Royal Bank of Canada
Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –
Royal Bank of Canada Canada Industry-Wide: Stage 3 ECL Allowance by Year
Canada Industry-Wide (OSFI Return E3): Stage 3 ECL Allowance (C$M) (M)
Royal Bank of Canada Canada Industry-Wide: Stage 3 ECL Allowance: 9,745M in FY2025, up 24.3% from a year earlier. That is the highest of the 8 years on record here.
Where the FY2025 figure comes from
Source: OSFI Return E3 — Total All Banks (Q4 - 2025, Addr 3057) ↗
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Canada Industry-Wide (OSFI Return E3): Stage 3 ECL Allowance (C$M) (M) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Oct 31, 2025 | 9,745 | +24.3% | OSFI Return E3 — Total All Banks (Q4 - 2025, Addr 3057) ↗ |
| FY2024 | Oct 31, 2024 | 7,841 | +14.6% | OSFI Return E3 — Total All Banks (Q4 - 2024, Addr 3057) ↗ |
| FY2023 | Oct 31, 2023 | 6,839 | +33.8% | OSFI Return E3 — Total All Banks (Q4 - 2023, Addr 3057) ↗ |
| FY2022 | Oct 31, 2022 | 5,110 | -0.9% | OSFI Return E3 — Total All Banks (Q4 - 2022, Addr 3057) ↗ |
| FY2021 | Oct 31, 2021 | 5,154 | -21.2% | OSFI Return E3 — Total All Banks (Q4 - 2021, Addr 3057) ↗ |
| FY2020 | Oct 31, 2020 | 6,543 | +25.3% | OSFI Return E3 — Total All Banks (Q4 - 2020, Addr 3057) ↗ |
| FY2019 | Oct 31, 2019 | 5,221 | – | OSFI Return E3 — Total All Banks (Q4 - 2019, Addr 3057) ↗ |
| FY2018 | Oct 31, 2018 | 0 | – | OSFI Return E3 — Total All Banks (Q4 - 2018, Addr 3057) ↗ |
Cite this data
StockData. (2026). Royal Bank of Canada Canada Industry-Wide: Stage 3 ECL Allowance (M), annual FY2018–FY2025 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/osfi-q-ind-ecl-stage3-total-m
See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.