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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada NIM — Personal Banking by Quarter

NIM — Personal Banking (%) (%)

QuarterlyAnnual

Royal Bank of Canada NIM — Personal Banking: 2.7% in Q3 FY26, unchanged from a year earlier.

Latest, Q3 FY26
2.7%
Period ended Jul 31, 2026
Change on a year earlier
0.0 pts
2.7% in Q3 FY25
History
16 quarters
Since Q4 FY22
Sources
8
Documents cited below

Where the Q3 FY26 figure comes from

Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedNIM — Personal Banking (%) (%)Year on yearSource
Q3 FY26Jul 31, 20262.7%0.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q2 FY26Apr 30, 20262.7%+0.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q1 FY26Jan 31, 20262.7%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q4 FY25Oct 31, 20252.7%+0.2 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q3 FY25Jul 31, 20252.7%+0.2 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q2 FY25Apr 30, 20252.7%+0.2 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q1 FY25Jan 31, 20252.6%+0.2 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q4 FY24Oct 31, 20242.5%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q3 FY24Jul 31, 20242.5%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_8] ↗
Q2 FY24Apr 30, 20242.4%+0.2 ptsRBC Q2 2026 Supplementary Financial Information (26q2supp.xlsx) [Page_8] ↗
Q1 FY24Jan 31, 20242.3%+0.1 ptsRBC Q1 2026 Supplementary Financial Information (26q1supp.xlsx) [Page_8] ↗
Q4 FY23Oct 31, 20232.4%+0.2 ptsRBC Q4 2025 Supplementary Financial Information (25q4supp.xlsx) [Page_8] ↗
Q3 FY23Jul 31, 20232.3%–RBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_8] ↗
Q2 FY23Apr 30, 20232.3%–RBC Q2 2025 Supplementary Financial Information (25q2supp.xlsx) [Page_8] ↗
Q1 FY23Jan 31, 20232.3%–RBC Q1 2025 Supplementary Financial Information (25q1supp.xlsx) [Page_8] ↗
Q4 FY22Oct 31, 20222.2%–RBC Q4 2024 Supplementary Financial Information (24q4supp.xlsx) [Page 8] ↗

Cite this data

StockData. (2026). Royal Bank of Canada NIM — Personal Banking (%), quarterly Q4 FY22–Q3 FY26 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/pb-nim-pct

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.