPI on its own page

Client assets, net new assets and ongoing advisory (key metric — quarterly & monthly)

Client accounts, trading activity (DATs), STAX & order flow revenue (key metric)

Asset management and administration fees (AMAF): average assets, revenue & fee rates

Net interest revenue, average interest-earning assets, yields/rates, NIM & BDA economics

Bank loans, credit quality, lending commitments, deposits & investment portfolio (10-Q / 10-K)

Regulatory capital, LCR liquidity, external debt facilities & maturity schedules

Profitability ratios, workforce & compensation disaggregation, CEO pay ratio & facilities

Subsidiaries (self-reported: FFIEC Call Reports, SEC Rule 15c3-1, UK Companies House) & Parent company

Capital markets, interest rates & U.S. broker-dealer sector benchmarks (FRED & Fed Z.1)

Financial and segment context (from database + 8-K / 10-Q / 10-K segment disaggregation)