SBSINYSEState Commercial BanksFiscal year ends December 31
SOUTHSIDE BANCSHARES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 24, 2026
$30.48−0.18 (-0.59%)
Close on Oct 19, 2026
- Market cap
- $910.65M
- P/E (TTM)
- 12.0
- Dividend yield
- 4.72%
Southside Bancshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Market Cap | $908.55M | $679.86M |
| Enterprise Value | $511.29M | $408.94M |
| PE Ratio | 12.00 | 11.99 |
| PS Ratio | 3.66 | 3.59 |
| PB Ratio | 1.03 | 1.18 |
| P/TBV Ratio | 1.33 | 1.41 |
| P/FCF Ratio | 7.18 | 10.89 |
| P/OCF Ratio | 6.26 | 10.01 |
Enterprise value
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| EV / Sales | 2.06 | 2.76 |
| EV / FCF | 4.04 | 8.23 |
Income (trailing twelve months)
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Revenue | $248.18M | $170.85M |
| Pretax Income | $90.75M | $70.12M |
| Net Income | $76.00M | $54.33M |
| EPS (Diluted) | $2.54 | $2.91 |
Margins
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Pretax Margin | 36.6% | 36.5% |
| Profit Margin | 30.6% | 29.1% |
| FCF Margin | 51.0% | 33.2% |
Returns
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.00% | 10.6% |
| Return on Assets (ROA) | 0.89% | 1.12% |
Growth
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -4.59% | 11.8% |
| Net Income Growth (YoY) | -11.3% | 23.2% |
| EPS Growth (YoY) | -9.93% | 23.1% |
| FCF Growth (YoY) | 223.5% | 28.5% |
| Revenue Growth (3Y CAGR) | -2.17% | 5.82% |
| Revenue Growth (5Y CAGR) | 0.00% | 6.17% |
| EPS Growth (3Y CAGR) | -11.1% | 1.31% |
| EPS Growth (5Y CAGR) | -1.50% | 8.24% |
Balance sheet
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $397.26M | $205.54M |
| Net Cash (Debt) | $397.26M | $164.40M |
| Net Cash Per Share | $13.33 | $8.13 |
| Equity (Book Value) | $882.46M | $563.88M |
| Book Value Per Share | $29.61 | $28.47 |
| Tangible Book Value | $680.59M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Operating Cash Flow | $145.21M | $61.52M |
| Capital Expenditures | -$18.74M | -$4.08M |
| Free Cash Flow | $126.47M | $52.15M |
| FCF Per Share | $4.24 | $3.05 |
Efficiency
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $317.77K | $353.78K |
| Profits Per Employee | $97.31K | $107.28K |
| Employee Count | 781 | 489 |
Dividends and yields
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Earnings Yield | 8.36% | 8.13% |
| FCF Yield | 13.9% | 8.91% |
| Dividend Yield | 4.72% | 2.48% |
| Shareholder Yield | 4.72% | 3.13% |
| Dividend Per Share | $1.44 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 56.5% | 29.3% |
| FCF Payout Ratio | 34.0% | 26.0% |
Shares
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Shares Outstanding | 29,808,000 | 18,839,100 |
| Shares Change (YoY) | -1.51% | 0.40% |
| Float | 28,218,500 | 17,061,900 |
| Shares Held by Insiders | 5.33% | 5.89% |
| Shares Held by Institutions | 57.2% | 61.9% |
Taxes
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Income Tax | $14.75M | $14.50M |
| Effective Tax Rate | 16.3% | 21.1% |
Scores
| Measure | Southside Bancshares | Industry median |
|---|---|---|
| Graham Number | $41.13 | $45.31 |
| Graham Upside | 35.0% | 21.9% |
| Altman Z-Score | 0.16 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Southside Bancshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.