SAFTNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
SAFETY INSURANCE GROUP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$103.85−0.18 (-0.17%)
Close on Oct 19, 2026
- Market cap
- $1.51B
- P/E (TTM)
- 22.4
- Dividend yield
- 3.51%
Safety Insurance statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison
Valuation
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Market Cap | $1.52B | $3.25B |
| Enterprise Value | $1.46B | $2.52B |
| PE Ratio | 22.38 | 10.32 |
| PS Ratio | 1.19 | 1.08 |
| PB Ratio | 1.74 | 1.48 |
| P/TBV Ratio | 1.79 | 1.56 |
| P/FCF Ratio | 8.68 | 7.95 |
| P/OCF Ratio | 8.46 | 7.31 |
Enterprise value
| Measure | Safety Insurance | Industry median |
|---|---|---|
| EV / Sales | 1.13 | 0.93 |
| EV / EBITDA | 15.40 | 6.24 |
| EV / FCF | 8.29 | 7.33 |
Income (trailing twelve months)
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Revenue | $1.29B | $4.57B |
| Pretax Income | $87.52M | $589.53M |
| Net Income | $68.62M | $470.80M |
| EBITDA | $94.60M | $657.96M |
| EPS (Diluted) | $4.64 | $4.71 |
Margins
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Pretax Margin | 6.80% | 13.7% |
| Profit Margin | 5.33% | 10.7% |
| EBITDA Margin | 7.35% | 13.5% |
| FCF Margin | 13.7% | 17.5% |
Returns
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Return on Equity (ROE) | 7.84% | 13.9% |
| Return on Assets (ROA) | 2.82% | 3.31% |
Growth
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 7.21% | 8.06% |
| Net Income Growth (YoY) | -19.1% | 25.1% |
| EPS Growth (YoY) | -18.7% | 27.7% |
| FCF Growth (YoY) | 10.8% | 7.71% |
| Revenue Growth (3Y CAGR) | 16.6% | 9.53% |
| Revenue Growth (5Y CAGR) | 8.35% | 8.29% |
| EPS Growth (3Y CAGR) | 28.6% | 15.9% |
| EPS Growth (5Y CAGR) | -6.10% | 15.2% |
Balance sheet
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $67.92M | $482.49M |
| Net Cash (Debt) | $67.92M | $300.85M |
| Net Cash Per Share | $4.63 | $5.27 |
| Equity (Book Value) | $876.65M | $3.63B |
| Book Value Per Share | $59.72 | $41.34 |
| Tangible Book Value | $853.25M | $2.59B |
Cash flow (trailing twelve months)
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Operating Cash Flow | $180.30M | $631.50M |
| Capital Expenditures | -$4.58M | -$11.90M |
| Free Cash Flow | $175.72M | $661.55M |
| FCF Per Share | $11.97 | $8.91 |
Efficiency
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Asset Turnover | 0.53 | 0.27 |
| Revenue Per Employee | $2.26M | $1.73M |
| Profits Per Employee | $120.80K | $208.67K |
| Employee Count | 568 | 1,341 |
Dividends and yields
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Earnings Yield | 4.50% | 9.51% |
| FCF Yield | 11.5% | 12.5% |
| Dividend Yield | 3.51% | 2.02% |
| Shareholder Yield | 3.51% | 4.63% |
| Dividend Per Share | $3.64 | $1.75 |
| Dividend Growth (YoY) | 1.11% | 4.86% |
| Years of Dividend Growth | 1 | 3 |
| Payout Ratio | 78.7% | 20.2% |
| FCF Payout Ratio | 30.7% | 16.0% |
Shares
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Shares Outstanding | 14,680,500 | 65,596,200 |
| Shares Change (YoY) | -1.02% | -1.19% |
| Float | 12,847,100 | 56,719,400 |
| Shares Held by Insiders | 12.5% | 3.34% |
| Shares Held by Institutions | 84.4% | 85.3% |
Taxes
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Income Tax | $18.91M | $105.00M |
| Effective Tax Rate | 21.6% | 19.8% |
Scores
| Measure | Safety Insurance | Industry median |
|---|---|---|
| Graham Number | $78.96 | $76.86 |
| Graham Upside | -24.0% | 20.9% |
| Altman Z-Score | 1.54 | 0.87 |
| Piotroski F-Score | 6 | 5 |
Calculated by StockData from Safety Insurance's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.